Author: Monicah W

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Eowyn Chen on Trust Wallet’s Evolution: From Self-Custody to Web3 Companion

Monicah W

At Proof of Talk 2025, where vision, policy, and product converge, BeInCrypto sat down with Eowyn Chen, CEO of Trust Wallet, for a lively chat. Among an audience of builders, regulators, and partners, Chen explored how self-custody wallets are evolving into a full-fledged “Web3 companion,” from stablecoin yield solutions to real-world asset integrations.

The conversation covered the debut of Stablecoin Earn, direct integration of real-world tokenized assets, and an ambitious AI-powered roadmap aimed at simplifying and securing Web3 for all. This interview explores how Trust Wallet aligns its vision and execution to shape crypto’s next chapter for global adoption.

Self-Custody and Utility: Trust Wallet’s Vision at Proof of Talk 2025

Proof of Talk is exactly where vision, policy, and product meet, and that’s the conversation we want to have. We aim to spotlight how self-custody is no longer just for asset storage but acts as a gateway to extended financial access.

That means tokenized real-world assets, stablecoin-earning tools, and DeFi features built in for everyday users. We’re here to connect with builders, policymakers, and partners who share our mission: making Web3 secure, inclusive, and practical.

The industry is shifting from hype to utility, and Trust Wallet sits right at that intersection.

Stablecoin Earn: Responding to User Demand for Safe Yields

Late last year, we saw billions of stablecoins idle in Trust Wallet addresses, even during bull markets. That confirmed what we’d heard anecdotally: many users, especially in emerging markets, view stablecoins as their first savings account, yet they had no simple, safe way to earn yield without giving up custody.

Stablecoin Earn was our response. Within four weeks of launch, we hit over $30 million in TVL, entirely from self-custodied users.

That level of traction validates the demand: a large user base isn’t chasing volatility but seeking reliable, passive growth tools.

How RWAs Will Work in Trust Wallet

RWAs must be tokenized first; that’s fundamental to preserving self-custody. Trust Wallet won’t hold or broker assets; users maintain full control of their tokenized instruments as on-chain tokens.

Within our enhanced swap flow, users will be able to access tokenized assets with real-time quotes and a seamless UI. Behind the scenes, we will partner with infrastructure providers for secondary-market access, but the entire experience remains native to the wallet.

It’s the first time a major self-custodial wallet will be embedding RWA access directly into the interface, unlocking genuine financial opportunity.

Trust Wallet’s Expanding Role as a Web3 Companion

A Web3 companion is more than a cold-storage vault. It’s a guide, a toolkit, and a gateway. Users want to swap, stake, earn yield, participate in governance, access RWAs, and soon automate gas management and routine tasks without a developer background.

That’s why we built Buy+, Stablecoin Earn, FlexGas, and RWA integration. These features remove friction and make crypto feel intuitive.

Our vision is to become the Neo-bank of Web3, without holding custody, offering a smart, secure companion that works across chains, markets, and user journeys.

Exploring AI’s Importance in Future Roadmaps

AI will be a powerful enabler. We believe users shouldn’t need to be experts to navigate Web3. AI abstracts complexity without ever compromising custody or control.

We’re developing AI-driven gas optimization, scam and risk alerts, portfolio rebalances, and personalized suggestions based on user behavior. In a fragmented wallet ecosystem facing rising security concerns, AI agents can spot scams, streamline onboarding, and adapt to individual habits.

Think of AI as the invisible layer that makes crypto feel as seamless as Web2 apps while upholding privacy, transparency, and user sovereignty.

Understanding the Trust Wallet Community

Our community spans the globe, but imagine a mobile-first individual in a fast-growing economy, financially curious and maybe underserved by traditional banking. They’re what we call “holder-ish”: not day traders but active and engaged.

They want to grow their wealth on their own terms, with full control. Trust Wallet is their all-in-one toolkit for exploration, yield generation, and now, tokenized real-world assets.

Building the Next Financial System

To onboard the next billion users, we need infrastructure that’s genuinely useful. Real-world asset access, stablecoin yields, smart gas management, these aren’t hype features; they’re the building blocks of a new financial system.

At Trust Wallet, we’re not just making crypto easier; we’re making it matter. That’s the story we’re telling here at Proof of Talk, and in every product update we ship.

The post Eowyn Chen on Trust Wallet’s Evolution: From Self-Custody to Web3 Companion appeared first on BeInCrypto.

Bitcoin Price Jumps As Donald Trump Claims It’s “Time for Peace”

Monicah W

Bitcoin price has showed strong recovery on Monday following sharp weekend dips, after US President Donald Trump made a public call for de-escalation in the Middle East. His post on Truth Social declared that the situation with Iran may be stabilizing and that the U.S. had effectively countered the threat. His comments came shortly after

The post Bitcoin Price Jumps As Donald Trump Claims It’s “Time for Peace” appeared first on CoinGape.

Dogecoin Defends Key Demand Zone; Is A Price Recovery Ahead?

Monicah W

Dogecoin (DOGE) is trading at $0.154 today, June 23, with a notable 4.84% gain and more than $1.43 billion in 24-hour trading volumes. The ongoing Dogecoin price rally marks an impressive recovery from the two-month low of $0.142 that DOGE hit yesterday. This bounce has also seen bulls defend a key demand zone that has

The post Dogecoin Defends Key Demand Zone; Is A Price Recovery Ahead? appeared first on CoinGape.

Bitcoin Records 2nd Consecutive Week of Cash Inflows: Is a Breakout Rally Coming?

Monicah W

bitcoin

The post Bitcoin Records 2nd Consecutive Week of Cash Inflows: Is a Breakout Rally Coming? appeared first on Coinpedia Fintech News

Bitcoin (BTC) demand by institutional investors has remained high amid rising fears of short-term crypto market capitulation. According to market data from CoinShares, Bitcoin’s investment product recorded the second consecutive week of cash inflow last week of about $1.1B. 

As a result, the BTC’s investment products have posted a net monthly flow of about $2.38 billion and a year-to-date cash inflow of around $12.7 billion. The United States led in net cash inflows of about $1.25 billion, while Hong Kong and Switzerland posted a net cash outflow of about $32.6M and $7.7M respectively.

CoinShares weekly report

Is Bitcoin Price Ready for a Bullish Breakout?

Bitcoin price has rebounded over 3 percent to trade about $104,100 on Monday, June 24, during the mid-North American trading session. The flagship coin, however, faces a significant resistance range between $110k and $112k.

In the weekly timeframe, BTC price has been forming a potential macro double top coupled with a bearish divergence of the Relative Strength Index (RSI).

BTC Leveraged market

With the market data from Coinglass showing more than $12 billion in cumulative short liquidation leverage, BTC price faces further bearish sentiment in the coming weeks. 

As Coinpedia reported, crypto analyst Benjamin Cowen thinks that the wider crypto market, led by BTC, will record lower lows in the coming months and potentially establish a local low in August or in September, 2025.

From a technical analysis standpoint, if BTC price consistently closes below $100k in the coming week, a selloff towards the support level around $96k will be inevitable.

The post Bitcoin Records 2nd Consecutive Week of Cash Inflows: Is a Breakout Rally Coming? appeared first on Coinpedia Fintech News
Bitcoin (BTC) demand by institutional investors has remained high amid rising fears of short-term crypto market capitulation. According to market data from CoinShares, Bitcoin’s investment product recorded the second consecutive week of cash inflow last week of about $1.1B.  As a result, the BTC’s investment products have posted a net monthly flow of about $2.38 …

XRP Price Prediction: Is This the Final Dip Before $3?

Monicah W

XRP Price Prediction

The post XRP Price Prediction: Is This the Final Dip Before $3? appeared first on Coinpedia Fintech News

XRP has been struggling to find firm ground as it continues to trade in a bearish trend. Over the past week, the price dropped below a crucial support zone between $2.50 and $2.10, triggering a sharp fall toward the $1.95 to $1.92 range.

As predicted earlier, XRP did find temporary support around $1.92, bouncing slightly from that level. However, if the price breaks below $1.90 on a daily closing basis, it could trigger a further decline towards $1.80 to $1.79, which is considered the next key support zone.

For now, resistance for XRP stands between $2.16 and $2.60. A decisive breakout above $2.16 would be the first sign that the downtrend might be easing. Until then, the overall market structure remains bearish on the daily chart, with small bounces likely but no confirmed trend reversal yet.

If XRP falls below $1.79, it could enter a risky zone where lower levels like $1.56 and even $1.21 might come into play. On the other hand, a break above resistance with a strong five-wave pattern could hint at a bullish recovery starting earlier than expected.

Expert Says ‘Nothing Is Confirmed Yet’

Analyst Casi Trades has warned that XRP is once again approaching a key support level at $1.90.  Casi explained that this kind of “bounce-then-final-dip” move is common before a proper bottom forms. While nothing is confirmed yet, XRP remains in a wider trading range between $2.13 and $1.55.

“This week is already full of tension in world events and in the charts. Eyes on this next test. If the reaction is strong, this may be the last low we get before wave 3 ignites,” the analyst said.

The post XRP Price Prediction: Is This the Final Dip Before $3? appeared first on Coinpedia Fintech News
XRP has been struggling to find firm ground as it continues to trade in a bearish trend. Over the past week, the price dropped below a crucial support zone between $2.50 and $2.10, triggering a sharp fall toward the $1.95 to $1.92 range. As predicted earlier, XRP did find temporary support around $1.92, bouncing slightly …

Midnight Airdrop Alert: Here’s How to Claim Your Free NIGHT Tokens

Monicah W

Cardano's ADA Price Tests Patience as XRP Airdrop Hype Builds

The post Midnight Airdrop Alert: Here’s How to Claim Your Free NIGHT Tokens appeared first on Coinpedia Fintech News

If you’ve been holding Cardano (ADA), your patience might finally pay off — and not just in price gains. A new airdrop event by Midnight, a privacy-focused blockchain connected to Cardano, is now live, offering free NIGHT tokens to eligible ADA holders. 

And no, it’s not just a few tokens — the numbers are quite impressive.

So, here’s how to claim your FREE Night token.

What Is Midnight and Why Does It Matter?

Midnight is a fully integrated partner chain of Cardano that utilizes Cardano’s Proof-of-Stake (PoS) consensus mechanism for its security and governance. What sets it apart is its strong multichain strategy, targeting not only Cardano users but also holders on Ethereum, Bitcoin, Solana, and more.

However, the ongoing buzz is mostly around the “Glacier Drop”, the first phase of Midnight’s token distribution plan. 

According to the project’s whitepaper, 12 billion NIGHT tokens—half of the entire supply—will be given away to eligible users. And the largest beneficiary of this ecosystem will be the Cardano wallet holders.

More Than Just an Airdrop—It’s Cardano’s Growth Catalyst

What’s exciting is that Midnight isn’t some side project—it’s deeply tied into Cardano’s architecture. The NIGHT token is minted directly on Cardano. Stake pool operators (SPOs) can even earn NIGHT without giving up ADA rewards.

With strong tokenomics, real utility, and multichain support, Midnight might be the boost Cardano needs to reclaim its spotlight in the crypto space.

How to Claim Your NIGHT Tokens

To be eligible for the Midnight airdrop, you must have held at least $100 worth of ADA in a Cardano wallet at the time of a previously taken snapshot.

The claiming process is simple and gas-free, just sign with your wallet and provide a clean Cardano address. 

There’s no KYC or cost involved.

How Much NIGHT Could You Receive?

However, each person’s airdrop amount depends on how much ADA they held compared to others. For example, if you held 5,000 ADA, and the total eligible pool was 1.5 billion ADA, you’d receive around 40,000 NIGHT tokens.

How Much 1 NIGHT Token Worth?

Now here’s where it gets interesting. If NIGHT reaches a $500 million market cap, each token could be worth around $0.0208, which means your free 40,000 NIGHT tokens could be worth over $800.

There is a 60-day window to claim your tokens, and they won’t be usable right away. 

Meanwhile, claimed tokens will first be locked and will “thaw” gradually during the Redemption period, allowing holders to access them over time.

The post Midnight Airdrop Alert: Here’s How to Claim Your Free NIGHT Tokens appeared first on Coinpedia Fintech News
If you’ve been holding Cardano (ADA), your patience might finally pay off — and not just in price gains. A new airdrop event by Midnight, a privacy-focused blockchain connected to Cardano, is now live, offering free NIGHT tokens to eligible ADA holders.  And no, it’s not just a few tokens — the numbers are quite …

Pro-XRP Lawyer Talks Ripple IPO Timing, Predicts $100B Valuation

Monicah W

Ripple IPO Rumors Heat Up—Will XRP Surge Past $3

The post Pro-XRP Lawyer Talks Ripple IPO Timing, Predicts $100B Valuation appeared first on Coinpedia Fintech News

Speculation around a possible Ripple IPO is doing rounds on the internet, with many in the crypto community debating what such a move could mean for the price of XRP. Over the past few months, Ripple has made several strategic moves, fueling talks of an eventual public listing , even though the company has officially said it’s not on the table for 2025.

While Ripple’s executives, including CEO Brad Garlinghouse and President Monica Long, have made it clear that no IPO is planned this year, signs of IPO preparation are visible. The company recently launched a $700 million share buyback and has been hiring for corporate development and investor relations roles. Its $1.25 billion acquisition of prime brokerage firm Hidden Road and a $250 million deal for custody provider Metaco also hint at long-term growth plans.

Adding to this, pro-XRP lawyer John Deaton reacted to a video clip of Garlinghouse commenting on Circle’s market performance after its IPO. Deaton said that while Ripple isn’t in a rush to go public and doesn’t need to raise capital, timing an IPO is crucial.

He added that if Circle could reach a $62 billion to $75 billion market cap, Ripple, with nearly 40 billion XRP currently valued at around $2 (or roughly $80 billion) — could aim for a $100 billion market cap in the current market environment.

XRP’s price has been trading within a tight range since its drop from $3.40 in January, hovering around $2. It briefly spiked to $3 in March after U.S. President Donald Trump proposed including XRP in a national crypto reserve. Since then, the token has remained trapped within a rigid range.

Meanwhile, institutional interest around XRP appears to be growing. Publicly listed firm VivoPower recently partnered with the Flare blockchain to earn yields on its XRP holdings and invested $121 million in XRP for its treasury. While Ripple’s IPO plans remain speculative for now, the company’s expanding footprint and market activity continue to keep investors watching closely.

The post Pro-XRP Lawyer Talks Ripple IPO Timing, Predicts $100B Valuation appeared first on Coinpedia Fintech News
Speculation around a possible Ripple IPO is doing rounds on the internet, with many in the crypto community debating what such a move could mean for the price of XRP. Over the past few months, Ripple has made several strategic moves, fueling talks of an eventual public listing , even though the company has officially …

Ripple Settlement Update: No, They’re Not Paying the SEC in XRP

Monicah W

Ripple vs SEC

The post Ripple Settlement Update: No, They’re Not Paying the SEC in XRP appeared first on Coinpedia Fintech News

As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter) that Ripple could pay its SEC fine using XRP tokens while the price is still low. Some believe this might happen before ETF approvals and the FedNow launch on July 14.

Ripple Paying SEC Fine in Cash, Not XRP

However, former SEC official Marc Fagel has put those rumors to rest saying they are not paying in XRP.  Instead, the money is already set aside in cash inside an escrow account. 

An XRP supporter also said the token is safe for now and explained that while tokens can be moved, it’s an all-or-nothing system..

XRP Price Reacts to Uncertainty

Recently, crypto analyst John Squire had suggested that the U.S. government might seize Ripple’s escrowed XRP and hold it as a national reserve. However, Bill Morgan shut down the idea by simply stating “it wont”.

Amid these rumours, XRP price had dropped over 2%. However, crypto prices spiked today after President Trump announced a ceasefire deal between Iran and Israel. Bitcoin rose nearly 3% as it climbed above $106,000. XRP also posted gains around 6% in the last 24 hours.

No Long Delay in Sight

There were speculations that the Ripple vs. SEC case could drag into late 2026. But Bill Morgan clarified that such a delay is unlikely, unless Judge Torres rejects the current joint proposal. The most probable outcome, he says, is both parties accepting the summary judgment, along with a penalty and permanent injunction.

The court is now waiting on a key SEC filing due by mid-August. The XRP community remains on edge, unsure of what Judge Torres might decide next. Experts say that “it could go either way” but nobody has backed the idea of a delay into 2026. 

The post Ripple Settlement Update: No, They’re Not Paying the SEC in XRP appeared first on Coinpedia Fintech News
As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter) that Ripple could pay its SEC fine using XRP tokens while the price is still low. Some believe this might happen before ETF approvals and the FedNow launch on July 14. Ripple Paying SEC Fine in Cash, Not XRP However, …

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Why Analysts Claim XRP Price Pattern Is Not Bearish

Monicah W

Despite recent volatility, prominent analysts argue XRP’s technical setup is not bearish yet. They highlight specific price levels crucial for confirming the trend.

A technical evaluation of XRP’s recent 5-day chart adds context to these analyst views.

Analysts Remain Cautiously Optimistic About XRP Price

XRP prices dipped nearly 7% over the past week amid heightened geopolitical tensions, notably driven by US airstrikes on Iranian facilities. The altcoin fell from roughly $2.20 to a low near $1.90 before stabilizing around $2.06.

Veteran trader Peter Brandt highlighted a potential Head-and-Shoulders (H&S) pattern on XRP’s chart. This is traditionally a bearish indicator that signals a reversal from bullish to bearish if key support levels break. 

However, Brandt emphasizes caution against premature bearish conclusions. He explicitly notes the importance of XRP maintaining support above $1.80.

A decisive weekly close below that critical level would be needed to confirm a bearish scenario.

Meanwhile, analyst EGRAG CRYPTO provided a detailed bullish perspective using multiple technical indicators.

The Gaussian Channel is a volatility indicator used to identify trend strength and potential reversals. Closing within this channel boundary, around $1.75 currently, could signal weakening momentum and possible downward pressure. 

EGRAG emphasizes the importance of XRP staying above this boundary to maintain bullish strength.

Additionally, the 21-week EMA acts as a critical moving average that traders use to identify macro trends. 

A close above the EMA level of $2.33 would signify strong bullish momentum. 

Moreover, breaking above the resistance at $2.65 would confirm a robust long-term bullish trend.

EGRAG also applies Elliott Wave analysis, a technical approach that identifies repeating patterns (waves) in market prices to forecast potential targets. 

Analyzing XRP Price with Elliott Wave Indicators. Source: X/EGRAG

Using Elliott Wave ratios, the analyst projects XRP could reach between $9 and $10 if the altcoin successfully completes its anticipated fifth wave, provided current support levels hold firm.

Short-Term Technical Analysis Supports Caution

XRP faced significant selling pressure as prices declined sharply towards $1.90, confirmed by the Accumulation/Distribution (A/D) line dropping notably. 

The A/D line measures cumulative buying and selling pressure, and its decline indicates higher trading volume on price decreases, reflecting strong seller activity.

As XRP price reached support near $1.90, the A/D line stabilized and began a modest climb during the rebound, indicating renewed buyer activity. 

XRP accumulation/distribution chart
XRP Accumulation/Distribution Chart Over the Past 5 Days. Source: TradingView

Nevertheless, the accumulation during this rebound has not yet fully neutralized the earlier distribution, suggesting caution remains warranted.

Meanwhile, the Chaikin Money Flow (CMF), an indicator showing the strength of money flowing into or out of an asset, turned negative during the sell-off, confirming strong outflows. 

Although CMF improved somewhat during XRP’s rebound, it remained weak and did not enter positive territory, signaling that buyers remain tentative.

XRP CMF Chart. Source: TradingView

Consolidation and Critical Levels to Watch for XRP

These technical indicators suggest XRP is currently in cautious consolidation. While support near $1.90 proved strong, the limited improvement in CMF indicates ongoing market uncertainty.

Overall, this analysis aligns with analyst views that key support around $1.75 to $1.80 remains intact. Only a decisive weekly close below these supports would validate a bearish outlook.

Traders should closely monitor XRP’s interaction with critical support and resistance levels. 

xrp price chart
XRP Price Chart. Source: TradingView

Specifically, a confirmed breakout above $2.33 and then $2.65 would signal bullish continuation, while a decisive breach of $1.75-$1.80 support would indicate increased bearish risk.

The post Why Analysts Claim XRP Price Pattern Is Not Bearish appeared first on BeInCrypto.

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Brazilian Fintech Firm Becomes One of the Largest Bitcoin Holders

Monicah W

Méliuz, a Brazilian firm, became the largest corporate Bitcoin holder in Latin America after a $28.6 million purchase. The company bought BTC at the price of $103,864, so its investment has already grown.

Still, there are growing concerns about the number of businesses that, like Méliuz, recently pivoted entirely to crypto acquisition. Despite the benefits, it’s a risky decision, and participating companies might not be able to stand the volatility.

Méliuz Climbs the Ranks of Bitcoin Holding

Corporate Bitcoin acquisitions have been a growing trend for the last few months, with many types of firms following in MicroStrategy’s footsteps.

Still, despite the worldwide appeal, most of the biggest firms are US-based. Nonetheless, Méliuz’s recent purchase is interesting, as the firm is now Latin America’s top corporate Bitcoin holder:

“There is no public company in Latin America with more Bitcoin than Méliuz! After delivering a yield of 44% to our shareholders in the last 36 days, we now have almost 600 BTC. We purchased R$158 million ($28.7 million USD) by issuing new shares, and we’re just getting started!” the firm claimed over social media.

Méliuz also noted with pride that it purchased more Bitcoin than MicroStrategy today.

According to its full press release, the firm purchased this BTC at an average price of $103,864, so its investment has already increased in value. After weeks of consistent purchasing, its average price overall is $102,702.

Méliuz is currently the largest corporate Bitcoin holder in Latin America and the 36th-largest holder worldwide.

Its main business was providing cashback and discount coupons for online and in-store purchases, but it pivoted to be a Bitcoin-first company. This, too, is part of a global phenomenon.

Still, there are growing concerns about this trend. How many corporate holders like Méliuz can Bitcoin really handle?

Earlier today, Anthony Pompliano announced a $1 billion merger to create a new firm offering “Bitcoin-native financial services.” Although the community reacted with hype, there’s growing speculation of a bubble, and the firm’s stock dropped 24%:

Overall, economic experts are becoming extremely concerned about so many companies worldwide pivoting to a Bitcoin-first strategy.

During macroeconomic distress, the extreme volatility of the crypto market and unstable economies of the traditional market could severely impact companies that try to balance both boats.

The post Brazilian Fintech Firm Becomes One of the Largest Bitcoin Holders appeared first on BeInCrypto.