U.S. Senator Tim Scott (R-S.C.) has introduced new legislation aimed at addressing the growing issue of debanking practices in the country. The Financial Integrity and Regulation Management Act, or FIRM Act, seeks to eliminate the use of reputational risk as a metric for regulating financial institutions.
This move is part of Tim Scott’s ongoing efforts to curb the use of federal banking agencies to push political agendas and restrict access to banking services.
Tim Scott Introduces Bill To End Debanking Practices
The FIRM Act aims to address concerns over the role of reputational risk in the regulation of financial institutions. Reputational risk has been used by federal banking agencies to assess the safety and soundness of financial institutions. The new legislation will eliminate all references to reputational risk as a factor in determining the supervisory ratings of these institutions.
Senator Tim Scott’s bill would also prevent federal banking agencies from creating new rules or guidance based on reputational risk. Additionally, it mandates that these agencies report to Congress on their progress in eliminating reputational risk as a measure for supervision.
As part of this reform effort, Tim Scott expressed concerns about how reputational risk has been used to target certain businesses and individuals, particularly those involved in politically sensitive industries. The legislation is positioned as a way to stop federal regulators from abusing their authority for political purposes.
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Two vastly different projects have captured the attention of investors—Ethereum (ETH) and a rising AI token called Ozak AI. While Ethereum, the second-largest cryptocurrency, eyes a climb to $10,000, early-stage project Ozak AI aims for $1 from a humble $0.003 presale price.
Both are backed by compelling narratives—Ethereum by institutional DeFi dominance and Ozak AI by the booming combination of AI and blockchain. But where is the smart money flowing—and which could deliver the superior ROI?
Ethereum to $10,000: A Likely But Slower Climb
Ethereum has firmly established itself as the backbone of decentralized finance and NFTs. With ETH 2.0 bringing improved scalability, energy efficiency, and staking rewards, ETH is poised for a major breakout.
Several analysts believe Ethereum can hit $10K in the next bull market due to:
Network upgrades improve speed and reduce gas fees.
Layer-2 growth boosting Ethereum’s usage without bloating the main chain.
ETF speculation, similar to Bitcoin, drawing in institutional investors.
If ETH moves from its current range of around $2,500 to $10,000, that’s roughly a 3.3x return. For whales and institutional players, that’s a great return on a large investment. But for retail investors seeking higher upside, this may not be the most aggressive growth play.
Ozak AI to $1: 300x Potential in the AI-Driven Crypto Sector
Ozak AI, an AI crypto project that’s turning heads for its fusion of artificial intelligence and blockchain. With a Ozak AI presale price of just $0.003, Ozak AI is not just another meme coin—it’s building a decentralized ecosystem for AI-powered tools, automation, and smart applications.
What makes Ozak AI stand out?
Low market cap with room to grow exponentially.
Strong narrative fit with 2025’s AI boom.
Real utility in automating tasks, enhancing dApps, and AI-governed smart contracts.
If Ozak AI hits $1, that would represent a staggering 300x return from its presale entry point. That’s the kind of upside that makes early-stage projects incredibly attractive to high-risk, high-reward investors.
Where Is Smart Money Heading?
Smart money doesn’t always mean institutional money—it refers to capital that moves based on logic, data, and timing. While Ethereum is a safer long-term bet, smart money often seeks asymmetric opportunities—where the upside massively outweighs the downside.
Crypto whales and savvy investors are increasingly diversifying into promising low-cap altcoins like Ozak AI. Why? Because while ETH to $10K might double or triple your investment, early entry into a project like Ozak AI can multiply wealth significantly—even from a small starting capital.
Ethereum’s path to $10,000 seems realistic and relatively low risk, making it a solid hold. But for investors looking for explosive gains and to ride the AI wave in Web3, Ozak AI’s $1 target may be a far more lucrative opportunity.
In 2025, the biggest winners might not be the safest plays—they’ll likely be the most visionary. If Ozak AI delivers on its roadmap, it could become one of the top performers of the cycle—and smart money seems to be catching on.
About Ozak AI
Ozak AI is a blockchain-based project that offers a technology platform that specializes in predictive AI and advanced data analytics for financial markets. Ozak AI helps crypto investors and companies in choice-making by offering real-time, accurate, and actionable insights thru machine learning algorithms and decentralized community technologies.
The post Ethereum to $10K or Ozak AI to $1? Analysts Predict Where Smart Money Is Headed appeared first on Coinpedia Fintech News
Two vastly different projects have captured the attention of investors—Ethereum (ETH) and a rising AI token called Ozak AI. While Ethereum, the second-largest cryptocurrency, eyes a climb to $10,000, early-stage project Ozak AI aims for $1 from a humble $0.003 presale price. Both are backed by compelling narratives—Ethereum by institutional DeFi dominance and Ozak AI …
The US transferred Ethereum worth $219,000 to Coinbase, sparking fears of a potential sale. ETH’s price hasn’t been impacted, but the community has a lot of unanswered questions.
On the surface, this looks like a minuscule amount compared to the federal government’s $650 million ETH stockpile. However, this is its first transfer of assets to an exchange since shortly after President Trump took office, and it may be a warning sign.
Since President Trump took office, the federal government has only transferred tokens to an exchange on one other occasion. This incident, however, was an even smaller amount, and it took place less than a week after his Inauguration. Now, however, he’s been in office for months, and the White House is actively working on a Crypto Reserve.
In other words, the US may be planning to liquidate more Ethereum in the future. Sure, this is a tiny transfer, but it could be an important warning signal. In effect, any transfer from the government to exchanges is a major policy reversal, especially if ETH will be in the Crypto Reserve.
Still, it’s important to keep this move in perspective. The US government currently holds over $650 million in Ethereum, but it transferred less than $220,000 to Coinbase. It only moved assets that it seized from scammer Chase Senecal in 2022, but didn’t even move all of his confiscated tokens. This ETH liquidation theory may be unrealistic or overblown.
At the moment, there are a lot of unanswered questions about this US government Ethereum transfer. So far, this news hasn’t moved ETH’s price much, hopefully signifying a lack of investor FUD. Nonetheless, this uncertainty could lead to future uneasiness.
Ethereum has seen a period of consolidation under the resistance of $2,681 for the past month. Despite this, the price action has been relatively stable.
However, with significant investor accumulation, led by Consensys and others, Ethereum might experience a turning point, potentially signaling a rise in price.
Ethereum Finds Demand From Investors
Investor sentiment has shifted in favor of Ethereum, with a noticeable uptick in accumulation since the beginning of June. After consistent selling toward the end of May, investors have bought over 300,000 ETH, amounting to $778 million since the beginning of June. This growing accumulation signals increased confidence in Ethereum’s future price potential.
One of the key players in this bullish sentiment is Consensys, which reportedly bought over $300 million worth of Ethereum from Galaxy Digital, according to Arkham. This move highlights rising conviction in Ethereum’s long-term value as large entities continue to secure their positions. As these institutional players show confidence in ETH, it could pave the way for broader investor trust.
Ethereum Exchange Net Position Change. Source: Glassnode
Looking at Ethereum’s macro momentum, the IOMAP indicator reveals a strong demand zone between $2,378 and $2,454. This zone holds over 65.11 million ETH, worth nearly $169 billion, making it unlikely for significant sell-offs to occur in the near future. This large accumulation provides stability and protection against sharp declines in Ethereum’s price, which is contributing to the growing bullish sentiment.
As Ethereum remains well-supported by these large investors, the accumulation pattern appears solid. The absence of selling pressure from holders in the demand zone reduces the risk of a drastic price correction, which could otherwise impact the price of ETH.
Ethereum is currently trading at $2,611, still under the key resistance of $2,681. In order to break past this resistance, Ethereum will need further momentum, which could be driven by the ongoing accumulation and positive investor sentiment.
If the local support at $2,583 remains intact, ETH may successfully flip the $2,681 resistance level. Such a breakout would likely propel Ethereum toward the next resistance point at $2,814, extending its recent gains.
However, if broader market sentiment turns bearish or if selling pressure increases, Ethereum could see a dip to $2,500. A drop to this level would invalidate the bullish outlook and prolong the current period of consolidation, making it essential for ETH to maintain its support levels.
