Cardano’s price dropped significantly from its November peak last year, when most altcoins were soaring. ADA once seemed unstoppable in its goal to subvert Ethereum’s supremacy, which is known for its academic rigour, peer-reviewed development, and strong DeFi aspirations. But even some of Cardano’s most ardent fans are turning their attention to a rising newcomer: Rexas Finance (RXS), a $0.20 cryptocurrency making waves across the market.
There is a clear change. Once swearing by ADA’s methodical, slow-but-steady approach, crypto investors are now gravitating to a project they think offers far more in terms of utility, vision, and near-term development. While Cardano’s ecosystem has struggled to reach the high standards set years ago, RXS is becoming a more sensible and scalable answer to the future of decentralized finance, actual asset tokenization, and smart token infrastructure.
From Patience to Pragmatism
Cardano’s price has lagged because it is often seen as a ghost chain. A ghost chain is a popular layer-1 or layer-2 blockchain with no supporting ecosystem. Rexas Finance, on the other hand, has delivered real tools quickly and implemented them faster. The project released the Rexas Launchpad, Token Builder, and QuickMint Bot within its presale lifetime alone, providing developers and consumers instant value and utility.
Many investors are pivoting on this difference between “waiting for things to happen” with Cardano and “seeing things already happening” with Rexas. Not yet listed, RXS has progressed from a presale price of $0.03 to its final stage at $0.20, indicating roughly a 6x gain. Over $48.2 million has been raised in the last presale stage. With a launch price set at $0.25 on June 19, 2025, many see it as a ground-floor opportunity that Cardano no longer offers after years in the top 10 rankings.
Built for 2025, Not 2017
Cardano was designed when blockchain had to establish itself. The project was forward-looking in 2017, but expectations have changed drastically in 2025. It’s about providing useful, scalable goods that satisfy the needs of actual consumers and institutional stakeholders, not only about possessing theoretical capacity. Rexas Finance is focused on the junction of RWA tokenization, DeFi, and artificial intelligence integration—all three of which will define the next stage of crypto acceptance.
Its technologies are meant to streamline the launch of new currencies and digitize assets in an Ethereum-based ecosystem under security. Although Cardano is strong in principle, it still faces challenges in onboarding developers and expanding acceptance in a competitive multichain environment. While RXS is listed on CoinMarketCap and CoinGecko, it has already completed a Certik audit and is actively creating an ecosystem instead of only promising one.
The Growth Math Favors RXS
Cardano, currently trading around $0.60, would need to hit $6 to deliver a 10x return. That’s plausible, but given its large market capitalization, it becomes a far more challenging climb. At a $0.20 price point in its last presale stage, Rexas Finance has significantly more aggressive upside. Some experts estimate a $18 objective if momentum reflects early-stage Ethereum or Solana. Even small estimates show RXS hitting $3–$5 during its first significant bull run.
With ADA, such a possible 8900% gain from current levels contrasts with the 10x or 15x maximum that most today aim for. This is not to suggest Cardano is hopeless; it is a strong project with long-term possibilities. But risk-to-reward calculations are constantly shifting in the fast-moving, opportunity-rich crypto world. And for now, those ratios show appeal at Rexas Finance.
Final Thoughts
Every cycle contains stars. 2021 was Cardano. In 2025, the torch will be passed to Rexas Finance. Though gently, the change from old guard to new vision occurs forcefully. It’s about spotting where the movement is headed, not despising ADA. The possible rewards speak for themselves for investors ready to venture outside the known and investigate a fundamentally solid, fast-evolving cryptocurrency like RXS.
The time for early accumulation is rapidly disappearing, with the last presale stage already 92.21% filled. Some who once supported ADA’s promise are now spearheading Rexas Finance. If history is any guide, when the next breakout strikes, these early turning points usually lead to the most significant increases.
For more information about Rexas Finance (RXS) visit the links below:
Nearly five months after the US Treasury Department lifted sanctions against Tornado Cash, the federal agency has dropped its appeal against the crypto mixer. The latest play formally brings the long-drawn Tornado Cash lawsuit to a close, but key developer Roman Storm still faces a stiff legal battle. Coin Center And The Treasury End Tornado
Layer-1 (L1) coin IP has emerged as the market’s top gainer today, defying the broader crypto downturn to post a 4% increase in the last 24 hours.
However, despite the price surge, warning signs are flashing under the surface. On-chain activity remains muted, suggesting the rally may not be backed by strong fundamentals.
Traders Bet Against PI Despite Price Rise
While most cryptocurrencies traded lower on the day, PI has bucked the trend to record gains. However, the rally may not last long, with on-chain metrics signaling growing skepticism among traders.
For example, amid its 4% rally over the past day, IP’s daily trading volume has dipped 38%, indicating that fewer participants support the upward price move.
When an asset’s price rises while its trading volume falls, it suggests that fewer participants are driving the price movement. This indicates weak buying momentum or a lack of broad market support behind the IP price rally.
Such conditions make the coin’s rally unsustainable, increasing the risk of a reversal or pullback.
Furthermore, IP’s funding rate remains negative, reflecting that many traders in the futures market are taking short positions—betting that the price will fall. As of this writing, this stands at -0.14%.
The funding rate is a periodic fee paid between traders in perpetual futures markets to keep contract prices aligned with the spot price. When the funding rate is negative, short traders are paying long traders, indicating that the majority of the market is betting on a price decline.
In IP’s case, the negative funding rate indicates that many traders anticipate a reversal of its recent price rally. This reflects the persistent bearish pressure that has kept the coin’s performance subdued over the past several weeks.
Can IP Rebound? Token Eyes $3.17 If Demand Returns
As of this writing, IP trades at $2.75, hovering above a key support level at $1.59. If demand weakens, IP risks plunge below this floor and potentially fall under the $1 mark.
However, a resurgence in new demand for the altcoin could invalidate this bearish outlook. In that scenario, IP’s price may rebound toward $3.17. A successful break above that resistance could propel the IP token price toward the $4.41 level.
In an exclusive AMA session hosted by BeInCrypto, Dmitry Lazarichev, Co-Founder of Wirex, unveiled the company’s bold expansion into the U.S. market. With a focus on self-custody, seamless crypto-to-fiat conversions, and real-world usability, Wirex Pay is set to shake up how Americans interact with digital assets.
From spending stablecoins at 80 million merchants via Visa to instant on/off-ramp features powered by Bridge, Wirex is an all-inclusive payments platform. Lazarichev explained how this move addresses the growing U.S. demand for crypto solutions that combine speed, security, and control without sacrificing the convenience of traditional finance.
In this AMA, Lazarichev also shared how Wirex empowers users with full ownership of their funds, fosters DeFi adoption via its WXT token, and ensures enterprise-grade security. Let’s get into it!
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AMA Session With Wirex
BeInCrypto: Today, we have a special guest speaker – Dmitry Lazarichev, Co-Founder of Wirex (@DmitryWirex)!
Ok, let’s start with this question
What motivated Wirex to expand its stablecoin payment platform to the U.S.?
Dmitry Lazarichev: The decision to expand Wirex’s stablecoin payment platform to the U.S. was motivated by the growing demand for seamless and secure crypto payment solutions in the country.
The U.S. has long been a leader in the adoption of digital assets, with both consumers and businesses seeking practical ways to leverage crypto in everyday transactions.
By bringing Wirex Pay to the U.S., we aim to meet this demand and offer users a simple, reliable way to use stablecoins in real-world payments while maintaining control over their assets.
Expanding to the U.S. was a strategic move to tap into a market that is rapidly evolving in terms of crypto adoption. The U.S. offers a unique combination of a large user base, innovation-driven businesses, and regulatory frameworks that support the growth of digital assets.
By providing Wirex Pay, we can facilitate the adoption of stablecoin-based transactions, which offer a more stable and secure alternative to traditional financial systems.
BIC: How does Wirex Pay differ from other payment platforms available in the U.S.?
Dmitry: Wirex Pay differentiates itself from other payment platforms by being a self-custodial solution. This means that users retain full control over their funds at all times, unlike many platforms that require users to trust a third party to manage their assets.
Additionally, Wirex Pay allows users to spend stablecoins at over 80 million merchants globally, thanks to its integration with Visa’s payment network. We also offer real-time conversions between crypto and fiat, ensuring smooth transactions without the need for complex wallet transfers or exchanges.
The core difference lies in the control we offer to our users. Most platforms are custodial, meaning they hold your assets in their wallets. Wirex Pay, however, allows users to retain ownership of their funds while making seamless payments through Visa’s global network.
This gives users the flexibility to spend stablecoins without needing to convert them to fiat first, making the process faster, simpler, and more secure.
BIC: What are the key features of Wirex Pay that U.S. users should be excited about?
Dmitry: U.S. users should be particularly excited about the instant on/off-ramp solutions provided through our partnership with Bridge, which allow for seamless, real-time conversions between stablecoins and fiat. This feature eliminates the delays typically associated with converting crypto to traditional currencies, making it easier to use digital assets in daily life.
In addition, users can benefit from real-time on-chain swaps for stablecoins and fiat, offering them greater flexibility and control. The ability to spend stablecoins directly at millions of merchants through the Visa network is also a standout feature.
The convenience of instant conversions ensures that users can access their funds in whichever form they need—whether crypto or fiat—without waiting for transactions to settle. This feature not only improves the user experience but also reduces friction in the transaction process.
Plus, having access to a wide range of merchants through Visa integration makes it incredibly convenient for users to pay with stablecoins wherever they go.
BIC: Can you explain how the collaboration with Bridge improves the user experience for U.S. customers and share more details about how stablecoin orchestration works through Bridge?
Dmitry: The collaboration with Bridge significantly enhances the Wirex user experience by making stablecoin transactions faster, more secure, and hassle-free. Bridge allows for real-time orchestration of stablecoin conversions, meaning users don’t have to manually swap assets or rely on third parties for transactions.
This process is automated and seamless, enabling users to convert between stablecoins and fiat instantly. For U.S. customers, this integration ensures that their funds are always available and ready to be spent, reducing wait times and simplifying the entire experience.
Bridge’s technology essentially streamlines the conversion process, so users don’t have to worry about manually exchanging stablecoins or worrying about market fluctuations. This automated orchestration provides a frictionless experience for users, ensuring that their transactions are not only fast but also secure.
By handling conversions behind the scenes, Bridge allows us to offer a more intuitive and efficient platform for U.S. users.
BIC: What are the benefits of using Wirex Pay via card and bank transfers while maintaining full control over funds?
Dmitry: The main benefit of using Wirex Pay via card and bank transfers is that it allows users to maintain full control over their funds while still making payments in a way that feels familiar. Users don’t need to trust a third party with their assets, as they can link their non-custodial wallets directly to the platform.
This gives them the flexibility to spend stablecoins at millions of merchants, without losing control of their crypto. Additionally, Wirex Pay offers seamless integration between crypto and traditional finance, so users can convert funds as needed without extra steps or delays.
The self-custodial nature of Wirex Pay is a game-changer for users who want to keep their crypto assets secure while still using them for daily purchases. This model eliminates the risk associated with custodial services, where assets are held by a third party.
Plus, the flexibility to use cards and bank transfers makes the platform accessible for a wider range of users, offering them the convenience of traditional payment methods while still enjoying the benefits of using stablecoins.
BIC: What kind of impact will the instant on/off-ramp solutions provided by Bridge have on U.S. users’ ability to convert crypto to fiat and vice versa?
Dmitry: The instant on/off-ramp solutions offered through Bridge will have a significant impact on U.S. users by removing the friction typically associated with crypto-to-fiat conversions.
Users can instantly convert their stablecoins into fiat, and vice versa, without waiting for transactions to settle or worrying about exchange rates.
This will make it much easier for users to use crypto in everyday life, whether they’re paying for goods, sending money, or managing their finances. The instant liquidity ensures that users can access their funds in the form they need, right when they need them.
This functionality is particularly beneficial for users who need to make quick payments or transfer funds between different currencies.
It eliminates the delays usually associated with conversion services, ensuring that users always have immediate access to the currency they require.
As a result, it also helps to make crypto more practical for everyday use, enabling faster transactions with fewer barriers.
BIC: Will the integration with Bridge allow U.S. businesses to accept payments in stablecoins directly? If so, what are the benefits for them?
Dmitry: Yes, U.S. businesses will be able to accept payments in stablecoins directly through Wirex Pay, thanks to our integration with Bridge.
The benefit for businesses is that they can avoid the volatility often associated with traditional cryptocurrencies, as stablecoins are pegged to fiat currencies.
This offers businesses the ability to accept digital payments while maintaining predictable value. It also allows them to tap into a growing customer base that prefers to use crypto for transactions, opening up new revenue streams.
By accepting stablecoins, businesses not only offer a modern payment method but also reduce transaction fees and payment processing times compared to traditional methods.
This can lead to greater efficiency, lower costs, and faster payments, which are key advantages for businesses looking to innovate and attract a tech-savvy customer base.
BIC: How does Wirex envision the future of crypto payments in the U.S., and what role will Wirex play in it?
Dmitry: Wirex envisions a future where crypto payments are integrated seamlessly into everyday life. As more people adopt digital currencies, we see a growing demand for stablecoin payments that are easy to use and widely accepted.
Wirex’s role will be to make these payments as simple and accessible as traditional card payments or bank transfers. We aim to provide the infrastructure and user-friendly tools that make it easy for individuals and businesses to use stablecoins in real-world transactions.
The future of crypto payments is about making digital currencies as easy to use as cash or credit cards. Wirex aims to be at the forefront of this transformation, providing U.S. users with the tools they need to transact easily and securely in a digital economy.
As the market evolves, we’ll continue to refine our platform and expand its capabilities to meet the changing needs of both consumers and businesses.
BIC: What updates and new features can U.S. users expect from Wirex in the next six months to a year?
Dmitry: In the next six months to a year, U.S. users can expect a variety of exciting updates and new features. We’re focused on expanding the range of stablecoins available on the platform, improving transaction speeds, and integrating with more payment systems to enhance user experience.
We’ll also be refining our platform’s security features and introducing additional tools that will make managing crypto assets even easier. These updates will ensure that Wirex remains a top choice for crypto payments in the U.S.
In addition to these enhancements, we’ll be rolling out improvements based on user feedback, ensuring that our platform meets the evolving needs of our growing U.S. user base.
The goal is to make Wirex Pay even more accessible and feature-rich, making it easier for U.S. users to navigate and manage their digital assets with confidence.
BIC: Now, my favourite part — questions from our Community
@Nauraa42: How does WXT bridge the gap between traditional finance and decentralized finance (DeFi), and what role does it play in Wirex’s long-term vision of integrating crypto into everyday financial transactions?
Dmitry: WXT, Wirex’s native token, plays a crucial role in bridging the gap between traditional finance and decentralized finance, acting as the bridge that connects these two worlds within the Wirex ecosystem. Through its utility, WXT helps to simplify the user experience, making DeFi more accessible to both crypto enthusiasts and traditional finance users.
One of the key ways WXT bridges this gap is by offering users a seamless way to participate in DeFi services while also engaging in everyday financial transactions. WXT can be used for earning rewards, and accessing exclusive benefits within the Wirex platform.
These features enable traditional finance users to explore DeFi in a straightforward and familiar manner. For example, users can earn rewards by staking WXT, gaining exposure to DeFi principles like yield farming, without needing to fully immerse themselves in complex DeFi protocols. This hands-on approach provides an easy entry point for those new to the space.
In the long run, WXT plays a key role in Wirex’s mission to make digital finance mainstream. By incorporating WXT into both DeFi activities and everyday transactions, Wirex is positioning itself as a bridge that connects users to the benefits of decentralized finance while ensuring they have the tools and rewards they need to make crypto a regular part of their financial lives.
BIC: @PaulTan001: Wirex is fantastic, and it has good ideas. Each project has interesting stories before it is created. So can you tell us about the story, problems, difficulties, etc., that gave you the motivation to build and develop Wirex?
Dmitry: Absolutely! Pavel Matveev and I, in fact, discussed the inspiration and journey behind Wirex in a recent anniversary episode of the Wirex Crypto Podcast.
We reflected on the exciting moments and the challenges we faced along the way in building the platform from the ground up. If you’re curious about our journey, the lessons we’ve learned, and the vision behind Wirex, make sure to check out the full episode here:
BIC: @tamishabaumann2: How can we trust WIREX and believe it is not a scam project? A lot of rug pulls and exit scams are happening these days.
Dmitry: It’s completely understandable to be cautious, especially with the rise of scams in the crypto space.
However, Wirex is a fully regulated and trusted platform with a proven track record of transparency, security, and compliance. We’re committed to safeguarding our users’ assets and providing them with a reliable, long-term solution for managing both crypto and traditional finance.
At Wirex, security is a top priority. We deploy multiple layers of advanced security measures to protect our customers and their assets. For example, we use Fireblocks Secure MPC Technology, which leverages Multi-Party Computation (MPC) to ensure private keys are never exposed and eliminate any single points of failure. This technology helps secure your assets with institutional-grade protection.
Additionally, all significant withdrawals from Wirex require multi-signature and multi-approval processes, which involve strict approval by authorized personnel using verified devices. This ensures that unauthorized transactions are prevented. We also utilize whitelisted and time-locked transactions, restricting withdrawals to pre-approved addresses and applying time delays for high-value transactions to further mitigate risks.
To further protect our users, Wirex has an advanced fraud and risk management system in place. We continuously monitor transactions for suspicious activity and use automated risk controls and fraud detection algorithms to block unauthorized transfers in real time. We also collaborate with leading cybersecurity and blockchain analytics firms to stay ahead of emerging threats and malicious actors.
Wirex operates in compliance with the highest industry standards. We are ISO 27001 and PCI DSS 4.0 certified, adhering to globally recognized cybersecurity and privacy management standards. Our commitment to regulatory compliance across multiple jurisdictions, including the UK and Australia, ensures transparency and resilience. Additionally, our security infrastructure undergoes regular third-party audits to validate and strengthen our defenses against evolving threats.
Wirex has been operational for over 10 years, and with the combination of these security protocols, regulatory adherence, and industry best practices, we offer our users peace of mind that their assets are in safe hands. We believe in the power of transparency and security, and we work tirelessly to provide a platform that users can trust.
BIC: @ngocsont993: Can you tell us about WIREX’s team members? Are they qualified and professional in their fields? What are the recruiting qualifications for team members of WIREX?
Dmitry: Absolutely! At Wirex, we are incredibly proud of our team, which is made up of highly skilled and qualified professionals who bring a wide range of expertise from fields like finance, technology, cybersecurity, regulatory compliance, and more.
Our team members share a common passion for transforming the financial landscape, and together, we work toward our goal of bridging the gap between traditional finance and the world of cryptocurrency.
Wirex has built a global presence with offices in key locations such as London, Italy, Singapore, and Ukraine. Each office plays an integral role in our operations, helping to ensure we can serve our diverse user base across various regions and maintain a high level of service and innovation. Our teams in these offices bring a wealth of regional expertise while contributing to Wirex’s overarching vision of revolutionizing digital finance on a global scale.
Recruiting at Wirex is a highly selective process, and we seek individuals who not only have strong technical expertise but also align with our values of transparency, security, and innovation.
We are open to accepting brilliant minds from around the world to join us in creating a new story. We believe in building a diverse and dynamic team that reflects the global nature of the crypto ecosystem. You can check out our job openings here https://wirex.bamboohr.com/careers
BIC: @trgdoa: Can you provide WIREX’s official Telegram group links and social media links? I have seen many similar groups.
Dmitry: Sure! For official communication and updates, here are the links to Wirex’s official Telegram group and social media profiles:
Make sure you’re following these official channels for the latest news, announcements, and support. If you see other similar groups, please be cautious and make sure they are not unofficial or potential scams. Always rely on the official Wirex links for your safety and security!
BIC: It was the last question of our AMA session!
@DmitryWirex thank you for being here today
Conclusion
Wirex’s move into the U.S. marks a thoughtful step toward making stablecoin payments more accessible and user-friendly. By offering self-custodial control, seamless crypto-to-fiat conversions through Bridge, and integration with Visa’s payment network, Wirex provides a practical solution for those looking to use digital assets in everyday life.
As Dmitry Lazarichev highlighted in the AMA, the focus is on combining the convenience of traditional payments with the benefits of stablecoins, without compromising on security or user control.
With clear use cases for both individuals and businesses, Wirex Pay shows potential to support wider adoption of crypto payments in a way that feels familiar, yet future-ready.
