XRP Rich List: How Much XRP Puts You in the Top 10%

Monicah W

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XRP is one of the most talked-about cryptocurrencies, but few people understand how small its true holder base is. Even though there are 6.4 million XRP wallets, that does not mean there are 6.4 million people holding XRP. Many users, especially experienced ones, hold multiple wallets for different purposes like trading, storage, and security.

In fact, a large number of these wallets are inactive, unfunded, or belong to exchanges like Binance and Uphold. Others may contain only a small amount of XRP, often referred to as “dust” wallets. Based on blockchain data and AI analysis, it is estimated that only about 30 to 40 percent of these wallets are actually used by individual holders.

As explained by Edo Farina, this means that the real number of people who hold XRP is much smaller—somewhere between 1.5 and 2 million worldwide. That’s less than 0.03 percent of the global population. To put it simply, fewer than one in every 4,000 people on the planet currently holds XRP.

So, how much XRP do you need to be considered a top holder? According to the latest data, owning just 2,500 XRP places you in the top 10 percent of all XRP wallets. At current market prices, that’s about $5,000. While it’s no longer as easy as it once was, it’s still an amount within reach for many investors.

There’s a common belief that if XRP ever reaches high values—say $1,000—the elites or governments won’t allow regular people to profit. But when you look at the numbers, the situation is quite different. 

Even if 2.5 million wallets each held 250 XRP and XRP hit $1,000, each person would make $250,000. That’s a great return, but not enough to disrupt global financial systems or draw serious attention from regulators. And realistically, most people are unlikely to hold XRP until it reaches those high prices. Many will cash out early—at $10, $50, or $100.

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This Low-Cost Cryptocurrency Could 50x Your Investment – Here’s Why Analysts Are Bullish on This Token

mutuum-finance

The post This Low-Cost Cryptocurrency Could 50x Your Investment – Here’s Why Analysts Are Bullish on This Token appeared first on Coinpedia Fintech News

Finding undervalued cryptocurrencies with real growth potential can be challenging, but Mutuum Finance (MUTM) is quickly proving itself as one of the most promising opportunities in the market. Currently priced at just $0.02 in its presale phase, this low-cost token is attracting attention from analysts and investors alike. Many experts believe that MUTM is set to surge by 50x in the coming months as its adoption grows, making it an ideal investment before prices take off.

Mutuum Finance (MUTM)

Mutuum Finance is more than just a token—it is a fully decentralized lending and borrowing platform that enables users to supply crypto assets, earn passive income, and access liquidity without selling their holdings. Unlike speculative assets, MUTM has built-in financial utilities that encourage long-term participation. With all transactions executed through smart contracts, the platform ensures security and transparency, eliminating intermediaries and providing users with full control over their funds.

The presale has already gained significant traction, raising over $3.5 million and attracting thousands of investors eager to secure their positions at the lowest possible price. As demand rises, each presale phase brings a price increase, making it increasingly difficult for new buyers to enter at early-stage valuations. The token is set to launch at $0.06, meaning those who invest at $0.02 are already positioned for a 3x return at listing.

One of the strongest price drivers for MUTM is its buy-and-distribute mechanism. A portion of the platform’s revenue will be used to buy back MUTM tokens from the open market, creating continuous buying pressure. These tokens will then be distributed to mtToken holders, rewarding long-term participants while stabilizing the token’s price. This model ensures a sustainable demand cycle, making MUTM a strong candidate for consistent value appreciation.

MUTM is expected to be listed on major exchanges due to its fast-growing community and strong DeFi utility. With increasing adoption and a structured lending and borrowing system, the token is attracting both retail and institutional interest. Exchange platforms prioritize assets with real use cases and active investor engagement, making MUTM a strong candidate for top-tier listings.

muttum-finance

Additionally, the team plans to launch a beta version of its platform at the same time as the token listing. This ensures that Mutuum Finance will have a functional product from day one, demonstrating its commitment to delivering long-term value rather than relying solely on speculation. Having an operational lending and borrowing system immediately available will further drive user adoption and demand for MUTM.

Mutuum Finance has a total supply of 4 billion MUTM tokens, strategically allocated to support long-term growth and ecosystem stability. The structured tokenomics ensure balanced distribution for liquidity, platform development, and community incentives, fostering sustainable demand. This model strengthens investor confidence while reinforcing the platform’s decentralized financial services.

Given its rapid fundraising, structured tokenomics, and growing interest from investors, the projected 50x price increase becomes a realistic expectation. When MUTM reaches $1, early buyers at $0.02 will see life-changing returns. With its expanding DeFi ecosystem, strategic exchange plans, and sustainable growth mechanisms, Mutuum Finance is positioning itself as a major player in the space.

To further engage its growing community, Mutuum Finance is also running a $100,000 giveaway, offering early supporters the chance to win MUTM tokens. This initiative is designed to reward investors while increasing participation and visibility for the project.

With its strong DeFi utilities, growing investor interest, and structured growth strategies, Mutuum Finance presents a rare early-stage opportunity. As demand increases and exchange listings approach, MUTM is set for significant price appreciation, making now the best time to secure a position before the surge begins.

For more information about Mutuum Finance (MUTM) visit the links below:

The post This Low-Cost Cryptocurrency Could 50x Your Investment – Here’s Why Analysts Are Bullish on This Token appeared first on Coinpedia Fintech News
Finding undervalued cryptocurrencies with real growth potential can be challenging, but Mutuum Finance (MUTM) is quickly proving itself as one of the most promising opportunities in the market. Currently priced at just $0.02 in its presale phase, this low-cost token is attracting attention from analysts and investors alike. Many experts believe that MUTM is set …

German Prosecutors Halt eXch Crypto Platform, Confiscate $38.5 Million in Digital Assets

The Frankfurt am Main Public Prosecutor’s Office, in collaboration with the Central Office for the Combat of Internet Crime (ZIT) and the Federal Criminal Police Office (BKA), has shut down Germany-based cryptocurrency exchange eXch.

On April 30, law enforcement seized the exchange’s server infrastructure and approximately €34 million ($38.5 million) in crypto assets. 

German Authorities Shut Down eXch

In a press release issued on May 9, the authorities revealed that the seized crypto assets included Bitcoin (BTC), Ethereum (ETH), Litecoin (LTC), and Dash (DASH). They also confiscated over eight terabytes of data.

“Once again, we have been able to seize millions of euros’ worth of illicit cryptocurrencies and shut down a digital money-laundering platform. The scale of these operations clearly shows that cybercrimes are being committed on an industrial level,” Carsten Meywirth, Head of the Cybercrime Department of the German Federal Criminal Police Office, said.

The seizure of eXch followed allegations that the privacy-focused exchange was used to launder illicit funds. The platform allegedly operated without Know Your Customer (KYC) requirements and was accessible on both the Clearnet and Darknet. 

The press release emphasized that the platform was advertised on criminal forums. It openly stated that it did not implement anti-money laundering measures. Users remained anonymous, with no identity verification and no data storage, making eXch ideal for hiding financial transactions. 

According to German authorities, eXch facilitated around $1.9 billion in cryptocurrency transfers since its launch. They suspect that the exchange received Bitcoin of criminal origin.

Moreover, it was allegedly laundering a significant portion of the $1.5 billion stolen from the hacked cryptocurrency exchange Bybit in February. The Bybit hack, attributed to North Korea’s Lazarus Group, is one of the largest cryptocurrency thefts in history. Hackers siphoned off over 400,000 ETH from the exchange’s cold wallet.

“eXch was used to launder hundreds of millions from the Bybit hack, Multisig hack, FixedFloat exploit, $243 million Genesis Creditor theft, and countless phishing drainer services over the past few years with refusal to block addresses and freeze orders,” blockchain investigator, ZachXBT, wrote on Telegram.

Amid the allegations surrounding Bybit’s funds, eXch announced its voluntary closure effective May 1. The exchange cited a hostile environment and the pressure from the ongoing transatlantic operation, which involved allegations of money laundering and terrorism, as key reasons for their decision to shut down.

“The goals we certainly never had in mind were to enable illicit activities such as money laundering or terrorism, as we are being accused of now. We also have absolutely no motivation to operate a project where we are viewed as criminals. This doesn’t make any sense to us,” the April 17 announcement read.

However, just one day before eXch’s closure, German authorities acted and seized it. They stated that they managed to secure numerous pieces of evidence and traces. For now, the Frankfurt Prosecutor’s Office has not released additional details on potential charges or arrests related to the operation.

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