Crypto market has staged a strong upside today with Bitcoin (BTC) price shooting 4% to $109,500 levels, and preparing for new all-time highs and price discovery soon. Latest data shows that BTC has been closely following the M2 Money supply, and its next stop could be to $125,000. Altcoins, too, have joined the party as
Dogecoin (DOGE) showed strong market growth by reaching $0.1569 while increase and 3.3% within 24 hours because of open interest that jumped 5% to reach $1.54 billion. The XRP price at $2.12 has succeeded in surpassing significant resistance points which indicates it may reach $27-$30 within the near future. The Mutuum finance project (MUTM) continues to attract investors during its phase 4 presale which has reached $7 million mark through 415 million token sales at $0.025 to over 8,400 holder addresses. Let’s explore these promising gems.
Dogecoin’s Meme-Powered Surge
Dogecoin (DOGE) marks an optimistic period at its current exchange rate of $0.1569. The market for Dogecoin futures continues to surge after platform businesses including Binance and OKX witnessed leveraged traders bet with their stakes reaching 9.87 billion DOGE. Open interest dramatically increased by 5% during this period. Technical analysts agree that rising prices are anticipated because of the falling wedge pattern.
The forecast on Dogecoin predicts $0.29 as the most likely short-term value while analysts believe it may reach $5.60 eventually. If 21Shares successfully files for a Dogecoin Exchange-Traded Fund then institutional capital would likely drive up its price. The future sustainability of DOGE remains questionable because the currency heavily depends on social media popularity and it does not have a limited supply.
XRP’s Technical Breakout
XRP maintains a trading price of $2.12 as it breaks through its 50-day and 200-day averages. The technical analyst Rianenenpai identifies Bitcoin historic rally patterns while observing XRP rise through all-time high resistance. XRP has potential to move from its current position to $27-$30 through two intermediate targets of $2.99 and $4.58.
Recent movements of 70 million XRP and indications from a new 2x Long Daily XRP ETF exchange-traded fund demonstrate that both institutional investors and retail clients are increasingly investing with confidence in whales on the network. Exchange market data shows fewer tokens indicate that holders expect future long-term profitability.
Mutuum Finance’s Presale Momentum
The MUTM token issued by Mutuum Finance (MUTM) is currently in the fourth phase of its eleven-stage presale before reaching its final value of $0.025. Mutuum Finance managed to raise $7 million by vending 415 million tokens to acquire 8,400 holders. The current selling stage (phase 4) is moving rapidly while phase 5 introduces a 20% price increase to $0.03 which will automatically benefit existing investors with a 20% profit.
The tokenomics ensure a $0.06 listing price for MUTM tokens which gives investors a 140% profit. Market analysts predict MUTM will reach $2.50 after launch which would provide a 9,900% return on investment for earliest willing investors. The team is completing a Certik audit of its smart contracts which will be released to social platforms to enhance credibility.
Innovative Lending Model and Investor Incentives
Mutuum Finance (MUTM) delivers innovative investor benefits through its decentralized lending service model. The platform combines overcollateralized loans with mtTokens that earn interest continuously as they provide both income generation and liquidity features.
Platform-generated revenue streams allow the buy-and-distribute system to repurchase MUTM tokens which provide rewards to stakers and stimulates market demand. A new dashboard presentation of the top 50 holders now offers bonus tokens to users for staying within the leader ranking.
The $100,000 MUTM token giveaway attracts investors through its ten $10,000 prize winnings. Phase 4 offers investors the entry price of $0.025 since it marks the lowest point before the upcoming price increase to $0.03. Investors stay invested through the combined rewards of a referral program and stake-exclusive features.
FOMO effect is intensifying because MUTM currently has 8400 holders among the incoming phase 5 launch. MUTM’s focus on real-world DeFi applications, unlike DOGE’s hype or XRP’s market swings, positions it for explosive growth. The initial investors who enters into MUTM before its exchange launch will capture substantial gains.
Seize the Opportunity
Three cryptocurrency projects have established unique directions within the projected crypto market of 2025: Dogecoin (DOGE), XRP and Mutuum Finance (MUTM). DOGE depends on public enthusiasm while it fails to establish concrete technical elements. System analysts confirm that XRP displays technical breakout potential but its market performance remains erratic.
Mutuum Finance (MUTM) positions itself as a presale winner through excellent tokenomics and decentralized finance (DeFi) utility which delivers predicted profits.
For more information about Mutuum Finance (MUTM) visit the links below:
The post Dogecoin (DOGE) and 2 More Altcoins You Can’t Afford to Miss in 2025 appeared first on Coinpedia Fintech News
Dogecoin (DOGE) showed strong market growth by reaching $0.1569 while increase and 3.3% within 24 hours because of open interest that jumped 5% to reach $1.54 billion. The XRP price at $2.12 has succeeded in surpassing significant resistance points which indicates it may reach $27-$30 within the near future. The Mutuum finance project (MUTM) continues …
The US crypto regulation has changed dramatically in 2025, with the Trump administration adopting a pro-innovation, pro-crypto approach. Major developments included new executive orders, the disbanding of enforcement teams, and a shift toward clear, comprehensive legislation.
The year saw a move away from “regulation by enforcement” toward structured rules and federal clarity, while states continued to play a key role in shaping the regulatory environment.
July 18, 2025– President Trump signed the new legislation of the GENIUS Act into law. It creates licensing and regulatory requirements for stablecoin issuers. It also provides requirements for the custody and safekeeping of certain payment stablecoin-related assets.
July 17, 2025- The House also adopted the Digital Asset Market Clarity Act by a 294-134 margin and the CBDC Anti-Surveillance State Act,
July 3, 2025- The US House Committee looks forward to considering the CLARITY Act and the San GENIUS Act in the crypto week, which is scheduled in the week of July 14.
June 17, 2025: The US Senate passed the GENIUS ACT with 68-30 votes, the first federal regulatory framework for stablecoins.
May 8, 2025 – Wyoming and Texas push forward new pro-crypto laws; other states test blockchain in public services and launch regulatory sandboxes.
Early May 2025 – U.S. repeals Executive Order 14067 and outdated Treasury crypto policies; SEC unveils new framework for digital asset securities; GENIUS stablecoin bill nears finalization; OCC releases Interpretive Letter 1183 allowing banks to custody digital assets.
April 12, 2025 – Senate Banking Committee announces plans to pass a comprehensive crypto market bill by August; Securities Clarity Act reintroduced in the House.
April 2025 – Congress accelerates deregulatory efforts and develops laws to clarify digital asset regulation under the Trump administration.
March 12, 2025 – White House publicly supports stablecoins and cryptocurrencies, signaling regulatory easing and push for adoption.
What Do The US Federal Agencies Think About Crypto in 2025?
SEC: The SEC, under new leadership, is moving away from aggressive enforcement and toward developing clear regulatory lines, realistic registration paths, and sensible disclosure guidelines for crypto assets.
CFTC: The CFTC is collaborating with the SEC and Congress to clarify jurisdiction, especially over digital commodities and derivatives.
FinCEN: AML and CFT requirements remain central, with crypto companies classified as financial institutions under the Bank Secrecy Act, subject to strict compliance.
FDIC/OCC: The FDIC has eased restrictions on banks’ crypto activities, while the OCC supports banks’ ability to custody digital assets
US Crypto Tax 2025
Cryptocurrency in the US is taxed based on how long you hold the asset and your total taxable income. Short-term gains (assets held for one year or less) are taxed at ordinary income rates, while long-term gains (assets held for more than a year) are taxed at lower capital gains rates. Additionally, income from mining, staking, or receiving crypto as payment is taxed as ordinary income.
Short-Term Crypto Tax Rates (Held ≤ 1 Year)
Tax Rate
Single
Married Filing Jointly
Married Filing Separately
Head of Household
10%
$0–$11,600
$0–$23,200
$0–$11,600
$0–$16,550
12%
$11,601–$47,150
$23,201–$94,300
$11,601–$47,150
$16,551–$63,100
22%
$47,151–$100,525
$94,301–$201,050
$47,151–$100,525
$63,101–$100,500
24%
$100,526–$191,950
$201,051–$383,900
$100,526–$191,950
$100,501–$191,950
32%
$191,951–$243,725
$383,901–$487,450
$191,951–$243,725
$191,951–$243,700
37%
Over $609,351
Over $731,201
Over $365,601
Over $609,351
Long-Term Crypto Tax Rates (Held > 1 Year)
Tax Rate
Single
Married Filing Jointly
Married Filing Separately
Head of Household
0%
Up to $47,025
Up to $94,050
Up to $47,025
Up to $63,000
15%
$47,026–$518,900
$94,051–$583,750
$47,026–$291,850
$63,001–$551,350
20%
Over $518,900
Over $583,750
Over $291,850
Over $551,350
Additional Crypto Tax Rules
Income from mining, staking, or payment: Taxed as ordinary income at the above rates.
NFTs: Some may be taxed at a higher collectibles rate (up to 28%).
Non-taxable events: Transfers between your own wallets and certain gifts are not taxable.
Crypto companies: Subject to standard corporate income tax and must comply with reporting and AML/CFT rules.
Example
If you are single, earn $50,000 in total taxable income, and realize $5,000 short-term crypto gains and $10,000 long-term crypto gains:
Short-term gains taxed at 22%: $1,100
Long-term gains taxed at 15%: $1,500
Total crypto tax owed: $2,600
These rates and rules ensure all crypto investors and companies are taxed in line with other property and investment assets in the US
Crypto Adoption Rate In America
In 2025, about 28% of American adults—around 65 million people—own cryptocurrency.
Crypto ownership in the US has nearly doubled since 2021, rising from 15% to 28%.
14% of non-owners plan to buy crypto in 2025, and 67% of current owners plan to buy more this year.
Bitcoin, Ethereum, and Dogecoin are the top three cryptocurrencies Americans plan to purchase in 2025.
On March 20, 2025, the SEC clarified that proof-of-work crypto mining is not subject to federal securities laws, removing registration requirements for miners.
There is no federal ban on crypto mining; regulation is handled at the state level, with some states offering incentives and others imposing environmental restrictions.
The Trump administration’s deregulatory approach in 2025 has encouraged domestic mining growth, but all miners must still comply with federal AML and CFT rules.
Environmental concerns and energy usage debates continue, especially in states considering stricter oversight or moratoriums on mining operations.
US Government’s Crypto Holdings
As of April 2025, the US government holds approximately 198,012 Bitcoins, valued at about $18.3 billion.
The US is the world’s largest state holder of Bitcoin, with these assets primarily acquired through law enforcement seizures and forfeitures.
In March 2025, President Trump established the Strategic Bitcoin Reserve and a broader Digital Asset Stockpile, consolidating all federally held Bitcoin and other major cryptocurrencies (including Ethereum, Solana, Cardano, and XRP) as permanent reserve assets.
Conclusion
US crypto regulation in 2025 marks a major turning point. The old approach of punishing innovation is being replaced with clear rules, legal support, and a national strategy for digital assets. While financial crimes are still a concern, the overall direction is bold, business-friendly, and built for long-term crypto adoption.
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The post Crypto Regulations in the USA 2025 appeared first on Coinpedia Fintech News
The US crypto regulation has changed dramatically in 2025, with the Trump administration adopting a pro-innovation, pro-crypto approach. Major developments included new executive orders, the disbanding of enforcement teams, and a shift toward clear, comprehensive legislation. The year saw a move away from “regulation by enforcement” toward structured rules and federal clarity, while states continued …
What’s the next breakout token that can deliver real gains? For Shiba Inu (SHIB) holders, the answer has become painfully urgent. Recent data shows that nearly 65% of SHIB investors are currently sitting on losses, despite the token’s once-historic surge during the 2021 bull market. That has prompted both retail and smart-money investors to shift their attention elsewhere. And right now, the meme coin attracting the most buzz and momentum is Little Pepe (LILPEPE)—a rising star that’s rapidly becoming the go-to asset for those looking to get in early on the next potential Dogecoin or Shiba Inu-style run.
The SHIB Dilemma: Big Name, Fading Gains
According to data from the IntoTheBlock website, the number of Shiba Inu wallets holding losses has skyrocketed. A total of 65% of all investors are currently in the red, putting them in the lead. In contrast, only 32% of investors are seeing a profit at this level, and 3% are sitting at breakeven, meaning the coins last moved around the price at which the meme coin is currently trading. While the established trend suggests that the Shiba Inu price will continue to decline, pushing more investors into losses, the CoinCodex prediction indicates a change in the tide. The 5-day prediction sees an 8.8% rise to $0.00001278 in the new week.
The unfortunate reality is that those seeking a 10x or 50x return are unlikely to find it by continuing to hold SHIB. Enter Little Pepe (LILPEPE)—a new meme coin that’s not only grabbing headlines but is backed by real innovation and growing investor confidence.
Little Pepe (LILPEPE): Where Momentum Meets Utility
What sets Little Pepe apart from the typical meme coin hype machine is its unique blend of viral branding and genuine blockchain utility. It’s not just another frog-themed token hoping to catch lightning in a bottle. Instead, LILPEPE is being developed as the first-ever Layer 2 blockchain dedicated entirely to meme coins, offering unmatched speed, low fees, and resistance to sniper bots. The platform also includes a meme coin Launchpad—a tool that allows new meme tokens to be created and launched seamlessly within the LILPEPE ecosystem. This positions LILPEPE not just as a token, but as the backbone of the next wave of meme-based cryptocurrencies. And the response has been massive.
Within just weeks of launching its presale, Little Pepe has already sold out two stages, raised over $2.3 million, and is now in its third presale phase, priced at $0.0012 per token. Demand continues to surge as the project confirms listings on two top centralized exchanges (CEXs), with plans also underway to debut on the world’s largest crypto exchange. This move could send its price soaring once it hits the open market.
Viral Growth Amplified by Massive Giveaway
LILPEPE’s clever marketing isn’t just about technical innovation. The team has also launched the “Little Pepe $777K Giveaway”, which will see 10 winners each receive $77,000 worth of LILPEPE tokens. This high-stakes promotion has sent engagement through the roof and attracted tens of thousands of new eyes to the project. This level of attention—and the momentum behind it—mirrors the early stages of previous meme coin breakouts. However, with a clearer roadmap, a solid tech foundation, and a price point still under a penny, LILPEPE appears to be the next logical move for those seeking to escape stagnant assets like SHIB.
A Better Entry Point for Bigger Gains
What makes LILPEPE especially attractive to new and seasoned crypto investors is its favorable risk-to-reward profile. With SHIB, most of the massive growth has already occurred, and further upside is limited unless it achieves mainstream adoption on a massive scale. Meanwhile, LILPEPE offers early entry into a project with a small market cap, high community energy, and a real chance to lead a meme coin renaissance. As meme coins remain a central fixture in the speculative side of crypto, LILPEPE offers everything investors look for—low cost, high upside, technical uniqueness, and the kind of virality that turns small buys into massive windfalls.
Conclusion: Don’t Be Late Again
Many watched from the sidelines as Dogecoin and SHIB turned small investments into six- or seven-figure fortunes. By the time most people jumped in, the significant gains had already been lost. Now, the market is giving investors another chance—but this time, it’s coming from Little Pepe (LILPEPE). With SHIB struggling and 65% of its holders underwater, now might be the best time to make a switch. LILPEPE is not just hype—it’s backed by innovation, already selling out presale stages, and gearing up for major listings that could send it to the moon.
If you missed the first meme coin revolution, LILPEPE might just be your shot at redemption.
For more information about Little Pepe (LILPEPE) visit the links below:
The post Best Meme Coin to Buy Right Now as 65% of Shiba Inu (SHIB) Holders Sink into Losses appeared first on Coinpedia Fintech News
What’s the next breakout token that can deliver real gains? For Shiba Inu (SHIB) holders, the answer has become painfully urgent. Recent data shows that nearly 65% of SHIB investors are currently sitting on losses, despite the token’s once-historic surge during the 2021 bull market. That has prompted both retail and smart-money investors to shift …