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Top Pi expert Dr. Altcoin highlights that Pi Network’s slow growth can be attributed to its unexpected surge upon entering the open market. Expert Explains Why Pi Network Outgrew Its Original Limits Pi Expert Dr. Altcoin recently shared why, despite earlier doubts, he remains convinced Pi Network is not a scam. In his post, he
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The post This New Cryptocurrency Could Outperform XRP and MATIC — Best Crypto to Buy Before June? appeared first on Coinpedia Fintech News
The crypto market in 2025 is no longer just about riding the waves of the biggest names. Investors are zooming in on projects that offer real-world functionality and potential for outsized gains. Two of the most established altcoins, XRP and MATIC, are still staples in most portfolios — but their explosive growth phases may already be priced in. That’s why a growing number of analysts and early investors are watching Mutuum Finance (MUTM) — a low-cap DeFi project that’s starting to stand out for all the right reasons.
Mutuum Finance has remained under the radar so far, but that may not last much longer. The fourth stage of its ongoing presale has already generated over $7.75 million, highlighting strong investor interest. The price per token is fixed at $0.025 for now, though more than 65% of this round is complete. Once this phase wraps, the price climbs to $0.03, with a confirmed launch value of $0.06 — making now one of the last chances for early entry.
At its core, this decentralized protocol is designed to help users do more with the assets they already own. Rather than encouraging investors to sell their holdings to access capital, Mutuum allows them to deposit crypto like ETH, SOL, or stablecoins and borrow other assets in return. The platform uses smart contracts to handle these operations without third-party control — making the entire process non-custodial and transparent.
Where things get even more interesting is Mutuum’s approach to token utility and sustainability. The protocol generates fees through lending activities, and instead of simply collecting those fees, it puts them to work — by buying MUTM tokens on the open market and sending them to engaged participants. This model supports a flow of passive rewards tied directly to real usage, which is increasingly appealing to long-term holders looking for more than just price speculation.
Mutuum isn’t just about convenience — it’s built with scalability in mind. The developers have announced that the platform will run on Arbitrum, a Layer 2 network known for reducing congestion and improving transaction efficiency. But rather than relying on general L2 benefits, the team is implementing its own tech solutions to further lower costs. For example, by compressing transaction data and assigning compact asset identifiers, Mutuum minimizes network load — which makes a big difference when the platform begins scaling.
The smart contracts are undergoing a full audit by CertiK, one of the leading names in blockchain safety reviews. That should give more confidence to investors who have seen too many DeFi platforms launch without proper safeguards in place.
Unlike many other projects that delay product rollout, Mutuum intends to launch a beta version of its platform at the same time MUTM becomes available on exchanges. That means users will have immediate access to real features like lending, borrowing, and earning protocol-based returns — all while the token is still fresh to market.
For comparison, XRP’s current structure still revolves heavily around legacy remittance narratives, and MATIC — despite strong technology — is dealing with market saturation and slower growth forecasts. MUTM, on the other hand, is entering with a clean slate, solid mechanics, and increasing buzz from those seeking the best cryptocurrency to invest in now.
Some experts say the token could reach up to $0.30 or higher in the early stages, and longer-term estimates go even further. Based on platform fundamentals and projected user activity, it’s not out of the question that MUTM becomes a strong contender for the next wave of blue-chip DeFi coins.
For example, an investor who commits $1,800 now at $0.025 could be looking at a position worth over $43,000 when the token reaches $0.60 — even before the often-discussed $1+ milestones are achieved.
In summary, while tokens like XRP and MATIC have already delivered their early returns, Mutuum Finance is still at the starting gate — with the tools, community support, and token model to go much further. As we move into June, the window to get in before the next presale jump is narrowing. For anyone scanning the market for the next breakout project, MUTM is worth a serious look.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.finance/
Linktree: https://linktr.ee/mutuumfinance
The post This New Cryptocurrency Could Outperform XRP and MATIC — Best Crypto to Buy Before June? appeared first on Coinpedia Fintech News
The crypto market in 2025 is no longer just about riding the waves of the biggest names. Investors are zooming in on projects that offer real-world functionality and potential for outsized gains. Two of the most established altcoins, XRP and MATIC, are still staples in most portfolios — but their explosive growth phases may already …
The post XRP Rich List: How Much XRP Puts You in the Top 10% appeared first on Coinpedia Fintech News
XRP is one of the most talked-about cryptocurrencies, but few people understand how small its true holder base is. Even though there are 6.4 million XRP wallets, that does not mean there are 6.4 million people holding XRP. Many users, especially experienced ones, hold multiple wallets for different purposes like trading, storage, and security.
In fact, a large number of these wallets are inactive, unfunded, or belong to exchanges like Binance and Uphold. Others may contain only a small amount of XRP, often referred to as “dust” wallets. Based on blockchain data and AI analysis, it is estimated that only about 30 to 40 percent of these wallets are actually used by individual holders.
As explained by Edo Farina, this means that the real number of people who hold XRP is much smaller—somewhere between 1.5 and 2 million worldwide. That’s less than 0.03 percent of the global population. To put it simply, fewer than one in every 4,000 people on the planet currently holds XRP.
So, how much XRP do you need to be considered a top holder? According to the latest data, owning just 2,500 XRP places you in the top 10 percent of all XRP wallets. At current market prices, that’s about $5,000. While it’s no longer as easy as it once was, it’s still an amount within reach for many investors.
There’s a common belief that if XRP ever reaches high values—say $1,000—the elites or governments won’t allow regular people to profit. But when you look at the numbers, the situation is quite different.
Even if 2.5 million wallets each held 250 XRP and XRP hit $1,000, each person would make $250,000. That’s a great return, but not enough to disrupt global financial systems or draw serious attention from regulators. And realistically, most people are unlikely to hold XRP until it reaches those high prices. Many will cash out early—at $10, $50, or $100.
The post XRP Rich List: How Much XRP Puts You in the Top 10% appeared first on Coinpedia Fintech News
XRP is one of the most talked-about cryptocurrencies, but few people understand how small its true holder base is. Even though there are 6.4 million XRP wallets, that does not mean there are 6.4 million people holding XRP. Many users, especially experienced ones, hold multiple wallets for different purposes like trading, storage, and security. In …
The post Strategy Acquires 21,021 Bitcoin, Now Holds 628,791 Coins: Why Is BTC Price Dropping? appeared first on Coinpedia Fintech News
Strategy (Nasdaq: MSTR, STRK, STRF, STRD), the largest corporate Bitcoin (BTC) holder, has made a bold move to strengthen its balance sheet. The Bitcoin treasury company announced on Tuesday, July 29, that it had closed its initial public offering of around 28 million shares of Variable Rate Series A Perpetual Stretch Preferred Stock (STRC) at a public offering price of $90, thus raising about $2.52 billion.
Strategy announced that the proceeds from the IPO of the newly formed vehicle were used to purchase 21,021 Bitcoins.
“Strategy has acquired 21,021 BTC for around $2.46 billion at about $117,256 per Bitcoin and has achieved a BTC Yield of 25.0% YTD 2025. As of 7/29/2025, we hodl 628,791 BTC acquired for approximately $46.08 billion at around $73,277 per Bitcoin,” Michael Saylor, Chairman at Strategy, noted.
Strategy’s STRC fundraising was the largest U.S. IPO in 2025 to date. The company has led an army of 282 corporations that have accumulated over 3.61 million Bitcoins to date, according to BitcoinTreasuries.
More institutional investors have implemented a Bitcoin treasury management system to beat inflation and macroeconomic uncertainties.
Bitcoin price is affected by a wide range of factors, both on-chain and external fundamentals. Although on-chain data shows an aggressive accumulation of Bitcoin by whale investors, short-term holders and spot traders have been expecting heightened volatility ahead of Wednesday’s FOMC statement and the Fed’s federal funds rate announcement.
According to market data from Coinglass, Bitcoin’s Futures Open Interest (OI) dropped by over 5 percent on CME to $16.9 billion, signaling mild panic selling. Nonetheless, the overall BTC’s OI remained elevated compared to last quarter and year, thus signaling that a macro bullish outlook remains strong.
The post Strategy Acquires 21,021 Bitcoin, Now Holds 628,791 Coins: Why Is BTC Price Dropping? appeared first on Coinpedia Fintech News
Strategy (Nasdaq: MSTR, STRK, STRF, STRD), the largest corporate Bitcoin (BTC) holder, has made a bold move to strengthen its balance sheet. The Bitcoin treasury company announced on Tuesday, July 29, that it had closed its initial public offering of around 28 million shares of Variable Rate Series A Perpetual Stretch Preferred Stock (STRC) at …