Circle has formally applied for a banking license after its successful IPO, seeking to provide custodial services for itself and institutional clients. The US trust bank license application precedes an incoming robust stablecoin regulation as ecosystem activity heats up. Circle Applies For Trust Bank License According to a Reuters report, stablecoin issuer Circle is seeking
In a mid-year outlook titled “The Future of BNB Chain: An Outlook for the Rest of 2025 & 2026,” the team behind BNB Chain detailed its roadmap, accomplishments, and vision to push blockchain toward true mass adoption.
BNB Chain plans to promote performance upgrades in 2025 and introduce native privacy and high-performance architecture in 2026. With ambitions to combine the speed of centralized exchanges with the freedom of decentralized blockchain, BNB Chain is entering a transition phase.
BNB Chain’s Performance
Struggling to balance performance, cost, and user control, BNB Chain is proving itself as one of the pioneering platforms driving technological advances beyond traditional limits. Entering 2025, this ecosystem focuses on improving user experience and prepares for a wave of technical breakthroughs in 2026.
The team said that in the first half of 2025, BNB Chain achieved remarkable improvements in technical performance. Block production time has been reduced to just 0.75 seconds, and transaction finality now takes only 1.875 seconds.
Thanks to these improvements, the network processed 12.4 million transactions and achieved an average transaction volume of $9.3 billion per day. Additionally, it set a record with 17.6 million transactions in a single day.
Average gas fees have been lowered to just $0.01, making BNB Chain one of today’s most cost-efficient blockchain networks. Notably, the platform also recorded a 95% reduction in harmful MEV activity, enhancing fairness in the on-chain experience.
BNB Chain Plans Massive Upgrade
These achievements are apparently only the beginning. BNB Chain is pursuing a broader vision—a next-generation blockchain infrastructure designed to compete directly with centralized exchanges (CEXs) in terms of performance.
“To achieve our next goal of providing a CEX like experience to serve millions of users, it’s clear that our current architecture faces natural limits. This comes as there’s been a wave of liquidity from centralized exchanges and traditional finance flowing onchain so we’re aiming to build the infrastructure to handle it,” the BNB Chain team said.
The project is rolling out a series of strategic innovations, including the development of a Rust-based client. It is also integrating “super instructions” to optimize transaction processing and upgrading StateDB to enhance scalability and data storage.
The ultimate goal is to make BNB Chain a blockchain 20 times more powerful than it is today. It aims to handle over 20,000 transactions per second (TPS) with sub-150 millisecond finality. This capability will be sufficient to support large-scale decentralized applications, ranging from Web3 games to complex financial platforms.
A particularly important milestone is BNB Chain’s efforts to build privacy natively into its core architecture. In a world where personal data is increasingly monitored, embedding privacy at the protocol level is a strategic move.
The project aims to serve over 200 million users, a figure highlighting ambitions beyond simply competing with existing chains.
With a roadmap that stretches from late 2025 into 2026, BNB Chain is no longer just a blockchain in the Binance ecosystem — it is redefining its role to become the core infrastructure of a high-speed, low-cost, user-controlled Web3 world.
Memecoins like Dogecoin (DOGE) and Pepe (PEPE) have long been the darlings of meme-loving investors, bringing humor and light-heartedness to the often serious world of crypto. But trends don’t last forever, and a turning point seems to be emerging.
Increasingly, traders are stepping away from these meme-centric coins and turning their attention to BinoFi (BINO). Offered at just $0.02, this token is offering something significantly more than memes—it’s delivering innovative tools, revolutionary features, and real potential for growth.
What’s driving this shift? And why are traders betting on a project like BinoFi instead of sticking with their favored memes?
The Appeal of Memecoins is Fading
Memecoins have always operated on a simple principle: hype. Dogecoin’s rise to fame, backed by social media frenzy and mentions from high-profile figures, showcased how far memes can carry a coin.
Pepe followed a similar trajectory, promising nothing more than amusement and speculative gains. For a while, it worked. People traded these coins with the hope that a tweet or viral moment would skyrocket their value.
But memecoins are beginning to show their flaws. Their reliance on fleeting hype leaves them vulnerable to drastic price swings, a nightmare for traders seeking a semblance of stability. Add to that their lack of utility, most memecoins provide little to no functional value and it’s clear why some traders are looking for alternatives.
PEPE, for example, saw explosive early growth, but without any real-world application or technological backbone, sustaining that momentum has proven nearly impossible. Similarly, while DOGE enjoys occasional spikes thanks to endorsements or nostalgia, its novelty has worn thin for those prioritizing purpose over gimmick.
After all, hype may bring initial profits, but long-term sustainability and innovative features are what keep traders loyal. Memecoins don’t deliver on that front and BinoFi is stepping in to prove why it’s different.
Why Traders Are Turning to BinoFi
While memecoins rely on momentary trends, BinoFi is rooted in solving actual problems that traders face in the crypto world. Its hybrid exchange model, which bridges the divide between centralized and decentralized exchanges, is just one of the reasons traders are sitting up and taking notice.
BinoFi turns what can feel like an overwhelming, fragmented trading experience into something smooth and efficient. By merging centralized exchange order books with decentralized liquidity pools, it ensures deep liquidity and faster transactions without forcing traders to compromise.
No one in the market is offering this hybrid model quite like BinoFi.
Even more exciting is its focus on cross-chain trading. Traditionally, moving funds between different blockchains has been a boring and complex process involving bridges, tools that often come with significant risk.
BinoFi eliminates this hassle entirely through its cross-chain trading capabilities, which allow for direct swaps across multiple blockchains in one step. Less time wasted, fewer complications, and safer transactions, these are the kinds of features traders are looking for.
Security is another major factor. Unlike memecoins, which aren’t exactly known for innovative development or advanced security, BinoFi is putting control into the hands of its users with Multi-Party Computation (MPC) wallets.
The Value of Getting in Early
The BinoFi presale is quickly capturing the spotlight in the crypto space, offering a golden opportunity for forward-thinking investors to get in. With the token priced at an attractive $0.02 in its current presale phase, early participants are positioning themselves ahead of a project set to revolutionize the trading industry.
Those participating in early phases not only secure an exceptional entry point but also stand to benefit from some exclusive perks. These include reduced trading fees, priority access to staking rewards, and even early involvement in shaping the platform’s governance, a unique chance to influence the future of such a project.
The potential for significant returns bolsters the word once BINO hits the mainstream market. Analysts are already projecting enormous growth, with estimates suggesting a staggering 9900% increase for those capitalizing on the presale’s discounted entry point.
The listing price after the presale ends is $0,30 per token so even in case predictions don’t work, early supporters benefit from at least a massive 1200% growth of their investment.
For crypto enthusiasts who recognize the power of early investments, the BinoFi presale is a huge opportunity. With the first phase filling up fast and excitement building across the community, now is the time to act and become part of what could be the next major success story in crypto.
The Future is Looking to Utility, Not Memes
While memecoins like DOGE and PEPE will always have their place as lighthearted pieces of crypto culture, their lack of utility makes them hard to justify as long-term investments.
The days of investing in coins for memes alone seem to be waning. Traders are increasingly choosing projects like BinoFi that promise not just short-term gains, but lasting impact.
The post Crypto Traders Are Dumping Memecoins Like PEPE and DOGE For BinoFi (BINO) at $0.02 appeared first on Coinpedia Fintech News
Memecoins like Dogecoin (DOGE) and Pepe (PEPE) have long been the darlings of meme-loving investors, bringing humor and light-heartedness to the often serious world of crypto. But trends don’t last forever, and a turning point seems to be emerging. Increasingly, traders are stepping away from these meme-centric coins and turning their attention to BinoFi (BINO). …
In the latest XRP news, there are signs that the Ripple USD (RLUSD) stablecoin continues to gain ground. Per a new update, the stablecoin has secured a new listing on the top DeFi lending platform, Euler Finance. The move comes amid strong growth in trading volumes and broader institutional interest in the Ripple ecosystem. Growing RLUSD Stablecoin Listing Ripple’s institutional-grade stablecoin, RLUSD, is now live on Euler Finance. This listing allows users to borrow, lend, and use RLUSD as collateral directly on the platform. Euler has also introduced incentive programs for lenders, which could encourage more adoption from the DeFi community. .@Ripple‘s institutional-grade stablecoin, $RLUSD is live on Euler. Users can borrow, lend, or use it as collateral. Incentives are now available for lenders. pic.twitter.com/dhqevIXQ98 — Euler Labs (@eulerfinance) May 28, 2025 The stablecoin, which is pegged to the U.S. dollar, has already drawn attention due to its focus on… Read More at Coingape.com