After two successful SEC crypto roundtable meetings, the third one is set for tomorrow, April 25. Although the previous two discussions failed to bring any significant impact in the crypto industry and its status, the approaching one is anticipated to bring major changes, especially as Paul Atkins is set to attend, i.e., his first SEC crypto meeting. Here’s everything you need to know.
Paul Atkins to Speak At SEC Crypto Roundtable
The newly appointed SEC Chairman, Paul Atkins, will be setting the tone for the SEC crypto roundtable meeting with his opening remarks. The SEC crypto meeting is titled “Know Your Custodian: Key Considerations for Crypto Custody” and will take place on April 25, 2025, from 1:00 PM to 5:00 PM ET.
More importantly. It will be available to the public both in person and virtually, where the SEC Headquarters, Washington, D.C., is the location. For virtual, netizens can visit the SEC’s official YouTube channel and website.
As is clear from the title, the purpose of this SEC crypto meeting is to discuss crypto custody issues. Along with that, the participants and speakers will discuss regulatory challenges and the integration of digital assets in the traditional financial systems.
Although Paul Atkins will be speaking in the meeting, Hester Peirce and other SEC commissioners will lead the discussion.
Additionally, Mark Udeya is also joining the meeting. The official announcement reveals that he will present opening remarks along with Atkins, which is odd to many, as Atkins is officially the SEC Chairman.
What to Expect From Paul Atkin at the SEC Crypto Roundtable?
Overall, the purpose of this SEC crypto meeting is to discuss the issues and potential solutions regarding the crypto industry. The same will happen at the upcoming meeting, with the focus on custody. Here, several panelists, including those from the crypto industry, SEC officials, and legal and academic experts, will gather.
Some industry experts believe Paul Atkins’ first SEC crypto roundtable will help him gather his priorities straight on what he needs to act on first. This is because the crypto community awaits resolutions on various matters, including the Ripple vs SEC lawsuit and others.
More importantly, there are 17-plus crypto ETFs yet to be approved. Not to forget, the development and implementation of crypto regulations.
SEC Roundtable Upcoming Meeting Structure
SEC hosted two roundtable conferences previously, where the first took place on March 21 and discussed the ‘token qualification.’ The second took place on April 11 and discussed ‘crypto trading regulation.’
After the third SEC crypto roundtable meeting on April 25, two more will take place on May 12 and June 6. As reported by CoinGape, the first to discuss ‘tokenization’ and later on ‘decentralized finance.’
The investors are eyeing these SEC conferences to witness some significant regulatory clarity on the industry and even potential exchange ETF approval, especially the XRP ETF launch. This is because, under Trump’s presidency and Gary Gensler’s free office, the SEC is turning to an innovation-friendly approach.
With the crypto market gradually rebuilding momentum, investors are once again looking for high-upside assets that offer more than just hype. In this environment, early-stage tokens with real utility and well-structured tokenomics are beginning to take center stage. One of the names drawing increasing attention is Mutuum Finance (MUTM)—a DeFi protocol still in presale, priced at $0.025, and steadily positioning itself as one of the best cryptos to buy now.
Mutuum Finance is not another copy-paste DeFi project. It’s been built to solve key inefficiencies in how crypto lending and borrowing currently work—by offering users flexibility, autonomy, and clearer incentives across two distinct models: Peer-to-Contract (P2C) and Peer-to-Peer (P2P) lending. Combined with a fair presale structure and a growing base of long-term holders, the project is beginning to stand out for all the right reasons.
Mutuum Finance (MUTM)
The current presale price of $0.025 isn’t just attractive—it’s time-sensitive. With over 8,100 holders already on board and more than $6.5 million raised, the demand speaks for itself. Once this phase closes, the price will increase to $0.03, before launching publicly at $0.06. That’s more than double the entry point for those joining now.
What makes this especially appealing is that Mutuum isn’t just promising future utility—it’s already laid out a clear roadmap, including the launch of a beta platform post-presale and upcoming exchange listings. The protocol’s growth is being driven by practical features, not marketing alone.
Dual Lending Models: P2C and P2P
What truly sets Mutuum apart is its hybrid approach to DeFi lending. In the Peer-to-Contract (P2C) model, users deposit assets into a shared liquidity pool. Borrowers can access these funds by providing overcollateralized assets, and interest rates adjust automatically based on pool utilization. Lenders earn passive income through this system, and all transactions are handled transparently by smart contracts.
The Peer-to-Peer (P2P) model, on the other hand, introduces a more flexible option. Instead of relying on a shared pool, users can directly negotiate lending terms with others. This opens up opportunities for assets that don’t qualify under traditional models—like meme coins or highly volatile tokens. For example, borrowers holding Shiba Inu (SHIB) or Pepe (PEPE) can use these tokens as collateral in custom P2P agreements, allowing them to access liquidity without having to convert or sell.
This dual system gives users a choice: the stability of pooled lending through P2C or the customization and asset flexibility of P2P. Few protocols offer both in a single ecosystem, which is part of why Mutuum is gaining traction.
Unlike protocols that rely on token inflation or high-risk staking loops, Mutuum is designed to generate real yield through actual usage. When users deposit assets, they receive mtTokens, which represent their deposit and increase in redeemable value as interest accrues. These mtTokens can be held, transferred, or used in other DeFi applications—making them both functional and yield-generating.
In addition, a portion of the platform’s revenue is used to buy MUTM tokens on the open market and redistribute them to mtToken holders. This ongoing cycle ties user activity directly to long-term incentives, creating a sustainable model for growth.
Mutuum’s momentum hasn’t come from viral tweets or celebrity endorsements. It’s come from consistent progress, community growth, and a clearly structured presale that makes sense for early participants. The team has announced an upcoming CertiK audit, reinforcing its commitment to security. With more than 8,100 users already invested, the protocol is gaining serious attention without needing to rely on noise.
In short, it’s the kind of project that tends to perform well once the wider market catches on—offering practical features, real use cases, and an economic model that benefits long-term holders.
For anyone wondering what crypto to invest in right now, Mutuum Finance deserves a closer look. It’s still early, it’s priced affordably, and it’s delivering on features that users actually want—especially in a DeFi space that’s become increasingly cautious of overpromised returns.
With a working P2C model, flexible P2P lending, and passive income mechanisms already in place, MUTM isn’t just another presale token. It’s shaping up to be one of the most well-rounded DeFi entries of the year—and at $0.025, the window to get in early is still open, but it won’t stay that way for long.
For more information about Mutuum Finance (MUTM) visit the links below:
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With the crypto market gradually rebuilding momentum, investors are once again looking for high-upside assets that offer more than just hype. In this environment, early-stage tokens with real utility and well-structured tokenomics are beginning to take center stage. One of the names drawing increasing attention is Mutuum Finance (MUTM)—a DeFi protocol still in presale, priced …
Erebor, a nascent crypto bank, recently circulated a fundraising memo claiming that it expects a bank charter in half the normal time. If approved, the bank will integrate stablecoins at a foundational level.
Several of Erebor’s tech billionaire founders are Trump allies with direct connections to the relevant regulators. This memo outright stated that their “political network will get this done” at extreme speeds.
Erebor: Crypto’s Next Big Bank?
Since the SVB collapse in 2023, the Web3 industry hasn’t enjoyed a dedicated tech-specific bank. Last month, a group of prominent tech billionaires announced plans to fill this gap by launching Erebor, a new bank with greater emphasis on crypto.
According to a recent scoop, this institution is planning to win regulatory approval much faster than expected.
Apparently, Erebor issued a recent fundraising memo claiming that the crypto bank will be fully operational by the end of the year.
Normally, this process could take a year or longer, so Erebor’s investors are openly suggesting that it’ll win regulatory approval twice as fast.
How is this possible? Several of its leading tech/crypto investors, such as Peter Thiel and Anduril founder Palmer Luckey, have become close Trump allies. “Palmer’s political network will get this done,” the memo claimed.
The OCC, which handles bank charters, has grown closer to the industry in recent months. Its current Chair, Jonathan Gould, is a former Bitfury executive with noteworthy connections to Erebor.
The memo directly claimed that Erebor’s co-founders have a “unique connectivity to banking regulators,” specifically naming Gould.
In a press statement, an OCC representative didn’t directly address these claims of favoritism:
“The OCC carefully considers every bank charter application submitted based on the facts of the application and consistent with its statutory and regulatory requirements,” an OCC spokeswoman told Business Insider.
Pros and Cons of Approval?
To be fair, the crypto industry could definitely use a bank catered to its interests. Erebor plans to become “the most regulated entity conducting and facilitating stablecoin transactions,” integrating Web3 at all layers.
If it proves successful, the institution could represent a major platform for TradFi’s integration with crypto.
If “Palmer’s political network” gets Erebor a bank charter in half the usual time, how is that going to look to outside observers?
In the long run, accusations of corruption and bribery could become a serious problem. The crypto industry could benefit from this bank, but the expedited timetable seems unnecessary.
This fundraising memo might be bluster, and the speedy approval could never materialize. If it does, however, it may become a major scandal.
While the crypto market has experienced huge fluctuations in 2025, the altcoin market continues to bounce back. Projects like XRP, Solana and Angry Pepe Fork are looking extremely bullish going into Q3, while meme coins like Little Pepe, Shiba Inu and Pepe are rebuilding momentum after a bearish June performance.
Investors looking for the best altcoins of 2025 need to keep a sharp eye on Solana, XRP, Angry Pepe Fork and Little Pepe, with each offering unique applications and strong potential returns. That said, Shiba Inu and Pepe Coin could still recover, offering steady returns for investors who remain bullish despite their recent declines.
Angry Pepe Fork is Disrupting The Meme Coin Market
As classic meme coins like Pepe Coin and Shiba Inu continue to lose momentum, Angry Pepe Fork is taking the spotlight. Angry Pepe Fork is rebranding the meme coin term, combining fantastic utility with a meme coin’s ability to go viral. This combination has made Angry Pepe Fork a standout project that’s quickly building a loyal fan base.
One of Angry Pepe Fork’s most appealing features is its income-generating opportunities. Throughout the project’s presale, investors can optimize their returns by staking tokens, earning investor rewards and taking part in the project’s CommunityFi system. This system rewards investors who help to promote Angry Pepe Fork. The more attention they create, the more rewards they can generate.
This focus on revenue opportunities is set to be expanded post-launch with Angry Pepe Fork’s GambleFi platform. The platform will be the first linked to a meme coin and will host a wide selection of on-chain mini-games where players can wager $APORK and win prizes.
Post-presale, the Angry Pepe Fork developers will also focus on cross-chain expansion. The project will look to expand to the Binance and Ethereum blockchains, reducing fees, bringing deeper liquidity and growing community reach in the process.
This focus on long-term development is further exacerbated by Angry Pepe Fork’s deflationary tokenomics. The project has a fixed $APORK supply of 1.9 billion tokens, some of which will be burned during transactions. This will decrease the supply while increasing demand, driving up the price in the process.
$APORK tokens are currently experiencing huge demand, with tokens selling for just $0.0269. With a myriad of opportunities for investors, a long-term roadmap and community-focused approach, Angry Pepe Fork is on track to become a standout altcoin in the second half of 2025.
Can Little Pepe (LILPEPE) Cause as Much Disruption As Pepe?
Although the hype around meme coins like Shiba Inu and Pepe Coin faded during the recent market crash, Little Pepe is bringing the hype back to the market. Built on its own Layer 2 blockchain, Little Pepe is quickly becoming a standout project offering greater security and stability than classic meme coins.
The first stage of the Little Pepe presale was an astounding success, with $300,000 being raised in the first 48 hours at just $0.001 per token. Little Pepe has since increased to $0.0011 during stage two of its presale, with rumours suggesting that prices could reach as high as $0.003 once Little Pepe is listed on major exchanges. This would equal a 172% return for investors who get involved today, making Little Pepe a highly lucrative opportunity.
In addition to its potential returns, the Little Pepe developers have announced a $777,000 giveaway, with ten lucky winners walking away with $77,000 worth of Little Pepe tokens.
While Little Pepe offers outstanding meme coin potential, some investors argue that it lacks the utility of altcoins like Solana and XRP, and could fall behind utility-backed meme coins like Angry Pepe Fork. Nonetheless, Little Pepe could offer strong returns in Q3 as its presale momentum snowballs.
Shiba Inu Sees A 5% Rally
Shiba Inu has gained overnight momentum, increasing by 5.11% in the last 24 hours. This bullish momentum has been fueled by several updates including an innovative new Shibarium update.
The upgrade will bolster the Shiba Inu ecosystem by improving privacy, decreasing the risk of censorship and enhancing resiliency.
At the time of writing Shiba Inu was trading at $0.00001080 with daily trading volume down 13%. This suggests that fewer Shiba Inu investors are selling tokens which could trigger additional bullish momentum going into July.
Pepe Crashes 36% In June
Pepe Coin was one of the worst-performing meme coins in June, crashing a staggering 36% in 30 days. This led to thousands of investors selling their Pepe Coins, with many diversifying their portfolios to mitigate losses.
Pepe is now trading at $0.000008897 following a recent increase in momentum after Elon Musk posted a Pepe meme on X. While this is yet to result in any positive price action, it brought much-needed attention back to Pepe Coin, which could result in additional rallies over the next month. Nonetheless, meme coins like Shiba Inu and Angry Pepe Fork remain higher-potential alternatives.
Could Solana’s New Partnership Trigger A Price Rally?
As Pepe Coin struggles to build momentum, Solana has announced another development: a partnership with Kazakhstan to build Central Asia’s first Blockchain Economic Zone. This partnership would begin with a Solana Economic Zone, making Kazakhstan a regional blockchain hub designed to promote Solana, Web3 technology and global talent in the Web3 space.
The announcement, made on Solana’s official X account, emphasized that this new partnership is Solana’s first in Central Asia. The deal is similar to the Crypto Centre model within the Dubai Multi Commodity Centre (DMCC) and could have a significant impact on Solana and Kazakhstan’s future economy.
While the announcement could have huge implications for Solana’s future, Solana’s price has remained steady at $134.10 following a 3.8% daily increase.
XRP ETF Approval Chances Reach 95%
XRP continues to be one of the market’s most talked-about altcoins. Its price has seen huge fluctuations in 2025, with XRP currently trading at $2.00. Recent data from Bloomberg analysts suggests that the likelihood of XRP ETF approval could now be as high as 95%.
This bullish prediction comes following the formal acknowledgement of 19b-4 filings, direct commentary between the SEC and ETF sponsors, and increasing alignment with crypto laws following XRP’s legal victory in 2023.
An XRP ETF could pave the way for other altcoins such as Solana and Cardano, potentially triggering huge price rallies for altcoins and meme coins such as Shiba Inu and Angry Pepe Fork in Q3.
The post Shiba Inu and Pepe Coin Under Threat: 4 Cryptos Not To Sleep On In 2025 appeared first on Coinpedia Fintech News
While the crypto market has experienced huge fluctuations in 2025, the altcoin market continues to bounce back. Projects like XRP, Solana and Angry Pepe Fork are looking extremely bullish going into Q3, while meme coins like Little Pepe, Shiba Inu and Pepe are rebuilding momentum after a bearish June performance. Investors looking for the best …
