The UK is stepping up its crypto game — with clear rules, bold reforms, and global collaboration. At the UK Fintech Week summit, the Treasury and Chancellor of the Exchequer, Rachel Reeves, have introduced draft rules to regulate cryptoassets, aiming to protect people from scams and shady firms. Here’s what the rules mandate?
Crypto Firms Face Stricter Standards
Under these new rules, crypto platforms dealing with assets like Bitcoin and Ethereum will now fall under stricter regulations. This includes exchanges, dealers, and agents, who will be required to follow the same high standards as traditional finance.
That means crypto platforms serving UK customers must follow strict transparency, consumer protection, and operational stability rules. The move is part of the UK’s “Plan for Change,” a strategy to grow financial services while reducing risk.
With crypto ownership in the UK tripling from 4% in 2021 to 12% today, regulators say it’s time to step in. Too many people have been left exposed to risky platforms and scams. The new rules aim to stop that, making sure users are better protected from day one.
Meanwhile, Reeves made it clear: the UK wants to be the best place to build in crypto, but the worst place for scammers.
UK and US Explore Joint Innovation
In addition to new local rules, the UK is also teaming up with the U.S. through the UK-U.S. Financial Regulatory Working Group. The two countries are exploring joint ways to promote safe crypto growth.
One exciting idea on the table is a “transatlantic sandbox,” a shared testing space for digital securities, as proposed by SEC Commissioner Hester Peirce.
Big Moves Coming in July
Reeves confirmed that the UK will release its first Financial Services Growth Strategy on July 15, with fintech named a top priority.
The government also plans to finalize and roll out full crypto legislation by the end of 2025 after more discussions with industry players.
Ripple (XRP) has maintained an average trading price of $2 over the last 30 days. With spot ETF applications in progress and the long-standing SEC lawsuit near resolution, corporate interest in XRP is on the rise . This year, high-net-worth individuals and institutional investors have been active within XRP markets, drawn by regulatory clarity and long-term utility prospects.
On-chain data reveals exactly how much a new whale would need to invest to join Ripple’s richest holders in April 2025.
XRP Traders Must Invest $1.8 Billion to Join Ripple’s Richest Whale Cohort
Ripple (XRP) has navigated significant volatility this year. Over the last week, escalating geopolitical tensions, including the ongoing U.S. trade war, have triggered a broad sell-off across traditional and crypto markets.
Despite the market drawdown, Ripple price continues to show relative strength, currently trading around $1.83—a 10% pullback from last week’s $2.20 high.
On-chain data shows wallets holding 1 billion XRP coins or more—have been actively buying the dip. Santiment’s Supply Distribution chart confirms that is the largest cohort of XRP holders.
Ripple (XRP) Whale Wallet Balances, April 2025 | Source: Santiment
As of April 2025, a new entrant would need to invest $1.8 billion to acquire 1 billion XRP and enter this elite class. Presently, only 160 wallet addresses belong to the class, and they collectively hold 24.7 billion XRP.
A closer look at the chart shows that the whales had recently increased their aggregate holdings by another 1 billion, increaseing their holdings from 23.7 billion XRP on March 27 to reach 24.7 billion XRP coins at press time on April 8.
Essentially, in the last 14-days XRP richest whales cohort capitalized on the ongoing market dip to acquire 1.1 billion XRP worth approximately $2 billion. This affirms the narrative that XRP continues to attract whale demand despite market turbulence surround the US trade war.
3 Reasons Billionaire Traders Continue Buying XRP Despite US Trade War
Despite broader market weakness, billionaire XRP holders are doubling down. The combination of ETF filings, regulatory clarity, and strategic acquisitions continues to reinforce long-term confidence. This whale accumulation signals expectations of an XRP rebound, driven by institutional utility, legal closure, and new market integrations.
XRP Spot ETF Filings in Progress
One of the most pivotal developments supporting the upward trajectory is the progress toward a spot ETF. While Bitcoin and Ethereum ETFs have dominated headlines, Ripple’s applications have quietly advanced.
Multiple asset managers are preparing XRP ETF filings, backed by recent legal clarity and Ripple’s expanding institutional footprint.
The prospect of a regulated investment vehicle could attract billions in fresh capital from pension funds, wealth managers, and other historically risk-averse institutions.
Analysts believe an XRP ETF approval would immediately increase market depth and price stability for XRP, while also amplifying its status as a leading altcoin.
This development is a key factor driving current accumulation among rich XRP investors.
2. Trump Included XRP in Strategic Crypto Reserve
In a surprising policy move, the Trump announced a crypto strategic reserve proposal on March 2, including XRP as a component asset along with BTC, ETH, ADA and SOL.
This reserve is being framed as part of a financial infrastructure initiative to boost U.S. Treasury and ease mounting national debt.
Ripple’s low transaction costs and global remittance use-case likely influenced the decision. The endorsement from a major political entity adds institutional legitimacy and opens the door to wider regulatory acceptance. The news has spurred bullish sentiment among politically aligned investor groups, which explains the rising whale demand in recent weeks.
3. Ripple Pays $1.25 Billion to Acquire Prime Broker Hidden Road
Ripple has confirmed a $1.25 billion deal to acquire Hidden Road, a leading digital asset prime broker. This acquisition signals Ripple’s aggressive push to dominate institutional crypto finance. Once completed, Ripple will become the world’s largest non-bank prime broker for digital assets.
The acquisition expands Ripple’s capabilities in stablecoin liquidity, cross-border settlements, and institutional custody. Hidden Road’s infrastructure will also accelerate Ripple’s integration with global financial institutions.
Industry experts see this deal as transformative, positioning Ripple to rival traditional brokers like Goldman Sachs in the crypto-native space. Combined with the ETF push, this move aligns with Ripple’s strategic goal of capturing the institutional market.
In Summary
The recent $2 billion accumulation by XRP’s wealthiest cohort appears a calculated bet on positive long-term price prospects amid Trade war tension.
As a decentralized asset with no physical operations or supply chain vulnerabilities, Ripple could offer large investors and high-net-worth traders a relative flight-to-safety option.
Thursday April 10. However it remains to be seen of the global cryptocurrency sector will decouple as the bearish sentiment surrounding stocks and commodities markets intensify,
Traders are now watching out for the US and China’s inflation reports, both slated for Thursday, April 10.
Renewed interest in XRP has hinted at a potential market reversal from a multi-week correction.
XRP price must consistently close above $2.23 in the coming days to validate a fresh bullish wave.
Ripple Labs’s XRP gained more than 6 percent in the past 24 hours to trade at about $2.21 on Tuesday during the evening North American trading session. As Bitcoin (BTC) price rallied above a crucial resistance/support level of around $92k for the first time since the onset of the U.S.-led tariff trade wars, confidence in the wide altcoin market grew in tandem.
Moreover, the rising crypto Open Interest (OI) has helped catalyze bullish sentiment following the ongoing parabolic price rally of gold.
XRP Price Eyes $3 Next
From a technical analysis standpoint, XRP price has been forming a market reversal pattern in the past few weeks, characterized by a possible inverse head and shoulders (H&S) formation. Today’s XRP pump saw the altcoin approach a crucial resistance level around $2.23, which if flipped will result in a confirmed bullish wave in the near future.
In the four-hour timeframe, XRP price has signaled a momentum shift to a bullish outlook after breaking out of a multi-week falling logarithmic trend. A consistent close above $2.23 will clear the path for XRP bulls to push toward the next target of about $3.
However, a consistent close below $2.23 in the coming days will result in further XRP price correction, possibly towards $1.76 again.
Market Picture
The confirmation of the nomination of the new U.S SEC Chair Paul Atkins earlier on Tuesday stamped the end of the Ripple lawsuit, and clarity for XRP and the wider crypto market ahead. Moreover, the odds of a spot XRP ETF approval by the end of 2025 surged to 72 percent on the polymarket as investors speculate on imminent approvals.
The XRP market will continue to improve as more institutional investors gradually accumulate in anticipation of a parabolic rally in the coming months.
The post XRP Price Analysis Today: Is a Bullish Wave to $3 Confirmed? appeared first on Coinpedia Fintech News
Renewed interest in XRP has hinted at a potential market reversal from a multi-week correction. XRP price must consistently close above $2.23 in the coming days to validate a fresh bullish wave. Ripple Labs’s XRP gained more than 6 percent in the past 24 hours to trade at about $2.21 on Tuesday during the evening …
World Liberty Financial (WLFI) is partnering with Sui, adding the token to its “Strategic Reserve.” The two companies plan to work on development opportunities, and Sui’s price has risen 15%.
WLFI is a Trump-affiliated project, but it is completely distinct from the federal government. Its token stockpile may bear a similar name to Trump’s US Crypto Reserve, but investors should be aware that there is no direct connection.
World Liberty Financial to Add SUI In Its Portfolio
“World Liberty Financial has chosen to partner with Sui as their preferred American blockchain. WLFI recognizes what we’ve been building, a blockchain designed for the future of finance that’s fast, secure, and accessible. That’s why our teams are in advanced talks for deeper integration,” claimed Christian Thompson, Sui’s Managing Director.
This partnership will include a few important components. First, WLFI is adding SUI tokens to its treasury as part of the firm’s “Macro Strategy” token reserve.
This is the first step in a broader plan of integration, exploring new development applications. Already, this news has been bullish for Sui, causing a 15% price spike.
Meanwhile, there has been some confusion in the crypto community about what is going on. WLFI is a Trump-affiliated project, and Sui used the phrase “Strategic Reserve” in the headline for its press release and social media.
To be clear, this partnership is completely distinct from Trump’s US Crypto Reserve, which he announced recently.
However, future cooperation here is not completely implausible. Trump wishes to use “Made in USA” crypto projects to fill the Reserve, and Sui certainly qualifies.
At the moment, however, a Sui deal like that is not within WLFI’s power to execute. If the two companies form a solid working relationship, Sui may build its reputation in Trump’s circle, increasing its chances.
World Liberty Financial (WLFI) Crypto Portfolio. Source: Arkham
Nonetheless, WLFI’s “Strategic Reserve” has nothing to do with the federal government, and investors should be aware. As of today, WLFI’s portfolio includes over 20 different cryptocurrencies. The majority of the holdings are in Ethereum, Wrapped Bitcoin, USDT, Tron’s TRX, and MOVE.
