Central banks around the world are actively researching, testing, and piloting central bank digital currencies (CBDCs), with several countries already rolling out digital money for public use. However, despite growing interest, day-to-day adoption among citizens remains limited.
CBDCs offer several clear advantages. They allow governments and central banks to implement monetary policies more efficiently, making processes like tax deductions and foreign investment regulations automatic. Additionally, CBDCs cut down on the costs and complexities of printing and managing physical cash.
India, widely recognized for its digital payment success with UPI, is now eyeing its next milestone with programmable digital money. The country launched its Digital Rupee pilot in December 2022, and by early 2024, it had onboarded 1.3 million users and over 300,000 merchants. The pilot uses a token-based offline model and integrates smoothly with existing digital infrastructure like UPI and Aadhaar.
Aishwary Gupta, Global Head of Payments at Polygon Labs has opened up about how different countries are learning from their CBDC experiments. “As of 2024, over 130 countries, representing 98% of global GDP, are exploring CBDCs,” Gupta said in an interview with Coinpedia. “But adoption is uneven. China’s e-CNY has over 260 million wallets and processed more than $250 billion, but its daily usage remains limited. Nigeria’s eNaira has struggled with adoption, mainly due to trust and utility gaps.”
He added that India’s early success is thanks to its strong digital infrastructure and public-private collaboration. Gupta believes CBDCs must address real-world challenges like financial inclusion and remittances while preserving privacy to gain public trust.
“Public-private partnerships, strong identity frameworks, and clear communication are key. Ultimately, trust in CBDCs is not built through issuance, but through design, transparency, and impact,” the expert said.
The Bigger Debate: Control vs. Privacy
While central banks maintain that CBDCs are meant to complement cash, not replace it, critics argue they could eventually tighten government control over monetary systems. As the world moves toward tokenized assets and decentralized technologies, concerns around privacy, surveillance, and financial freedom in a CBDC-driven economy continue to grow.
The global CBDC experiment is still in its early stages, but the conversations around trust, privacy, and the role of central banks in a digital future are only getting louder.
Pi Network price has been left in the dust as Bitcoin and other altcoins. It remains below $1, and has crashed by almost 80% from its all-time high. Its daily volume has also fallen to less than $100M, a sign that its demand is waning. Let’s explore why the Pi Coin price will remain capped until two key exchanges list it.
Pi Network Price to Be Stuck Until Key Exchange Listings
Pi Coin has struggled primarily for two main reasons: a lack of tier-1 exchange listings and its token unlocks. Data shows that the network will release 1.6 billion tokens, worth approximately $1.06 billion, over the next 12 months. These releases will ultimately drive the price downwards, especially if there is no demand to purchase.
No other major CEX has listed Pi Network since its mainnet launch. Its only trading is happening in exchanges like Gate, Bitget, OKX, LBank, and MEXC. While these ones are large players in the crypto industry, most of them are not considered tier-1 exchanges.
There are three main exchanges that would likely lead to a Pi Network price surge. Binance is the biggest crypto in the industry, and its listing would expose it to over 200 milion users globally. Most Binance users who participated in a poll before the mainnet launch supported its listing.
Cryptocurrencies usually surge after Binance listing. The most recent example is DeepBook, whose price rocketed after Binance Futures listing.
Upbit is another exchange that would lead to a Pi Coin price surge because of its large market share in South Korea. Just recently, Orca price soared by 170% in a day after it was listed on Upbit.
The other key exchange ideal for Pi Network price surge is Coinbase, which would expose it to US clients. As such, the token will remain capped until it is listed in these three exchanges.
Pi Coin Price Technical Analysis and Prediction
The eight-hour chart reveals that the value of Pihas remained in a narrow range this month. It has been stuck between the support and resistance levels at $0.4015 and $0.7660.
Most importantly, the coin has formed a rising wedge chart pattern. The lower line links the lower lows since April 15, while the upper side connects the highest levels since March 29. This wedge leads to a breakdown when the two lines near their meeting point as is happening today.
Therefore, the most likely Pi Network price forecastis where it crashes and retests this month’s low at $0.4015, down by 40% from the current level.
Pi Network Price
However, there is always a risk for a short squeeze, especially if one of these exchanges lists it. Such a move would trigger a triple-digit surge, possibly to the value of Pi at $3.14.
Have you ever asked yourself, “What if I could turn $5,000 into $5 million in the next few years?” That dream, once out of reach, is now looking more realistic thanks to a new wave of promising altcoins. With the crypto market slowly recovering and investors keeping a close eye on solid projects, finding that golden opportunity early can make all the difference.
We’ve put together a list of five altcoins that stand out in 2025—and yes, each one has the potential to make waves by 2028. Some are already well-known giants with growing ecosystems, while others, like Rexas Finance (RXS), are emerging powerhouses gaining traction for the right reasons. Let’s dive into the top contenders.
Rexas Finance (RXS): From $0.20 to $15? A Real-World Asset Revolution
Rexas Finance could be your best option if you’re searching for an undervalued investment with significant potential. Currently priced at $0.20 in its final presale stage, RXS has already seen a 567% increase from its starting point of $0.03. The official listing price, set at $0.25 on June 19, 2025, positions early investors for an immediate 25% gain. Analyzers are predicting, though, a possible rise to $15 by 2028. This price tag represents a startling 7,300% rise, transforming your $5,000 investment into $365,000—and potentially much more if the project gains widespread acceptance.
So, what’s fueling this momentum? Rexas Finance is tackling one of the biggest untapped markets in crypto: real-world asset tokenization. Rexas Finance has made its mark by getting listed on CoinMarketCap and CoinGecko. It has also been Certik-audited, giving investors confidence in the project’s security. Plus, the ongoing $1 million giveaway has generated over 1.9 million entries, with 20 winners set to receive $50,000 worth of RXS each—an initiative that has further expanded the community. With 50,000+ holders already onboard and FOMO growing, Rexas Finance could be the breakout altcoin of this cycle.
Solana (SOL): The Ethereum Rival With Speed on Its Side
Solana continues to impress with blazing-fast transactions and minimal fees. It’s already made a name for itself in DeFi and NFTs. Solana’s ecosystem has grown more robust, more stable, and more developer-friendly following past weathering of network interruptions. Should its pace continue, they predict Solana to trade between $274 and $330 by 2025. Long-term investors, particularly those who purchase when prices are still relatively low, may reap significant profits from such developments.
Cardano (ADA): The Quiet Giant Making Real-World Moves
Cardano is renowned for its peer-reviewed procedures. Analysts estimate that ADA might reach $10 to $20 by 2025. These figures may be conservative if widespread adoption spreads throughout developing countries and institutions. As of this writing, ADA is trading at $0.7084.
Polkadot (DOT): The Multi-Chain Maestro
Polkadot is a favorite for tech-savvy investors. Its unique architecture allows different blockchains to interact and share data. As the demand for interoperability in Web3 increases, Polkadot’s value is likely to follow. Analysts suggest DOT could reach $100 by 2025, especially if more developers start building cross-chain DeFi and dApps on the platform.
Chainlink (LINK): The Backbone of Smart Contract Data
Chainlink is the go-to oracle network for feeding real-world data into smart contracts. From weather reports to sports scores and financial data, Chainlink powers essential infrastructure across DeFi and Web3. As blockchain adoption expands, so will the need for reliable oracles. LINK is projected to hit $50 to $75 by 2025, offering a substantial upside for believers in data-powered smart contracts.
Final Thoughts: Your $5K Could Change Everything
Selecting the right altcoins today can have a significant impact on your financial future. While blue chips like Solana, Cardano, Polkadot, and Chainlink offer stability and steady growth, Rexas Finance presents an unmatched opportunity for exponential returns. With its real-world utility, community-first approach, and rising demand in a trillion-dollar asset class, RXS is not just another coin—it’s a movement.
The window to enter is closing fast. The final presale stage is 92.39% filled, and the price will jump to $0.25 at launch. The launch could be your final opportunity to experience the surge from $0.20 to $15 and higher. Ready to turn your $5,000 into $5 million? Jump into these top 5 altcoins. Time waits for no investor.
For more information about Rexas Finance (RXS) visit the links below:
The post If You Have $5000 and Would Like to Turn it into $5 Million By 2028, Which Are the Best Altcoins to Buy? Top 5 Contenders appeared first on Coinpedia Fintech News
Have you ever asked yourself, “What if I could turn $5,000 into $5 million in the next few years?” That dream, once out of reach, is now looking more realistic thanks to a new wave of promising altcoins. With the crypto market slowly recovering and investors keeping a close eye on solid projects, finding that …
As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter) that Ripple could pay its SEC fine using XRP tokens while the price is still low. Some believe this might happen before ETF approvals and the FedNow launch on July 14.
Ripple Paying SEC Fine in Cash, Not XRP
However, former SEC official Marc Fagel has put those rumors to rest saying they are not paying in XRP. Instead, the money is already set aside in cash inside an escrow account.
They’re not paying in XRP. It’s sitting in an escrow account in cash.
An XRP supporter also said the token is safe for now and explained that while tokens can be moved, it’s an all-or-nothing system..
XRP Price Reacts to Uncertainty
Recently, crypto analyst John Squire had suggested that the U.S. government might seize Ripple’s escrowed XRP and hold it as a national reserve. However, Bill Morgan shut down the idea by simply stating “it wont”.
Amid these rumours, XRP price had dropped over 2%. However, crypto prices spiked today after President Trump announced a ceasefire deal between Iran and Israel. Bitcoin rose nearly 3% as it climbed above $106,000. XRP also posted gains around 6% in the last 24 hours.
No Long Delay in Sight
There were speculations that the Ripple vs. SEC case could drag into late 2026. But Bill Morgan clarified that such a delay is unlikely, unless Judge Torres rejects the current joint proposal. The most probable outcome, he says, is both parties accepting the summary judgment, along with a penalty and permanent injunction.
The court is now waiting on a key SEC filing due by mid-August. The XRP community remains on edge, unsure of what Judge Torres might decide next. Experts say that “it could go either way” but nobody has backed the idea of a delay into 2026.
The post Ripple Settlement Update: No, They’re Not Paying the SEC in XRP appeared first on Coinpedia Fintech News
As the Ripple vs. SEC case moves forward, rumors are growing on X (formerly Twitter) that Ripple could pay its SEC fine using XRP tokens while the price is still low. Some believe this might happen before ETF approvals and the FedNow launch on July 14. Ripple Paying SEC Fine in Cash, Not XRP However, …
