The idea of the colloquial “American Dream” might be due for an upgrade after BeInCrypto reported housing credits in the US considering Bitcoin-backed mortgages.
While homeownership has long defined financial success in the US, a growing movement led by crypto heavyweights says that even owning 0.1 Bitcoin (BTC) might soon surpass that milestone.
Binance’s CZ Says 0.1 BTC Could One Day Outvalue a House
Changpeng Zhao (CZ), founder and former CEO of the Binance exchange, suggested that owning just 0.1 BTC, worth $10,679 as of this writing, could one day be worth more than a house in the US.
“The current American Dream is to own a home. The future American Dream will be to own 0.1 BTC, which will be more than the value of a house in the US,” the Binance executive shared in a post.
CZ was reacting to a post by William J. Pulte, a US housing policy official and crypto advocate, who announced crypto inclusion as an asset for a mortgage application.
According to CZ, this is great to see, with Bitcoin now counting as an asset when applying for a mortgage in the US.
After significant studying, and in keeping with President Trump’s vision to make the United States the crypto capital of the world, today I ordered the Great Fannie Mae and Freddie Mac to prepare their businesses to count cryptocurrency as an asset for a mortgage.
Pulte is the director of the US Federal Housing Finance Agency (FHFA), which oversees major entities such as Fannie Mae, Freddie Mac, and the Federal Home Loan Banks.
The decision marks a fundamental shift in US financial policy. Enacting this policy, particularly regarding Bitcoin, enhances the pioneer crypto’s popularity among high-net-worth investors. More closely, it legitimizes crypto as a financial asset in federal housing policy.
“When I bought a house last year, I provided a portfolio summary from DeBank as proof of funds. No bank would accept such a document but realtors will accept the document for cash offers,” one user revealed.
This aligns with a broader trend of digital assets gaining mainstream legitimacy in financial infrastructure, including Bitcoin ETFs (exchange-traded funds) and Ethereum counterparts.
Notably, Pulte also revealed regulatory momentum, ordering executives at Fannie Mae and Freddie Mae to provide regulatory changes. After a “productive meeting,” Pulte confirmed the addition of crypto to US mortgage qualification.
Did you see we added crypto to US mortgages yesterday?
Saylor has long viewed Bitcoin as a long-term store of value. This latest development cements that vision, tying Bitcoin to the foundational aspects of middle-class life such as homeownership.
In a recent US Crypto News publication, BeInCrypto reported Saylor offering MicroStrategy’s Bitcoin Credit framework to calculate credit risk using BTC price volatility and loan duration, among other factors.
Bitwise’s Jeff Park Explains The Rise of the “Wholecoiner”
Elsewhere, Jeff Park says the American Dream is being redefined for younger generations. According to the portfolio manager at Bitwise, becoming a “wholecoiner” (owning 1 full BTC) is replacing suburban homeownership as a symbol of financial independence for Millennials and Gen Z.
With US home prices soaring, weighing heavily on younger Americans, the dream of owning property is slipping away.
Median US homebuyer housing payment on median-priced home. Source: Charlie Bilello on X
Similarly, student debt is a challenge, with reports suggesting high unemployment rates even for students graduating from top-of-the-line institutions.
The unemployment rate of Harvard’s 2025 graduating class of is ~25%, the highest on record.
Meanwhile, Bitcoin, trading at $106,796 as of this writing, represents an alternative grounded in scarcity, autonomy, and global access. A report from Jumper Learn echoes this sentiment.
“Owning one Bitcoin is viewed as a milestone akin to homeownership in previous generations, anchored not to land but to sound money and digital autonomy,” read an excerpt in the blog.
The policy shift reflects a broader cultural transformation. As digital natives prioritize flexibility, decentralization, and sovereignty, Bitcoin is going beyond being just an asset and progressively becoming a lifestyle anchor.
As Saylor, CZ, and Pulte, among others, converge around this narrative, Bitcoin becomes a benchmark of aspiration. The modern American Dream could soon be measured in satoshis, not square footage.
Trading activity has surged as the crypto market gears up for Friday’s White House Crypto Summit. Over the past 24 hours, the total crypto market cap has added $127 billion.
With renewed market interest, several altcoins are gaining investors’ attention today, including Ondo (ONDO), Toncoin (TON), and Bittensor (TAO).
Ondo (ONDO)
RWA-token ONDO is one of today’s trending altcoins. It trades at $1.16 at press time, noting a 15% uptick over the past 24 hours.
On its daily chart, readings from its Elder-Ray Index reflect the bullis bias toward the altcoin. This indicator, which compares the strength of bulls against the bears, is above zero at 0.14.
When an asset’s Elder-Ray Index is positive, its bulls control the market. This indicates that buying pressure is stronger than selling pressure among ONDO holders. It also hints at a potential uptrend continuation as demand pushes the price higher.
If demand continues to soar, ONDO’s price could rally past its immediate resistance at $1.23 to trade at $1.57.
On the other hand, a resurgence in selloffs would invalidate this bullish projection. In that case, ONDO’s price could fall to $1.03.
Toncoin (TON)
Telegram-linked TON is another altcoin trending today. Interestingly, it has bucked the broader market uptrend to record a 0.14% price decline over the past day.
During this review period, its daily trading volume is also down 35%, reflecting the high selling pressure among TON holders. When an asset’s price and trading volume drop simultaneously, it suggests weakening market interest and reduced participation from buyers and sellers.
The trend indicates a loss of momentum in the TON market and hints at more price dips if demand continues to decline. In this scenario, the altcoin’s price could plummet to $2.82. If the bulls cannot defend this level, its price could drop to $2.18.
However, if sentiment becomes bullish and TON demand rockets, its price could reach $3.63.
Bittensor (TAO)
The leading artificial intelligence-based token, TAO, is among today’s most searched altcoins. Amid the general market uptick, its value has also dropped by 1%.
At press time, TAO trades at $289.70, significantly below its Super Trend indicator, which forms dynamic resistance above its price at $414.10.
This indicator measures the direction and strength of an asset’s price trend. It appears as a line on the price chart, changing color based on the current market trend. When green, the market is in an uptrend, while red signals a downtrend.
As with TAO, when an asset’s price trades below the red line of its Super Trend indicator, it is in a bearish trend. This signals that selloffs outweigh buying activity among its market participants. If this continues, TAO’s price could fall to $234.
Speculation about Nvidia adding Bitcoin to its treasury reserves has surfaced recently. These unconfirmed reports lead to questions about the potential for increased institutional adoption of Bitcoin and the possible performance of such a move for Nvidia, whose stock value has fallen considerably this year.
BeInCrypto interviewed representatives from Banxe, FINEQIA, CoinShares, Bitunix, and Acre BTC to discuss Bitcoin’s potential benefits for Nvidia and explore whether such an investment would ultimately benefit the company in the long run.
Rumors of Nvidia’s Potential Bitcoin Investment
Over the past few weeks, several reports have surfaced across social media suggesting that Nvidia, a pioneer in GPU-accelerated computing, is considering adding Bitcoin to its balance sheet.
These reports remain purely speculative at the time of press, given that Nvidia has not made any official statements on the topic. When BeInCrypto reached out for clarification, an Nvidia spokesperson declined to comment.
Even as rumors, these reports highlight the significant impact of such a decision on Bitcoin’s public perception. Given Nvidia’s current economic circumstances, marked by a substantial drop in stock value, an announcement of this nature would not be completely unexpected.
As such, Nvidia’s stock price has taken a hit. According to recent reports, Nvidia stock has fallen 35% since its latest price peak in January.
Nvidia’s stock reacted especially poorly to the news that China’s Huawei Technologies is testing a new AI chip potentially more powerful than Nvidia’s H100.
Given these circumstances, Nvidia can mitigate current economic challenges by diversifying its treasury assets.
Should Nvidia Consider Adding Bitcoin to Its Balance Sheet?
Such a move would significantly alter how other institutional investors view Bitcoin, potentially encouraging more companies to adopt a similar strategy. The crypto community would likely celebrate the news, believing it would solidify Bitcoin’s legitimacy as an asset class.
However, the extent to which Nvidia requires Bitcoin for stability remains controversial.
Risks of Adding Bitcoin to Nvidia’s Treasury
As it is, Nvidia already has other strategies that help the company hedge against volatility and inflation. Adding Bitcoin into the mix may seem excessive.
This becomes especially true when considering just how volatile Bitcoin itself can be. Though the asset can generate significant gains during bullish periods, the losses it can cause are equally severe.
As such, Bitcoin might not be the natural choice to defend Nvidia from its current stock declines. An investment of this kind would need to reflect a long-term strategy rather than an impulse decision.
Would BTC Even Make a Difference on Nvidia’s Share Price?
Bitcoin has demonstrated high returns over the long term, though with considerable volatility. For companies able to withstand the associated risks, including large price fluctuations, it offers the potential for significant future profits.
With its substantial financial resources, Nvidia could absorb Bitcoin’s volatility without a major impact on its balance sheet. In this sense, the company has little to lose, but also little to gain.
Ultimately, Nvidia’s decision to invest in Bitcoin hinges on timing and urgency, particularly given recent developments that have alleviated some pressures on the company.
Easing Export Restrictions: A Boost for Nvidia
Last week, the Trump administration announced its plans to roll back certain Biden-era export restrictions on advanced semiconductor chips.
Biden’s ‘AI Diffusion Rule’ established these restrictions to enhance US technological leadership by preventing advanced chips from being diverted to countries of concern, especially China. Given that China was Nvidia’s main buyer, the rule significantly hampered its sales.
A rollback would be highly advantageous for Nvidia’s sales, especially amid this new wave of chipmakers.
Similarly, the recent US-China tariff pause led to Nvidia’s stock price rise. Despite its temporary nature, the news is a positive sign for the company, promising reduced uncertainty and potential gains in sales and supply chain stability.
Considering these developments, adding Bitcoin to Nvidia’s balance sheet may no longer be urgent. If Nvidia were to make such a decision out of haste, it might also drive away traditional investors and long-time buyers.
Many areas of traditional finance remain highly skeptical of Bitcoin due to its short history and highly volatile nature. If Nvidia adds Bitcoin as a treasury asset, traditional investors might view it as a poor decision, potentially alienating long-time clients.
What if the first entry point into Web3 didn’t require a wallet, a white paper, or even prior knowledge of crypto? That’s the bet behind Startup Warriors, a new reality show launched by XFounders, which merges startup acceleration with mass entertainment. Powered by the Solana Foundation, BeInCrypto, AWS, Grigon, Antipad, Travala.com, and RedotPay, the series premiered on March 28.
The show brings together nine early-stage Web3 startups, collectively valued at over $300 million, for a 30-day offline bootcamp in Bali. Over the course of the program, founders share the same roof, face high-stakes challenges, and refine their vision in front of mentors and investors.
What Happens When You Wrap Web3 in a Story Worth Watching?
For many Web3 startup founders, building the product is only half the battle. The real challenge is getting people outside of Web3 to actually care about it. Recognizing this gap, the XFounders team created Startup Warriors. The reality show format combines onboarding, storytelling, and acceleration through a medium familiar to global audiences.
“Reality shows are probably the most viral, far-reaching, mass-consumed, globally easy-to-digest media language,” Nelson Lopez, CEO of XFounders, told BeInCrypto.
He explained that audiences tend to avoid ads or educational content on topics they are not already invested in. However, when the learning is embedded in an emotional, founder-driven story, they stay engaged and often leave more informed without realizing it.
“So we’re giving audiences a show, and by the end, they’ve been educated on key Web3 topics, plus, they connected to the specific startups’ path and solutions in the show and bonded emotionally with the actual founders.”
While delivering a startup accelerator through a reality show format is a bold experiment, XFounders co-founder Fedor Erashev sees broader potential. If the idea succeeds, it could pave the way for a new model of acceleration programs.
“This kind of storytelling can inspire the next generation of entrepreneurs,” Erashev added. “They might see an engineer doing something extraordinary and think, ‘I can do that too.’”
With this foundation, the XFounders team is optimistic about reaching its 1 million view milestone and building a wider audience for future seasons.
Startup Warriors, Episode 1: Founder Drama Starts Far from the Boardroom
Filmed on location in Bali, Startup Warriors’ first episode opens not with a pitch but with a tea ceremony. Instead of diving into product demos, the focus shifts to the people behind the startups. It’s a quiet, reflective moment where founders share their personal “superpowers,” ranging from gut instinct to adaptability, revealing the diverse paths that brought them here.
While the emotional depth sets the tone, the stakes escalate quickly. At the end of the episode, viewers get a glimpse of what’s ahead. The next challenge is a sunrise volcano hike designed to echo the uphill climb of building a startup.
The premiere has already gained early traction, reaching over 450,000 views on YouTube within days of release.
Where to Watch Startup Warriors (and What’s Coming Next)
The first two episodes of Startup Warriors are now streaming, with new challenges already underway. Click the link below to see how the journey begins.
