The United States and European Union are reportedly close to finalizing a trade agreement to set tariffs at 15% on select imports, according to the Financial Times. This deal aims to reduce escalating trade tensions and prevent the implementation of higher tariffs threatening both economies. The proposed 15% tariff rate marks an increase but remains below previously proposed maximums. Ongoing negotiations highlight efforts to stabilize transatlantic trade and strengthen economic cooperation between the US and EU.
The XRP community is rife with speculation after Ripple’s CEO, Brad Garlinghouse, stated that Ripple’s goal is not to integrate with SWIFT but to outpace the traditional network and capture its trillion-dollar cross-border payments industry. If this happens, the XRP price would record an explosive rally, but how high would it rise? Let’s explore.
XRP Price Today
XRP value today trades at $2.28, with a daily high of $2.35 and a low of $2.25. The second-largest altcoin recently formed a higher high, which may have kickstarted an uptrend, with traders eagerly watching whether it will overcome the uncertainty in the broader market and push higher.
XRP/USDT: 4-Hour Chart
However, despite XRP price remaining at weekly range highs, trading volumes had declined by 4% to $3.9 billion at press time per data from CoinMarketCap, suggesting that the recent buying pressure driven by ProShares XRP ETF news might be fading. Nevertheless, Garlinghouse’s comments on Ripple’s plans to overtake SWIFT may spark the next XRP bull run.
Ripple Wants To Capture SWIFT’s Trillion-Dollar Cross-Border Payments Industry
Ripple’s CEO was speaking during an interview with Fox Business, where he stated that there was a “massive” opportunity for the company in the cross-border payments industry. Despite SWIFT dominating this sector, Ripple notes there is a gap that can be filled by modernising it to achieve more efficiency and boost value for XRP price. He said,
“The market opportunity here is massive. You have trillions of dollars flowing across borders globally. It’s still dominated by the SWIFT network, and that’s a technology architecture that was developed 50 years ago. There is an opportunity to modernise.”
This statement suggests that Ripple plans to leverage blockchain technology to boost efficiency in the cross-border payments industry by replacing SWIFT’s old technology. If Ripple successfully taps this trillion-dollar market, it could spark massive gains for the XRP price.
How High Can XRP Price Rise?
XRP price will make an explosive rally if Ripple manages to capture the global cross-border payments industry, which is valued at more than $194 trillion and estimated to reach $320 trillion by 2032. However, considering that SWIFT has been operational for decades, replacing it could take several years.
However, even if Ripple captures just a fraction of this industry, say $20 trillion, the XRP price could explode. Grok3 uses liquidity and XRP’s 58 billion circulating supply to estimate that,
“If XRP captures $20 trillion of the $194 trillion global cross-border payments industry, its price could rally to approximately $48.89 per token based on utility-driven demand.”
Meanwhile, DeepSeek projects that Ripple capturing SWIFT’s trillion-dollar industry would also spark adoption from banks and other payment providers, in which case the XRP price could skyrocket to $34.
Considering the above XRP price prediction, it is clear that if Ripple were to capture even a small fraction of SWIFT’s cross-border payments, this token could register over 15x gains within a short time. This indicates that cross-border payments is one of the major industries that Ripple needs to tap into to derive value for XRP.
Summary
XRP price will make explosive gains if Ripple is successful in overtaking SWIFT and dominating the cross-border payments industry. If Ripple taps a tiny fraction of this industry and processes around $20 trillion payments annually, XRP could soar nearly 15 times, which will result in a surge in market cap and see the token dominate the crypto market.
The crypto market’s turmoil remains consistent, but the dips have become a buying opportunity, as investors leverage into altcoins to buy at low prices. Donald Trump’s Liberation Day became the bearish catalyst for the market, crashing crypto prices significantly. The introduction of tariffs ignited the trade war, especially between the US and China, impacting all the financial markets. However, three cryptos defied the odds, how? Let’s discuss.
Top 3 Bullish Altcoins to Buy
Trump’s Liberation Day has highlighted the impact of macroeconomic events on the crypto market, as it wiped out billions of dollars from digital assets. Most crypto prices faced a significant drop, including Bitcoin, but some defied the odds with minimal impact or fast recovery. This includes Fartcoin, Solayer, Virtual Protocol, and other altcoins that investors should consider to buy.
1. Fartcoin (FARTCOIN)
Fartcoin is among the most bullish Solana meme coins, having surged more than 195% in the last 30 days alone. With a surge in demand, this altcoin succeeded in beating Trump’s Liberation Day-fueled crash. It currently trades at $1.14 with a market capitalization of $1.14B per CoinMarketCap.
2. Solayer (LAYER)
Solayer is among the best top altcoins to buy due to its 127% surge in the month, creating an ATH high milestone just a few hours ago. The token currently trades at $3.06 and is highly bullish due to the Binance exchange listing.
3. Virtual Protocol (VIRTUAL)
In contrast to the aforementioned altcoins, Virtual Protocol has entered a consolidation period today, with the price declining nearly 10%. However, experts call it a ‘buy-the-dip’ opportunity as the token is setting a step down before jumping higher. In the last 30 days, its price has surged more than 120%, currently trading at $1.29.
Bottom Line
The crypto market has recovered significantly from Trump’s Liberation Day-influenced crash, but the uncertainty still exists. The investors are awaiting the upcoming FOMC meeting and Fed rate cuts to witness liquidity inflow and crypto prices. Interestingly, despite the crash, a few altcoins showed bullishness that investors can consider to buy.
