The Pi Network rich list provides a clear indication of the token’s demand in the market. Notably, Pi is among the most trending tokens in the market, even in its declining days. Due to a long wait on the launch and years-long community building, it is often in hype. It includes its post-launch rally, pushing
In many retail stores today, frustrated customers often ask, “Do you accept crypto?” only to hear, “Not yet.” This daily encounter reflects a growing demand among consumers eager to use digital assets in real-world purchases.
The gap between rising crypto adoption and traditional payment systems is evident. Yet, SpacePay, a fintech startup based in London, is stepping in with a practical solution. Backed by global investors, SpacePay is quietly changing how merchants and customers engage with payments.
The platform offers a fast, familiar way to accept crypto, making digital payments as effortless as card transactions. This integration is not theoretical, it’s available now, built for Android POS systems, and crafted to remove all the friction retailers fear.
Practical Payments Built for the Real World
SpacePay has built its payment infrastructure with compatibility and user experience at its core. Designed for all Android POS terminals, the system upgrades existing devices without requiring any new hardware.
Through a lightweight APK, SpacePay enables instant crypto payments while shielding merchants from price volatility. This ensures retailers receive funds in their local currency, even if customers pay in cryptocurrency.
The process is simple: a customer scans a QR code, pays with any of over 325 supported wallets, and the merchant receives an immediate settlement in fiat. With no learning curve and no disruption to the checkout process, SpacePay functions as a direct substitute for credit card networks.
Transaction efficiency also brings economic benefits. Merchants only pay a 0.5% fee per transaction, compared to traditional card fees. SpacePay’s approach supports faster payments, eliminates delays in fund access, and helps businesses manage crypto risk with automatic real-time conversions.
A Presale Surge and Plans for Sustainable Growth
SpacePay is in its presale phase, and the project has drawn great interest from the broader crypto community.
According to website data, the presale has already surpassed $1 million in raised capital. Tokens are currently offered at $0.003181, providing early supporters a chance to join the project before its broader public rollout.
Users can link wallets such as MetaMask to the platform’s web widget to purchase $SPY coins. Credit and debit card choices are offered, and supported currencies include ETH, BNB, MATIC, AVAX, USDC, USDT, and BASE. Once connected, users can swap their assets for $SPY directly on the site, with transaction authorization handled within their wallet.
The project has confirmed that the Token Generation Event (TGE), initially anticipated earlier, is now rescheduled to Q2 2025. In a detailed statement shared on X, SpacePay addressed the shift:
“After thoughtful discussions with our advisors, market makers, and industry leaders, we have made the important decision to reschedule our TGE to Q2 2025,” SpacePay stated. The team emphasized that the token launch is a one-time opportunity that must be perfectly executed.
Dear SpacePay Community,
First and foremost, we want to express our deepest gratitude for your unwavering support.
It’s because of you that we’re here today.
After thoughtful discussions with our advisors, market makers, and industry leaders, we have made the important…
SpacePay pointed to several reasons behind the decision. These include securing tier-1 launchpad listings and finalizing key partnerships. The team also cited market conditions, noting that poorly timed launches have underperformed, making timing and liquidity essential factors in achieving long-term adoption.
The announcement concluded with a message from founder Maxwell Bunting, who invited the community to an AMA session hosted in their official Telegram group. The team remains focused on preparing for a milestone debut while building infrastructure for scalable success.
Unlocking New Avenues for Merchants and Consumers
SpacePay’s value proposition extends beyond payments. The platform seeks to enhance customer experiences in-store while providing merchants access to a larger pool of digital asset holders.
With over 400 million crypto users worldwide, businesses can expand their reach by accepting digital currencies. What makes this model different is its focus on functionality and merchant protection.
SpacePay removes two of the biggest concerns retailers face by offering instant settlements and volatility shields. Besides, businesses gain the ability to accept crypto without exposing themselves to its price swings.
Additionally, SpacePay’s NFC-enabled system introduces secure, contactless transactions through Near Field Communication technology.
The system uses AES for data protection, ensuring user security during every transaction. SpacePay lowers the risk of fraud and counterfeiting with features like device verification and two-factor authentication.
Customers enjoy a flawless experience thanks to these security features, and shops feel more secure accepting digital payments. Digital assets can be spent in the same way as cash or credit cards because of the smooth process from QR scanning to final authorization.
A Token Built on Utility and Community Governance
Beyond payments, the $SPY token is designed to support the ecosystem’s utility and governance. Token holders can participate in governance decisions, such as voting on new features and strategic directions.
Those holding $SPY also gain early access to new features, services, and products.
SpacePay issues monthly loyalty airdrops to reward long-term supporters and drive continued engagement. Through a revenue-sharing model, token holders may benefit from the platform’s overall success, aligning financial incentives with adoption goals.
Importantly, SpacePay’s decentralized structure enables trust and transparency. Operating without a central authority, the platform empowers users and merchants while fostering open financial systems.
SpacePay organizes interactions with its audience through quarterly webinars in addition to its technical capabilities. During these friendly get-togethers, anyone who owns tokens can ask questions, hear the latest news about the project, and talk directly with the team members.
The team also matches charitable donations made in $SPY, adding a layer of social responsibility to the token utility. Visit the official presale page to get your SPY tokens today.
The post Crypto at Checkout: How SpacePay is Simplifying Payments for Merchants and Users appeared first on Coinpedia Fintech News
In many retail stores today, frustrated customers often ask, “Do you accept crypto?” only to hear, “Not yet.” This daily encounter reflects a growing demand among consumers eager to use digital assets in real-world purchases. The gap between rising crypto adoption and traditional payment systems is evident. Yet, SpacePay, a fintech startup based in London, …
Ray Dalio, the billionaire founder of Bridgewater, has issued a stark warning that the global monetary order is “on the brink” of collapse.
He pointed to the current administration’s tariff policies as a significant catalyst, arguing that they have fueled deglobalization trends and caused severe trade imbalances.
Ray Dalio’s Warnings: The Coming Challenges to US Economic Superiority
The US tariff on most Chinese imports has risen to 145%. In retaliation, Beijing has imposed a 125% tariff on American goods. While reports have circulated that de-escalation could be expected soon, nothing has been confirmed yet.
In his latest essay, Dalio delves deeper into this dynamic, arguing that even if negotiations result in de-escalation, it may not fully undo the damage already inflicted.
“Some people believe that the tariff disruptions will settle down as more negotiations happen and greater thought is given to how to structure them to work in a sensible way. However, I am now hearing from a large and growing number of people who are having to deal with these issues that it is already too late,” he wrote.
Dalio highlighted that exporters and importers worldwide are now forced to reduce their dealings with the US drastically. He noted that both American and Chinese producers and investors are actively seeking alternative plans to minimize interdependence.
He believes this trend is becoming broadly recognized across trade, capital markets, geopolitical, and military relations. Dalio argued that the world is nearing a breakdown of monetary, domestic, political, and international order due to unsustainable fundamentals. This situation mirrors past historical shifts in global orders.
“Though not yet fully realized, it is also increasingly being realized that the United States’ role as the world’s biggest consumer of manufactured goods and greatest producer of debt assets to finance its over-consumption is unsustainable, so assuming that one can sell and lend to the US and get paid back with hard (i.e. not devalued) dollars on their US debt holdings is naive thinking, so other plans have to be made,” Dalio remarked.
The billionaire investor expressed concern that the US risks being bypassed as other countries adapt to these separations, establishing new trade networks and economic “synapses” that exclude the US. This shift could further erode trust in the US dollar, which is already losing ground amid global economic uncertainty.
While he did not specify which currencies might gain prominence, Dalio has previously advocated for “hard money” assets like Bitcoin (BTC) and gold as hedges.
“I want to steer away from debt assets like bonds and debt, and have some hard money like gold and Bitcoin,” Dalio said during the Abu Dhabi Finance Week (ADFW) in December 2024.
Global Monetary System at Risk: Is Bitcoin the Solution?
The warning has resonated within the cryptocurrency community. Jeff Park, Head of Alpha Strategies at Bitwise, stated that Dalio’s recent comments signal a looming “dedollarization” threat.
Park emphasized that Dalio’s shift from supporting China to acknowledging US economic imbalances suggests the global move away from the US dollar is approaching faster than many anticipate, a concept long recognized by Bitcoin advocates.
“The dedollarization threat is nearer than you and I know,” Park wrote.
Similarly, another expert asserted that the conditions Dalio describes create an ideal environment for Bitcoin. Rex believes these developments could drive Bitcoin to surge significantly within the next 18 months, potentially exceeding market expectations.
This impact is already quite visible as BTC’s value has recovered amid a dropping dollar. Over the past week, it has appreciated by 7.5%. At the time of writing, BTC was trading at $94,985.
In fact, market watchers are increasingly bullish on BTC, predicting higher price targets for the largest cryptocurrency. Last week, ARK Invest raised its BTC price forecast from $1.5 million to $2.4 million by 2030. Meanwhile, experts’ forecasts for BTC range from $150,000 per coin to a more optimistic $1 million by the end of 2025.