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Dogecoin (DOGE) has stalled since the May 11 swing high of $0.25. At press time, Dogecoin price trades at $0.17, representing a 32% drop from this level as daily trading volumes on July 14 reached $936 million. However, the price faces the risk of dropping further as 200M DOGE tokens move to exchanges, increasing the
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The GBP/USD exchange rate continues to struggle as the British Pound slips deeper below the 1.3000 level, pressured by a…
Cardano founder Charles Hoskinson recently announced the addition of XRP functionality to the platform’s Web3 non-custodial blockchain wallet, Lace. This XRP news was discussed at a recent “Surprise AMA” session on YouTube. Hoskinson said that the Cardano wallet will soon allow users to receive, send, and store XRP.
The Lace Wallet has been steadily expanding its capabilities since its initial launch on the Cardano mainnet in April 2023. Initially designed to support only Cardano native assets like ADA, the platform has gone through several updates to change it into a multi-chain wallet solution.
Last month, the Lace development team added support for Bitcoin. This enables users to store, send, and receive BTC in the same place they store Cardano assets. This XRP integration is one such growth plan for the future. This could make Lace a more viable choice for crypto users with assets on other blockchains.
When IOG introduced Lace, they termed it “the most innovative and secure wallet platform.” The wallet is user-friendly but maintains security requirements required in blockchain solutions. With the inclusion of XRP, Ripple users can hold their coins with Cardano’s native wallet solution.
Hoskinson explained that XRP will be supported in Lace during his AMA session, but he did not provide a date when users can use this feature. His support for XRP comes as he predicted Ethereum to crash in 15 years.
During the same AMA session, Hoskinson announced that XRP holders can participate in the impending airdrop for the Midnight token, NIGHT. Earlier this month, Hoskinson had announced plans to airdrop NIGHT tokens to 37 million users across eight different blockchains. This includes the XRP Ledger (XRPL). His recent XRP news ensures that XRP holders remain included in this distribution plan. However, the exact date for the airdrop has not yet been specified beyond expectations for “the coming months.”
The inclusion of XRP holders in the NIGHT airdrop is a strategic approach to ecosystem building. This cross-chain airdrop strategy could help build user awareness and engagement across previously separated blockchain communities. The announcement comes as XRP price is predicted to hit $3.10.
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The post Meet the New XRP Rival Priced at Just $0.02—But With Even Greater Upside Potential appeared first on Coinpedia Fintech News
XRP has long been seen as a leader in cross-border payments and real-world adoption, but it may soon face serious competition from a rising contender in the DeFi space. Mutuum Finance (MUTM), still priced at just $0.02 in its presale, is quickly catching attention for its real utility, fast-growing momentum, and clear roadmap. And with Phase 3 of its presale already 76% sold out, the window to buy at this price is narrowing fast.
Unlike many tokens that enter the market without a clear product, Mutuum is already offering a working framework designed around lending and borrowing. The project is built as a decentralized, non-custodial liquidity protocol that allows users to lend crypto assets to earn interest or borrow against their holdings without selling them. By doing so, it combines the best of both DeFi and traditional finance in a way that can appeal to long-term users and active traders alike.
What sets Mutuum apart—and puts it in direct comparison to XRP—is its emphasis on real-world value and practical use cases. While XRP focuses on payments and partnerships with financial institutions, Mutuum is building a financial ecosystem that gives individuals complete control over their assets. It doesn’t rely on intermediaries or custodians. Instead, all transactions run through on-chain smart contracts, offering transparency and full asset control.
Users who deposit into Mutuum’s liquidity pools receive mtTokens in return. These tokens represent the deposited asset and the interest it earns. Over time, they increase in value and can be redeemed for the original token plus interest. This makes supplying liquidity on Mutuum not just safe but also rewarding.
Meanwhile, borrowers can secure loans by locking in overcollateralized assets—keeping exposure to the market while gaining access to liquidity, which is a strategy many XRP holders use to manage capital.
Mutuum’s model also adapts to different user strategies. Interest rates adjust automatically depending on how much liquidity is being used, and borrowers can choose between variable and stable rates. There are no fixed repayment deadlines, as long as the collateral remains strong enough. This creates a more flexible, user-first experience that’s hard to find in traditional finance.
Beyond the product itself, the tokenomics are another reason analysts are taking notice. A portion of the protocol’s revenue will be used to buy MUTM from the open market, with those purchased tokens distributed to users who hold and stake their mtTokens. This setup not only creates consistent buying pressure but also rewards mtToken holders directly for supporting the ecosystem. As adoption grows and more users participate, this cycle is expected to strengthen MUTM’s long-term value and incentivize continued engagement.
Now priced at $0.02, MUTM is still in Phase 3 of its presale, and the pace is accelerating. With 76% of the current round already sold, buyers are moving quickly to lock in before the price rises to $0.025 in Phase 4. That jump marks a 25% increase, and with each phase offering a higher entry point, those who wait may end up paying significantly more before launch. The final launch price is set at $0.06—already 3x from today’s rate—so the early-stage opportunity is clear.
While XRP remains a major player, Mutuum is building something that addresses a broader need: a user-driven, accessible platform where control, earnings, and liquidity are in the hands of the individual. And with its presale selling out faster by the day, MUTM is quickly shaping up to be more than just a competitor—it might be the smarter play for the months ahead.
For more information about Mutuum Finance (MUTM) visit the links below:
The post Meet the New XRP Rival Priced at Just $0.02—But With Even Greater Upside Potential appeared first on Coinpedia Fintech News
XRP has long been seen as a leader in cross-border payments and real-world adoption, but it may soon face serious competition from a rising contender in the DeFi space. Mutuum Finance (MUTM), still priced at just $0.02 in its presale, is quickly catching attention for its real utility, fast-growing momentum, and clear roadmap. And with …