Swiss National Bank Says No to Bitcoin Reserves

The post Meet the New XRP Rival Priced at Just $0.02—But With Even Greater Upside Potential appeared first on Coinpedia Fintech News

XRP has long been seen as a leader in cross-border payments and real-world adoption, but it may soon face serious competition from a rising contender in the DeFi space. Mutuum Finance (MUTM), still priced at just $0.02 in its presale, is quickly catching attention for its real utility, fast-growing momentum, and clear roadmap. And with Phase 3 of its presale already 76% sold out, the window to buy at this price is narrowing fast.

Mutuum Finance (MUTM)

Unlike many tokens that enter the market without a clear product, Mutuum is already offering a working framework designed around lending and borrowing. The project is built as a decentralized, non-custodial liquidity protocol that allows users to lend crypto assets to earn interest or borrow against their holdings without selling them. By doing so, it combines the best of both DeFi and traditional finance in a way that can appeal to long-term users and active traders alike.

What sets Mutuum apart—and puts it in direct comparison to XRP—is its emphasis on real-world value and practical use cases. While XRP focuses on payments and partnerships with financial institutions, Mutuum is building a financial ecosystem that gives individuals complete control over their assets. It doesn’t rely on intermediaries or custodians. Instead, all transactions run through on-chain smart contracts, offering transparency and full asset control.

Users who deposit into Mutuum’s liquidity pools receive mtTokens in return. These tokens represent the deposited asset and the interest it earns. Over time, they increase in value and can be redeemed for the original token plus interest. This makes supplying liquidity on Mutuum not just safe but also rewarding. 

Meanwhile, borrowers can secure loans by locking in overcollateralized assets—keeping exposure to the market while gaining access to liquidity, which is a strategy many XRP holders use to manage capital.

Mutuum’s model also adapts to different user strategies. Interest rates adjust automatically depending on how much liquidity is being used, and borrowers can choose between variable and stable rates. There are no fixed repayment deadlines, as long as the collateral remains strong enough. This creates a more flexible, user-first experience that’s hard to find in traditional finance.

Beyond the product itself, the tokenomics are another reason analysts are taking notice. A portion of the protocol’s revenue will be used to buy MUTM from the open market, with those purchased tokens distributed to users who hold and stake their mtTokens. This setup not only creates consistent buying pressure but also rewards mtToken holders directly for supporting the ecosystem. As adoption grows and more users participate, this cycle is expected to strengthen MUTM’s long-term value and incentivize continued engagement.

Now priced at $0.02, MUTM is still in Phase 3 of its presale, and the pace is accelerating. With 76% of the current round already sold, buyers are moving quickly to lock in before the price rises to $0.025 in Phase 4. That jump marks a 25% increase, and with each phase offering a higher entry point, those who wait may end up paying significantly more before launch. The final launch price is set at $0.06—already 3x from today’s rate—so the early-stage opportunity is clear.

While XRP remains a major player, Mutuum is building something that addresses a broader need: a user-driven, accessible platform where control, earnings, and liquidity are in the hands of the individual. And with its presale selling out faster by the day, MUTM is quickly shaping up to be more than just a competitor—it might be the smarter play for the months ahead.

For more information about Mutuum Finance (MUTM) visit the links below:

• Website: https://www.mutuum.finance/
• Linktree: https://linktr.ee/mutuumfinance

The post Meet the New XRP Rival Priced at Just $0.02—But With Even Greater Upside Potential appeared first on Coinpedia Fintech News
XRP has long been seen as a leader in cross-border payments and real-world adoption, but it may soon face serious competition from a rising contender in the DeFi space. Mutuum Finance (MUTM), still priced at just $0.02 in its presale, is quickly catching attention for its real utility, fast-growing momentum, and clear roadmap. And with …

Pi Network price is at a pivotal point amid a reduction in Pi Coin mining activity. Miners are capitulating at a time when Pi Coin price is struggling to regain its bullish momentum. As mining activity drops and miners and bearish headwinds from economic uncertainty intensify, can the Pi network token recover, or should traders brace for more declines? Let’s explore. 

Pi Network Price Analysis as Miners Capitulate 

Pi Network price trades at $0.603 today with a slight 1.8% gain in 24 hours. These gains follow a modest recovery across the broader crypto market, as Bitcoin price rebounded above $82,000. 

Analysts have now stated that Pi Network miners are giving up. One noted that they are likely capitulating because the already mined coins have not been moved to their wallets. He stated,

Miners are crucial to price stability and performance. If these stakeholders are exiting the network, it might fail to bode well for Pi Network price, as it shows reduced confidence in the future performance of this altcoin. 

At the same time, reduced mining activity could be a double-edged sword. This decline may spark a decline in the supply, which could be bullish for Pi Coin price.

Pi Network Price Tracks Bitcoin 

Dr Altcoin believes that supply and mining activity will not be the only factor that will shape the Pi Network price forecast. He observed that Pi Coin has been tracking Bitcoin price, and would continue to do so until there is a surge in utility. 

A previous Coingape article reported that Pi Coin’s usage is rising across the Asian market. This is after the token was adopted as a means of payment by a skincare brand in South Korea. 

Strategic partnership deals like the one with Banxa and Zito Realty in the US might also be a catalyst for Pi Coin price recovery. 

Pi Network Technical Analysis 

On the lower timeframe, Pi Network price is flashing bullish signs that hint toward possible recovery in the near term. The RSI has recorded a steady rise to 60 at press time, suggesting that bullish momentum is in play. 

The AO histogram bars also show that bulls are gaining strength. These bars are rising as buying activity builds, which indicates that the uptrend is gaining strength. 

For the Pi Network token to maintain the upward momentum, it first needs to flip the resistance level at $0.63. This will pave the way for an uptrend to $0.80. 

Therefore, the Pi Network price is at a pivotal point, with the reduced mining activity suggesting that crucial stakeholders are losing confidence. However, the 2-hour price chart hints at a possible recovery if Pi Coin can overcome resistance at $0.64 and possibly reach $1. 

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The Solana price continues to grind, aided by the ongoing resurgence of its meme coin ecosystem. It has risen for four days straight and has settled at its highest point since March 3. SOL has jumped by 60% from the year-to-date low. So, will the SOL price jump to $200 or drop and retest its old lows?

Crypto Analysts are Bullish on the Solana Price

Solana price rallied as most meme tokens in its ecosystem jumped. Fartcoin price has risen by 455% from its March lows, bringing its market cap to over $1B. Other popular tokens like Bonk and Dogwifhat have also jumped. This growth has led to increased activity in its DEX networks, such as Raydium, and higher fees.

Solana price has also jumped as two Wall Street firms have raised capital to accumulate it: Janover and Upexi. Janover has already spent over $20M and is expected to spend $42 million in its acquisition spree. Upexi aims to raise capital and acquire SOL coins and replicate MicroStrategy’s approach.

Crypto professionals on X are optimistic that the Solana price will continue to grow. Christiaan, a popular pro, pointed to the fact that it has formed a giant falling wedge pattern. He expects it to keep rising and ultimately hit $250.

The value of SOL may also surge because of Paul Atkins, the new SEC chair who may decide to accept its ETFs. Unlike Gary Gensler, he may also accept these ETFs with staking features.

SOL Analysis: C&H Pattern Signals More Gains

The chart above provides a clearer Solana price prediction. It shows that the coin has been forming a cup and handle pattern since at least 2021.

The upper side of this cup was at $261, its highest point in 2021. It briefly rose above that level this year, in what seems to be a false breakout. The recent pullback has formed the handle section of this pattern.

Solana’s Cup & Handle is about 98% deep, and measuring the same distance from the upper side points to more gains to over $500 in the long term.

Furthermore, the Solana price also formed a megaphone pattern, comprising two ascending and diverging trendlines. Therefore, the coin is likely to continue rising, with the initial target to watch being the psychological $200 level.

A drop below $95.55, the lowest swing this month, will cancel the bullish outlook and signal that there are still more sellers keen on pushing it lower.

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