The cryptocurrency market has always been full of surprises — and one coin that’s made serious growth recently is XRP. From trading at just a few cents not long ago, XRP has skyrocketed to $2.40, even briefly overtaking Tether to grab the third spot on the crypto leaderboard. With all the ongoing developments, it’s natural to wonder: Is XRP gearing up to become the next Bitcoin?
The FOMO Factor
Dave Portnoy, owner of DDTG Global, recently spoke out about the growing crypto craze. Sharing a personal story, he revealed how he got outbid on an apartment in Miami by a crypto investor. “Just like that,” he said. “Bitcoin’s up to about $100k. I’ve worked hard for 20 years and yes — there’s 100% FOMO on everything now.”
Portnoy admitted that while Bitcoin feels more established today, coins like XRP are now catching the attention of people chasing the next big opportunity. “But that’s why I am in XRP. It’s FOMO. It’s not like I have some brand belief in it. What if that’s the next Bitcoin?”
SEC vs Ripple Saga Nearing Its End
One of the biggest obstacles for XRP has been its long legal battle with the U.S. Securities and Exchange Commission (SEC). The case, which has dragged on since 2020, accused Ripple of selling XRP as an unregistered security. But with settlement talks gaining momentum and both parties moving closer to a resolution, the crypto world is watching closely.
Many believe that once this case wraps up, it could open the doors for XRP to surge even higher. The end of regulatory uncertainty might attract big investors and new partnerships — something Ripple has already been actively securing around the world.
Nothing in today’s order changes Ripple’s wins (i.e. XRP is not a security, etc). This is about procedural concerns with the dismissal of Ripple’s cross-appeal. Ripple and the SEC are fully in agreement to resolve this case and will revisit this issue with the Court, together. https://t.co/vBQdBD3FNe
While it’s too soon to tell if XRP can truly reach Bitcoin’s level, there’s no denying the momentum it’s building. With a sharp price rally, a major lawsuit nearly resolved, and increasing global partnerships, XRP is positioning itself as a serious contender in the crypto world.
After disclosing its treasury ambitions, Strive Asset Management has taken the first real steps to acquire Bitcoin (BTC). The company has announced a $750 million private investment to power its Bitcoin accumulation plans. Rather than blindly stacking Bitcoin, Strive Asset Management will leverage alpha-generating strategies in its Treasury operations. Strive Asset Management Raises $750M For Bitcoin Purchases Vivek Ramaswamy’s Strive Asset Management and Asset Entities have unveiled plans to become a leading force in Bitcoin accumulation. According to an X post, the company has announced a $750 million raise via private investment from a coalition of undisclosed VC firms. While details are under wraps, Strive Asset Management says the capital injection will support the company’s “first wave of Bitcoin accumulation.” Moreover, the tweet from Strive reveals additional plans to raise as much as $1.5 billion from private investment via warrant exercise. Strive Asset Management and Asset Entities (Nasdaq: ASST) announce… Read More at Coingape.com
SG Forge, the crypto division of French banking giant Societe Generale, is set to enter the dollar-backed stablecoin race with USD CoinVertible (USDCV). The launch comes on the heels of its successful MiCA-compliant euro stablecoin, EUR CoinVertible (EURCV).
USDCV Stablecoin to Launch on Ethereum and Solana
According to reports, USDCV will be deployed on both the Ethereum and Solana blockchains, offering fast and scalable transactions. While the exact launch date hasn’t been confirmed, insiders suggest an early July 2025 rollout.
SG Forge already operates EURCV, a euro-backed stablecoin with a market cap of $47.9 million and a circulating supply of over 41.8 million, according to CoinGecko.
Key Features and Institutional Backing
USD CoinVertible (USDCV) will support:
Crypto trading
Cross-border payments
On-chain settlements
Foreign exchange transactions
Collateral and cash management
The reserves behind USDCV will be custodied by Bank of New York Mellon, adding a layer of institutional trust.
USDCV is expected to follow MiCA regulatory standards, just like its euro-pegged counterpart. This aligns the project with the European Union’s push for legal clarity and consumer protection in crypto.
Stablecoin Market Landscape in 2025
The stablecoin market cap currently stands at $254.37 billion, with $49.13 billion in daily volume. The top five stablecoins by market cap are:
Stablecoin
Market Cap
Tether (USDT)
$155.22 Billion
USDC
$60.96 Billion
USDS
$7.20 Billion
Ethena (USDe)
—
Dai
—
The dominance of USD-pegged stablecoins highlights the competitive pressure SG Forge’s USDCV will face. However, its regulated framework, strong banking roots, and multi-chain presence could help it carve out a niche.
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The post France’s Societe Generale Enters USD Stablecoin Market With USDCV appeared first on Coinpedia Fintech News
SG Forge, the crypto division of French banking giant Societe Generale, is set to enter the dollar-backed stablecoin race with USD CoinVertible (USDCV). The launch comes on the heels of its successful MiCA-compliant euro stablecoin, EUR CoinVertible (EURCV). USDCV Stablecoin to Launch on Ethereum and Solana According to reports, USDCV will be deployed on both …
While Cardano (ADA) continues to hold investor attention as a fundamentally sound project, many seasoned traders are quietly pivoting toward early-stage tokens with more aggressive upside. One of the standout names emerging in these circles is Mutuum Finance (MUTM)—a DeFi lending protocol currently priced at just $0.03 in Phase 5, with 50% of the tokens already sold. Its structured presale is progressing rapidly, with each phase bringing a higher price, ultimately reaching $0.06 by Phase 11.
But what’s setting MUTM apart isn’t just its low entry point—analysts featured on Cointelegraph and Investing.com have already highlighted the project as a potential category leader in decentralized lending, citing its strong audit scores, early product rollout, and robust lending mechanics.
If the token reach its projected listing valuations of $0.60 or higher, early entries could realize 20x gains from this level. A $1,500 investment today could grow to $30,000, aligning with the kinds of returns typically associated with the earliest backers of Cardano (ADA) or Polkadot (DOT). With analysts drawing such parallels this early on, it’s easy to see why sharp capital is already positioning.
Custom Lending Beyond ADA’s Scope
Mutuum Finance (MUTM) introduces a liquidity model that stands apart from static DeFi protocols. Rather than offering a singular lending approach, it will implement both peer-to-contract (P2C) and peer-to-peer (P2P) lending systems, giving users the freedom to lend or borrow based on their preferred structure. The P2C system will allow users to earn interest through pooled liquidity, while P2P will enable direct, custom agreements that are particularly attractive for institutions, large holders, or users holding tokens like Dogecoin (DOGE), Shiba Inu (SHIB), or Pepe (PEPE)—assets not traditionally supported in pooled DeFi setups.
Unlike ADA, which never offered a lending product that gives users full control over loan terms, Mutuum Finance (MUTM) will let lenders and borrowers negotiate rates and collateral structures in the P2P model. This flexibility enables smarter capital deployment and appeals to investors who want utility beyond staking. Borrowers will retain full ownership of their assets by posting collateral, unlocking liquidity without losing exposure to their holdings—a major advantage during bull cycles or portfolio restructuring.
The P2C mechanism will also be dynamic, with interest rates adjusting automatically based on the utilization of liquidity pools. As demand for borrowing rises, interest rates will climb, incentivizing more lenders to join the pool. This self-correcting system keeps the ecosystem balanced without manual intervention, and it creates yield opportunities far more responsive than what legacy networks like Cardano (ADA) offer.
Revenue-Backed Rewards and Long-Term Growth Mechanics
Mutuum’s model of generating yield will center around mtTokens, which will represent a user’s share in the liquidity pools. These tokens will accumulate value in real time, automatically reflecting interest earned. Stakers who stake mtTokens in designated contracts will be eligible for protocol-funded dividends, issued in the form of buybacks of the native MUTM token. These buybacks will use actual protocol revenue—giving rewards real financial backing rather than being inflation-based.
This makes Mutuum’s staking model far more sustainable than token rewards funded by pre-mines or treasuries. As usage of the protocol scales, so too will the value generated and redistributed to stakers, turning mtTokens into passive-income tools that automatically grow with protocol activity. ADA holders have long been used to staking with flat returns, but MUTM will tie its staking incentives directly to ecosystem health and on-chain utilization, offering an entirely different trajectory of value accrual.
In addition to protocol mechanics, Mutuum Finance (MUTM) is also laying the groundwork for scalability with a future Layer-2 integration plan. This will reduce transaction fees and support faster, more efficient lending and staking operations—something ADA has faced significant criticism for lacking even after years of development. As Mutuum continues to expand, Layer-2 compatibility will play a crucial role in broadening its adoption, particularly among users priced out of Ethereum mainnet fees.
Beyond development, the $100K giveaway launched by the team signals a bold approach to community acquisition. Instead of relying solely on traditional paid marketing, the project is actively rewarding users who participate early. This not only encourages word-of-mouth momentum but also ensures the community grows alongside the protocol’s development. ADA has never prioritized this level of direct user reward during its formative stages, which makes MUTM’s strategy feel more aligned with current crypto user expectations.
At $0.03, Mutuum Finance (MUTM) sits in Phase 5 of its presale—and 50% of this allocation is already sold. With the token set to list at $0.06, the current entry point offers a clean 2x upside before public markets even open. But the bigger picture isn’t just about presale pricing—it’s about entering a project that’s engineered for utility, yield, and long-term value capture. With 11 phases in total and each step increasing in price, latecomers will face higher costs and a tighter margin for gains.
For more information about Mutuum Finance (MUTM) visit the links below:
The post Smart Investors Are Watching Cardano (ADA), but a $0.03 Token May Deliver the Next 20× appeared first on Coinpedia Fintech News
While Cardano (ADA) continues to hold investor attention as a fundamentally sound project, many seasoned traders are quietly pivoting toward early-stage tokens with more aggressive upside. One of the standout names emerging in these circles is Mutuum Finance (MUTM)—a DeFi lending protocol currently priced at just $0.03 in Phase 5, with 50% of the tokens …
