XRP is standing out with exceptional strength amid broader volatility in the crypto market. Analysts note that since breaking above the $0.50 level, it has shown one of the strongest and clearest uptrends. Among major cryptocurrencies, only Bitcoin displays a more established and solid market structure.
The monthly XRP chart is quietly showing strength. Historically, the $1.90–$2.00 zone has served as a key resistance level. But in 2024, XRP decisively broke above $2 and since then, the price has stabilized and is holding steady above it.
Aside from being one of the only coins in this entire market with the clearest/cleanest impulsive PA (aside from $BTC) starting at it’s launch off of .50, $XRP is currently going on it’s EIGHTH month of consolidation above the prior ATH monthly close.
XRP has firmly remained above the $1.90 mark for more than eight consecutive months. With price holding steady and low volatility, the pressure is building. When assets move like this, major breakouts often follow.
According to Elliott Wave theory, XRP is all set to enter a strong upward trend. This means that we could see the price rise through five distinct waves, pushing it beyond $30 by mid-2026.
Multiple Drivers Behind XRP’s Growth
Analyst Vincent Code also predicts that XRP could hit $30–$50. He cited several reasons for XRP’s rise. RippleNet could capture 20–30% of the $1 trillion cross-border payments market. More than 50 countries may adopt XRP for CBDC bridges. A big crypto bull run in 2026–2027 could spark strong market excitement.
Demand for RLUSD is also growing. Further, Ripple’s 2024 agreement with Saudi Arabia’s central bank could pave the way for XRP to be used in oil-related settlements. He also expects that an XRP Spot ETF approval could bring $20–$50 billion in institutional investments.
Analyst MelarinX says that XRP is coiling like a spring and quietly building energy before a big breakout. Davinci Jeremie, a Bitcoin proponent has also made a U-turn and predicted that XRP could possibly hit $24 this year. He cited that many people in the US government are “pushing for XRP.”
XRP at a Crucial Price Crossroad
XRP is currently trading at $2.23. It is stuck in a tight range, and key moving averages are closing in. This kind of setup often comes before a big, sudden move. Both upward and downward moves are possible.
Nevertheless, XRP’s strong bullish setup and the growing institutional interest, like Ripple’s U.S. bank license bid and ETF talks, are keeping the long-term optimism alive.
The crypto market had a mixed day on Thursday after US Fed Chair Jerome Powell warned that new tariffs could slow economic growth and push inflation higher. Bitcoin went up slightly to $84,312, and Ethereum also gained a bit to $1,596. The overall crypto market cap rose just a little to $2.64 trillion. Some altcoins like XRP, Solana, Dogecoin, Cardano, and Chainlink saw good gains of up to 4%, but others like BNB, Tron, Sui, Litecoin, and NEAR dropped by as much as 3%.
Looking at the current scenario under Trump’s leadership, Former SEC Chair Gary Gensler has once again drawn a sharp line between Bitcoin and the rest of the crypto market, saying Bitcoin is here to stay while most altcoins are likely to fade away.
In a recent CNBC interview, Gensler said Bitcoin’s strength lies in its global appeal. He pointed out that there’s strong interest from people all over the world comparing its endurance to gold. According to him, Bitcoin stands out like one of the “precious metals” humans have always been fascinated by, which could explain why it may survive the test of time.
Altcoins? Mostly Hype, Says Gensler
Gensler warned that most altcoins lack solid fundamentals. He believes the crypto market relies heavily on sentiment suggesting that nearly 100% of crypto assets trade on hype rather than intrinsic value. Because of this, many of these assets are unsustainable and will likely lose value over time.
Regulation, Risk, and Real Value
Without naming specific tokens, Gensler said investors should focus on the fundamentals of each project before investing. He emphasized that the real problem is how sentiment-driven the space has become, with little substance to back most altcoins. This aligns with his tough stance on crypto during his time at the SEC from 2021 to 2025, where he led enforcement actions against various crypto firms and exchanges.
Gensler Doesn’t Own Crypto—But Still Sees Bitcoin’s Future
Interestingly, despite his belief in Bitcoin’s longevity, Gensler revealed he doesn’t own any crypto himself. Still, he acknowledged Bitcoin’s resilience and likened it to gold once again. In his view, only a select few assets like Bitcoin will earn global recognition and last in the long run.
Gensler’s comments come at a time when Bitcoin continues to be positioned as a digital store of value, while the broader altcoin space faces regulatory pressure and investor skepticism.
Right now, the crypto market is in what’s called a Bitcoin Season, meaning Bitcoin is performing better than most altcoins. Bitcoin’s dominance is high at around 62.5%, which is close to a four-year record. Meanwhile, the Altcoin Season Index is at just 16, showing that only a small number of altcoins have outperformed Bitcoin in the last 90 days. Although Bitcoin is leading, history shows that strong BTC dominance often comes just before altcoins start rallying, so traders are keeping a close eye on the charts for any signs of a shift.
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The crypto market had a mixed day on Thursday after US Fed Chair Jerome Powell warned that new tariffs could slow economic growth and push inflation higher. Bitcoin went up slightly to $84,312, and Ethereum also gained a bit to $1,596. The overall crypto market cap rose just a little to $2.64 trillion. Some altcoins …
The price of XRP has climbed 7% in the past 24 hours, reaching $2.32, as crypto markets turn green amid growing chatter over easing tensions in the Middle East and important developments in the long-running Ripple vs. SEC lawsuit.
After recent market uncertainty caused by the Israel-Iran conflict, crypto prices are starting to recover. XRP, in particular, has seen a strong upswing, with trading volume doubling during this price jump. The token has not only erased the losses from last week’s selloff but has also reclaimed its key price zone around $2.30.
A big reason behind XRP’s rally is the crucial court deadline today, June 16, 2025, in the Ripple vs. SEC case. If both parties fail to submit a corrected motion by the end of the day, the case could move to a full appeal, dragging the matter out for months. However, if they manage to settle or file the needed documents, it could lead to a favorable outcome for Ripple — possibly classifying XRP as a non-security for retail sales. This could open the door for XRP-backed financial products like ETFs and settle the lawsuit by mid-2025.
There’s also fresh ETF news. Purpose Investments, a major asset management firm, may have received its final prospectus receipt, potentially clearing the way to launch its XRP ETF soon. If approved, this would be a major milestone for XRP adoption in traditional markets.
Adding to the positive sentiment, former CFTC Chairman Christopher Giancarlo recently revealed that U.S. regulators are actively discussing the idea of Bitcoin and XRP-backed bonds. This news has excited investors, boosting market confidence around XRP’s future potential.
The post Why is XRP Price Going Up Today? appeared first on Coinpedia Fintech News
The price of XRP has climbed 7% in the past 24 hours, reaching $2.32, as crypto markets turn green amid growing chatter over easing tensions in the Middle East and important developments in the long-running Ripple vs. SEC lawsuit. After recent market uncertainty caused by the Israel-Iran conflict, crypto prices are starting to recover. XRP, …
With the cryptocurrency market regaining momentum and new capital flowing into early-stage projects, investors are actively scouting for tokens that haven’t yet hit mainstream exchanges. One project that continues to stand out in this search is Mutuum Finance (MUTM) — a DeFi protocol still trading well under $0.05, but already drawing serious attention from those focused on long-term returns.
At a glance, MUTM’s price tag of $0.025 might seem like just another low-cap presale. But that figure won’t last much longer. The next presale phase is approaching fast, and with it, the token price is set to increase to $0.03 — a 20% jump from its current level. And with a launch price locked at $0.06, the opportunity for early entry is narrowing by the day.
Mutuum Finance (MUTM)
There’s a simple reason strategic investors are making their move now: the math makes sense. Based on the confirmed launch price of $0.06, MUTM is projected to rise over 1000% shortly after going live, according to early analyst estimates. However, those who get in before the current presale phase concludes stand to gain even more.
Take this example — an investor who puts in $1,500 at the current $0.025 price stands to receive 60,000 tokens. When the token reaches $0.60 (a 1000% gain from launch), that $1,500 turns into $36,000. That’s not just a strong return — that’s the type of move that long-term cryptocurrency portfolios are built around.
Waiting until the next presale phase at $0.03 cuts into that potential. Waiting until launch reduces it even more. That’s why early movers aren’t hesitating. Timing, in this case, is everything.
MUTM isn’t gaining traction just because of its price point. The project itself is building real infrastructure around decentralized finance. Mutuum operates as a non-custodial platform, enabling users to access lending and borrowing features for digital assets through self-executing smart contracts.
The platform is structured to support both peer-to-contract (P2C) and peer-to-peer (P2P) lending models. With the P2C method, users supply assets to collective liquidity pools and receive earnings that depend on how actively those pools are being used. Borrowers access these pools by locking up collateral, and rates adjust dynamically based on how much capital is in use. Meanwhile, the P2P model offers a more direct route — letting users negotiate terms independently, especially useful for more speculative tokens.
This dual-lending structure has led some analysts to include MUTM in their crypto predictions for top-performing DeFi assets in the next market cycle.
Beyond lending and borrowing, Mutuum is also in the process of developing an overcollateralized stablecoin. This stablecoin will be minted directly from collateral inside the protocol, offering a decentralized and transparent alternative to more centralized stable assets. Importantly, all interest generated from stablecoin borrowing flows back into the protocol’s treasury — reinforcing its long-term sustainability.
These utilities give MUTM more than just short-term trading appeal. They’re why many analysts are labeling it one of the best cryptocurrencies to buy now, especially for those building portfolios focused on DeFi exposure and consistent passive income strategies.
One reason Mutuum is catching on with forward-looking investors is its balance of current traction and untapped potential. With over 9,500 holders already and $7.7 million raised, the community is growing fast — but it’s still early. Once the token is listed on major exchanges, more exposure will follow, and the entry price will no longer sit below five cents.
Mutuum’s team has also confirmed that all transactions will run through audited smart contracts, and a full audit with CertiK is underway. The platform’s beta release is planned to coincide with the token launch, showing that the team is prioritizing practical delivery and real functionality over marketing buzz.
Opportunities like this don’t stay quiet for long. MUTM is currently flying under the radar, but not for much longer. The upcoming price jump to $0.03 is just the first step in a planned progression toward launch. Each phase not only increases price but also reduces the potential upside for new investors.
By entering now — before the next presale phase begins — investors secure both a lower price and a higher margin for returns. That’s why this token, still under $0.05, is being added to long-term portfolios by those who’ve seen how early-stage crypto investments in DeFi projects can outperform when built with real use in mind.
For more information about Mutuum Finance (MUTM) visit the links below:
The post Still Under $0.05, This DeFi Token Is Being Labelled One of the Best Cryptos to Buy Before Listings appeared first on Coinpedia Fintech News
With the cryptocurrency market regaining momentum and new capital flowing into early-stage projects, investors are actively scouting for tokens that haven’t yet hit mainstream exchanges. One project that continues to stand out in this search is Mutuum Finance (MUTM) — a DeFi protocol still trading well under $0.05, but already drawing serious attention from those …