Author: Monicah W

The post Best Crypto to Buy This Summer, Ethereum (ETH) Runs Hot, But This $0.03 Token Looks Sharper With 2x Upside appeared first on Coinpedia Fintech News

With Ethereum (ETH) heating up again in early summer activity, large-cap investors are doubling down on tokens that combine low-entry pricing with long-term utility. One of the fastest-rising names this season is Mutuum Finance (MUTM), a decentralized DeFi lending platform that has already raised over $11.3 million in its presale. The token sits at just $0.03 in Phase 5, with 50% already sold and over 12,600 holders on record. Once Phase 6 begins, that price will climb up by almost 16%—fueling an increasingly time-sensitive race to secure early exposure.

Unlike many new tokens that rely on hype alone, Mutuum Finance (MUTM) is drawing real capital from users who understand utility. Last week, a single ETH whale shifted $80,000 into MUTM, betting on at least a 2x gain by listing and aiming for a full 20x return over the longer haul. That type of conviction is driving new capital into the ecosystem, with DeFi participants actively diversifying from high-priced assets like ETH into more scalable opportunities. With a token supply of 4 billion and the platform’s beta version approaching, investors are locking in their entries ahead of what’s widely seen as the protocol’s breakout phase.

A Stablecoin Built for Actual DeFi Use, Not Just Hype

One of Mutuum Finance (MUTM)’s most important differentiators is its fully overcollateralized stablecoin architecture. Unlike algorithmic or unsecured tokens, this stablecoin will only be minted when users borrow against strong on-chain collateral such as ETH or BTC. When a loan is repaid or liquidated, the corresponding stablecoin will be burned, preserving the system’s equilibrium. This method ensures that every dollar minted is backed by real value, not speculative promises.

To keep the stablecoin near its $1 peg, Mutuum Finance (MUTM)’s governance will manage the borrowing interest rate. When demand increases and the price rises, the protocol can lower interest rates to stabilize it. When it trades below $1, the system will raise borrowing rates to bring demand back in line. Arbitrageurs will also play a role in balancing price movements, ensuring constant alignment with market dynamics. All of this will take place in an environment secured by overcollateralization and automatic liquidation if risk thresholds are breached.

This stablecoin system will become central to the borrowing and lending activity on the platform. As more users lock in crypto assets to borrow stablecoins, the liquidity and value capture within the protocol will grow. By design, this will also benefit mtToken holders and MUTM stakers—who will gain passive income through the system’s structured buyback and redistribution mechanics.

Scalable Architecture, Roadmap Delivery, and Real Reward Potential

Beyond the economics, Mutuum Finance (MUTM) is engineered for performance. Its Layer-2 integration will deliver faster, lower-cost transactions for both lenders and borrowers. This positions it well ahead of legacy DeFi protocols that remain burdened by Ethereum (ETH) mainnet gas fees. Whether users are supplying liquidity, staking mtTokens, or negotiating custom P2P lending deals, the speed and affordability of Layer-2 will enhance every interaction on the platform.

The roadmap ahead is just as compelling. Once the beta version launches, the platform’s staking functions and stablecoin issuance mechanics are expected to be experienced. Those who enter now will not only benefit from price appreciation but will be positioned to tap into yield-bearing mechanics that reward participation. Users who stake mtTokens in designated contracts will also become eligible for protocol dividends—distributed, using funds the project will allocate to buying back MUTM tokens from the open market.

Mutuum Finance (MUTM) is backing its development with transparency and security. A $50,000 Bug Bounty Program, run in collaboration with CertiK, is now live and aims to identify vulnerabilities across four severity tiers. Combined with a Token Scan Score of 95 and a Skynet Score of 77, this level of diligence is helping the project build trust ahead of its mainnet rollout.

As Phase 5 moves closer to completion, the math becomes impossible to ignore. A $10,000 investment now secures over 333,000 MUTM tokens at $0.03. At just 2x, that becomes $20,000. At 20x, it turns into $200,000. ETH investors are moving quickly, and once the price shifts in Phase 6, you’ll wish you had acted in Phase 5.

For more information about Mutuum Finance (MUTM) visit the links below:

• Website: https://mutuum.com/
• Linktree: https://linktr.ee/mutuumfinance

The post Best Crypto to Buy This Summer, Ethereum (ETH) Runs Hot, But This $0.03 Token Looks Sharper With 2x Upside appeared first on Coinpedia Fintech News
With Ethereum (ETH) heating up again in early summer activity, large-cap investors are doubling down on tokens that combine low-entry pricing with long-term utility. One of the fastest-rising names this season is Mutuum Finance (MUTM), a decentralized DeFi lending platform that has already raised over $11.3 million in its presale. The token sits at just …

The post Elon Musk’s xAI Bags $10 Billion While Trump Fires Shots on Social Media appeared first on Coinpedia Fintech News

Elon Musk’s AI startup xAI has raised a massive $10 billion in new funding, giving it a strong boost in its fight to compete with major players like OpenAI. The funding comes at a time when Musk is under fire from Donald Trump, adding a political edge to what’s already one of the most high-stakes battles in tech.

It’s a mix of big money, political tension, and Musk’s push to reshape the future of artificial intelligence. 

Here’s a closer look at what’s really going on.

$10 Billion Secured – Backed by Morgan Stanley

According to CNBC, xAI has raised $5 billion through secured debt and another $5 billion in strategic equity investment. The round was disclosed by Morgan Stanley, which is backing the company’s aggressive expansion plans.

The funds will go toward building out xAI’s AI infrastructure, including its Colossus supercomputer in Memphis and its Grok AI platform – Musk’s answer to OpenAI’s ChatGPT.

Morgan Stanley said in a statement, “The proceeds will support xAI’s continued development of cutting-edge AI solutions, including one of the world’s largest data center and its flagship Grok platform.”

Trump Targets Musk Over Govt Support

Just hours before the funding made headlines, Donald Trump launched a public attack on Musk, accusing him of relying on government subsidies.

In a post on Truth Social, Trump wrote: “No more Rocket launches, Satellites, or Electric Car Production, and our Country would save a FORTUNE. Perhaps we should have DOGE take a good, hard, look at this?”

The reference to DOGE likely points to a possible investigation or regulatory pressure on Musk’s companies.

Musk didn’t hold back, replying: “I am literally saying CUT IT ALL. Now.”

The timing of the comments has drawn attention, especially as Musk ramps up funding and expansion.

Grok Coming to Telegram

xAI is also widening its reach. The company recently partnered with Telegram, bringing its Grok AI assistant to the messaging platform’s users.

Combined with Musk’s ownership of X,  xAI has access to a vast amount of real-world data to train and test its models, which is a major advantage over other AI startups.

Next Round Could Push Valuation to $200 Billion

Reports suggest xAI may be planning to raise another $20 billion, which could push its valuation beyond $120 billion, possibly even up to $200 billion.

For a company that launched in March 2023, that would place xAI among the world’s most valuable AI startups – faster than most expected. Impressive right?

We’ll keep tabs on all things Musk and let you know. Right here on Coinpedia! 

The post Elon Musk’s xAI Bags $10 Billion While Trump Fires Shots on Social Media appeared first on Coinpedia Fintech News
Elon Musk’s AI startup xAI has raised a massive $10 billion in new funding, giving it a strong boost in its fight to compete with major players like OpenAI. The funding comes at a time when Musk is under fire from Donald Trump, adding a political edge to what’s already one of the most high-stakes …

The post BBB Warns of AI Voice Scams Just as Graphite Network Launches Phonebook MVP That Offers a Web3 Fix appeared first on Coinpedia Fintech News

On June 25th, 2025, the Better Business Bureau (BBB) issued an urgent alert about a rise in AI-powered phone scams, where criminals use voice cloning to impersonate distressed loved ones. These calls often sound eerily convincing, tricking victims into sending money or revealing sensitive information.

But the problem isn’t limited to one region. In South Korea, scammers stage fake lottery and tax claims to extract payments. Across Europe, fraudsters pose as banks or insurance agents to steal financial credentials. And in the U.S., the BBB’s warning underscores how AI-generated voices are rapidly escalating the scale and believability of phone-based fraud.

These schemes work because voice, once a reliable marker of identity, is now easily faked. The BBB reports that scammers can replicate a voice with just a few seconds of audio, often scraped from social media. Consumers are advised to listen for warning signs, like unusual phrasing or demands for secrecy, but still, this proves that the entire traditional phone-based trust is unreliable. Nowadays, voice alone can no longer be trusted as proof of identity. There is a critical vulnerability in our everyday communication systems as trust in phone calls depends on guessing whose voice it is, and AI scams are now exploiting this vulnerability.”

Graphite Network, a Layer 1 blockchain featuring ZK-powered KYC, trust scores, and reputation-based access, where both entry and authorized nodes validate activity and earn native rewards—has introduced a timely solution to tackle this problem head-on.

On June 30th, 2025, they launched their Phonebook Reputation MVP, which is designed to restore trust in phone-based interactions by using blockchain technology to verify callers through a transparent, reputation-based system. Unlike the traditional methods that rely on just recognizing a voice, this system directly addresses the exact vulnerabilities that scams target, and provides a secure, decentralized alternative to outdated trust models.

What is the Graphite Network’s Phonebook Reputation MVP, and How Does it Work?

Graphite Network’s Phonebook Reputation MVP is a decentralized identity tool that connects phone numbers to onchain reputation metrics stored in smart contracts. Users can verify ownership of their number through a simple SMS or Telegram-based flow. Once verified, the number becomes part of a global registry and can begin accumulating reputation based on community feedback.

Importantly, while the phone number is linked to a wallet address for verification purposes, this connection remains private. No on-chain data publicly reveals which wallet is associated with which number, allowing users to participate in the reputation system without exposing their identity or linking their personal phone number to their crypto activity.

Votes—positive or negative—are recorded as blockchain transactions, making every action traceable and resistant to tampering. Reputation scores are calculated transparently, factoring in elements like recency and voter credibility to help mitigate manipulation. The result is a community-driven signal of trustworthiness for assessing unknown or suspicious callers—without compromising user privacy.

For example, imagine receiving a call claiming to be from a family member in distress. With the Phonebook, you can check the caller’s phone number on the platform to see its reputation score. A low or negative score, based on votes from other users, warns of potential fraud, while a high score suggests a trusted caller. This system directly fights scams, such as those mentioned by the BBB report targeting South Koreans with fake lottery claims or Europeans with fraudulent bank calls.

But, while the BBB advises consumers to listen for unusual phrases, requests for secrecy, and use secret code words, these solutions require coordination and discipline, and they don’t scale beyond close-knit circles. The Phonebook Reputation system, by contrast, offers a scalable, tech-driven alternative that aligns with Web3’s ethos of decentralization and user empowerment.

It is also a key part of Graphite Network’s mission to build reputation-first infrastructure for users, starting with communication trust. Unlike centralized systems that can be manipulated, this blockchain’s decentralized approach ensures reputation is earned through verified actions. 

A Web3 Solution for a Web2 Problem

Overall, the Phonebook Reputation system—launched in timely alignment with the BBB’s warning about AI voice scams—is an early but meaningful step toward a reputation-driven future. It stands as clear proof that Web3 can be used to solve real Web2 problems, offering secure, transparent communication where traditional systems continue to fall short. 

Rather than depending on centralized gatekeepers or subjective human judgment, Graphite Network’s approach relies on the immutability of blockchain and the collective intelligence of its users. Scammers thrive in environments of ambiguity; Phonebook counters that with verifiable, on-chain data that gives individuals the context they need to make safer, more informed decisions.

Graphite Network Strengthens Its Identity Layer With New Roadmap and Feature Set

Graphite Network’s Reputation Phonebook is just part of a growing roadmap focused on building Web3 tools that solve everyday problems. L2 solutions coming soon: a reputation-based dating app, hotspot bundles that bring blockchain access to places with weak internet, a geo-based DePIN game that connects real-world items with tokenized gameplay, and a new voting system that values trust over token holdings.

Behind the scenes, Graphite Network had its smart contract fully audited by CertiK. The staking program is live and growing, with over 86,000 $@G in rewards already distributed. A BitMart listing is on the way, and partnerships with BitMart and Conflux are expanding reach and infrastructure.

Core tools have also improved—Bitcoin and MetaMask are now supported, wallet logins are more flexible, and the explorer is faster and easier to use, complete with a new trust-based leaderboard.

Reputation Tools Aren’t Optional—They’re What the Next Wave of AI Scams Will Demand

As AI voice scams grow harder to spot, phone-based trust systems will need to adapt. The Phonebook Reputation MVP is an early answer—and a clear signal of Graphite Network’s broader mission: to build verifiable, reputation-first infrastructure for everyday interactions. As threats evolve, so will the tools to meet them.

The post BBB Warns of AI Voice Scams Just as Graphite Network Launches Phonebook MVP That Offers a Web3 Fix appeared first on Coinpedia Fintech News
On June 25th, 2025, the Better Business Bureau (BBB) issued an urgent alert about a rise in AI-powered phone scams, where criminals use voice cloning to impersonate distressed loved ones. These calls often sound eerily convincing, tricking victims into sending money or revealing sensitive information. But the problem isn’t limited to one region. In South …

The post Which Meme Coin Triumphs in 2025? Dogecoin, PEPE or Neo Pepe Coin ($NEOP) For Best Crypto appeared first on Coinpedia Fintech News

Pepe’s Resilient Rebound

Over recent days, Pepe Coin (PEPE) has captured renewed attention from traders and influencers alike. Recently hitting lows around $0.000008, the coin has swiftly rebounded, trading steadily near the $0.00001 mark. Analysts have suggested that Pepe might experience further bullish movement, with short-term price targets indicating a potential climb of up to 50%. Notably, derivatives market data has turned favorable, with Pepe’s funding rates pivoting positively, an indicator typically signaling bullish sentiment among investors.

Crypto influencer Ali Martinez highlighted Pepe’s recent market recovery on X, underscoring key technical levels for traders. With critical support now firmly established around $0.00001, further upside momentum is anticipated, particularly if trading volume remains robust on platforms such as Coinbase and Kraken.

Dogecoin Bounces Back

Meanwhile, Dogecoin (DOGE), the iconic meme crypto supported by figures like Elon Musk, has demonstrated notable resilience. After briefly dipping below a crucial support level of $0.15, DOGE has recovered to trade between $0.16 and $0.17. Market analysts emphasize that maintaining this price range is pivotal; should it hold, Dogecoin may see upward movement toward the significant $0.20 milestone. Conversely, failure to maintain current levels could see DOGE retesting lower supports around $0.14.

Institutional optimism, partly influenced by global geopolitical stability, has also buoyed DOGE’s recent price action. As larger cryptocurrency markets stabilize, meme tokens like DOGE often benefit from improved sentiment, reflecting investor appetite for riskier assets.

Navigating Meme Coin Dynamics

Pepe and Dogecoin’s recent recoveries highlight the unpredictable yet enticing nature of meme coins. The rapid shifts in valuation underscore both the volatility and potential profitability within this crypto segment. Platforms like Uniswap continue to see high trading activity, highlighting the decentralized exchanges’ importance for meme coins.

Interestingly, the meme coin landscape is now welcoming a fresh contender that’s rapidly gaining traction—the Neo Pepe Coin ($NEOP).

Comparative Snapshot: PEPE vs. DOGE vs. NEOP

1. Price Stability
   • PEPE: High volatility, currently stabilizing around $0.00001.
   • DOGE: Moderate volatility, trading range $0.16 – $0.17.
   • NEOP: Stable price progression via structured presale stages.
2. Community and Influencer Support
   • PEPE: Growing influencer interest, moderate community size.
   • DOGE: Strong influencer backing (Elon Musk), massive established community.
   • NEOP: Rapidly expanding community, increasing influencer interest.
3. Market Position and Potential
   • PEPE: Short-term bullish outlook, speculative growth potential.
   • DOGE: Proven track record, institutional interest, medium-term growth potential.
   • NEOP: High long-term potential through structured growth, strong fundamentals, and innovative liquidity management.

Neo Pepe Presale – Crypto’s Newest Contender Rising

Now, if meme coins pique your interest, you might want to get a little neo pepe. Positioned distinctively in the meme coin market, Neo Pepe Coin ($NEOP) is fast approaching stage 4 of its presale, which will see its token price jump significantly from the current approximate price of $0.07 up to $0.08. This strategic tiered presale structure not only builds excitement but also rewards early adopters.

Already gaining traction among crypto enthusiasts, Neo Pepe Coin is touted by many as potentially the best pepe coin available due to its thoughtful tokenomics and transparent community-driven governance model.

What Makes Neo Pepe Meme’s Top Contender?

One key aspect of Neo Pepe Coin’s growing reputation as a top pepe coin is its structured presale and innovative liquidity approach. With auto-liquidity features built directly into its transaction framework—each transaction adds 2.5% directly to liquidity pools with LP tokens permanently burned—Neo Pepe ensures robust stability and reduces volatility, a key consideration for meme coin investors.

Further elevating its appeal, Neo Pepe Coin boasts a Certik Audit score of 71.96, underscoring its commitment to security and trustworthiness in a market often riddled with uncertainties.

Don’t Forget To Join Stake neo pepe Meme coin Full Review

BITGIRL CRYPTO Digs Into Neo Pepe’s Distinctive Presale Approach

Crypto-focused content creator BITGIRL CRYPTO recently assessed Neo Pepe Coin’s presale program in detail, thoughtfully covering its progressive token distribution phases, inventive liquidity structure, and active governance involvement. Their perceptive breakdown clearly communicates why Neo Pepe Coin is attracting growing at

Capturing 2025’s Best Crypto Presale Opportunity

Crypto investors constantly search for emerging opportunities labeled the best crypto presale, and Neo Pepe Coin firmly fits the bill. Its current pricing level around $0.07 presents an enticing entry point, especially given the impending price jump in stage 4 to around $0.08. Savvy investors recognize the value in timing entries before price hikes and increased market exposure.

With meme coins such as Pepe and Dogecoin experiencing renewed investor interest, Neo Pepe Coin emerges strategically, offering investors a structured and reliable alternative in a notoriously volatile market. Keep a close eye on $NEOP as stage 4 approaches—its narrative and fundamentals suggest it could swiftly become a major player in the meme coin domain.

Enter the Memetrix — Your Crypto Destiny Awaits

Escape the ordinary crypto cycle and plug into the Memetrix. Secure your Neo Pepe presale tokens before stage 4 catapults prices skyward. Visit the Neo Pepe website now and take your rightful place in this cutting-edge meme coin uprising. Act swiftly—your digital awakening depends on it!

Get Started with $NEOP

• Website: Neo Pepe Coin Official
• Whitepaper: Neo Pepe Coin Whitepaper
• Telegram: Neo Pepe Coin Telegram
• Twitter/X: Neo Pepe Coin Twitter

The post Which Meme Coin Triumphs in 2025? Dogecoin, PEPE or Neo Pepe Coin ($NEOP) For Best Crypto appeared first on Coinpedia Fintech News
Pepe’s Resilient Rebound Over recent days, Pepe Coin (PEPE) has captured renewed attention from traders and influencers alike. Recently hitting lows around $0.000008, the coin has swiftly rebounded, trading steadily near the $0.00001 mark. Analysts have suggested that Pepe might experience further bullish movement, with short-term price targets indicating a potential climb of up to …

The post U.S. SEC Approves First Solana, XRP, and Cardano ETF: Is the Altcoin Summer Next? appeared first on Coinpedia Fintech News

The altcoin market has followed Bitcoin (BTC) in midterm weakness, amid historical demand from institutional investors. The crypto market cap declined by around 4 percent in the past 24 hours to hover about $3.366 trillion on Tuesday, July 1, during the mid-North American trading session.

Amid the midterm crypto bearish outlook, on-chain data analysis shows institutional investors have continued to accumulate relentlessly. For instance, the U.S. Spot Bitcoin ETFs, led by BlackRock’s IBIT, recorded a net cash inflow of about $102 million on Monday, thus registering 15 consecutive days of cash inflows.

Will U.S. SEC’s Approval of Spot Altcoin ETF Trigger Market Reversal?

The U.S. Securities and Exchange Commission (SEC) has remained on the side of pro-crypto regulations since the 2nd inauguration of President Donald Trump. On Tuesday, the SEC granted approval to the conversion of Grayscale’s Digital Large Cap (GDLC) Fund into an ETF.

The Grayscale Digital Large Cap Fund, which has about $774 million in Assets Under Management (AUM), holds several digital assets led by Bitcoin, Ethereum, XRP, Solana, and Cardano.

The approval of the GDLC‘s conversion to ETF is a major milestone for the entire altcoin market, which has been expecting more spot ETF approval in the coming months. As a result, the approval will play a crucial role in net crypto traded volume during the next few months.

The expected demand growth in the spot market will likely trigger a bullish reversal in the near term.

Midterm Expectations 

Following the approval of GDLC conversion to an ETF product, the odds of an altseason in the near term have significantly surged. Furthermore, the U.S. SEC will imminently approve more crypto spot ETFs in the near future.

Yes, this is what everyone wants, what makes sense and what we think will happen and why we so bullish (95% on most of the coins) approval. Q is what will the standards be. We think they’ll likely be loose enough where the vast majority of Top 50 coins would be ok to be ETF-ized. https://t.co/1AUZOmpe1O

— Eric Balchunas (@EricBalchunas) July 1, 2025

With most altcoins attempting to mirror Bitcoin’s compound growth, incorporating Dollar Cost Averaging (DCA) might prove profitable by the end of this year.

The post U.S. SEC Approves First Solana, XRP, and Cardano ETF: Is the Altcoin Summer Next? appeared first on Coinpedia Fintech News
The altcoin market has followed Bitcoin (BTC) in midterm weakness, amid historical demand from institutional investors. The crypto market cap declined by around 4 percent in the past 24 hours to hover about $3.366 trillion on Tuesday, July 1, during the mid-North American trading session. Amid the midterm crypto bearish outlook, on-chain data analysis shows …